Stockbridge Auto Insurance Rates, Quotes, Agents & Reviews in VT

Stockbridge, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Stockbridge, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Stockbridge, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Stockbridge, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Stockbridge, VT with that of other cities in and around Stockbridge.

Stockbridge Rochester Bridgewater Chittenden Bethel Barnard
Average Insurance Rates $1,091 $1,082 $1,110 $1,096 $1,080 $1,179

Stockbridge, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Stockbridge, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Stockbridge $1,171 $989
Pittsfield $1,313 $1,109
Barnard $2,485 $2,099
Killington $1,412 $1,193
Chittenden $1,360 $1,148
Bridgewater $1,377 $1,163
Bethel $1,142 $965
Rochester $1,204 $1,017

Stockbridge, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Stockbridge, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,540
20 Years $1,402
30 Years $1,080
40 Years $1,039
50 Years $962
60 Years $975
70 Years $1,135

Stockbridge, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Stockbridge, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,855 $327
3 Vehicles $2,782 $491
4 Vehicles $3,709 $655

Savings on 2 Vehicles bundle:$327

Savings on 3 Vehicles bundle:$491

Savings on 4 Vehicles bundle:$655

Stockbridge, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Stockbridge, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Stockbridge $1,091 $2,255
Pittsfield $1,090 $2,252
Barnard $1,179 $2,436
Killington $1,135 $2,345
Chittenden $1,096 $2,265
Bridgewater $1,110 $2,294
Bethel $1,080 $2,232
Rochester $1,082 $2,236

Stockbridge, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $936
Excellent (740-799) $1,068
Good (670-739) $1,137
Average (580-669) $1,483
Poor (300-579) $1,780

Stockbridge, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Smith Insurance Agency None 56 1/2 Merchants Row, Rutland, 5701 None
Jennifer Sheridan Liberty Mutual 271 North Main St Suite 208, Rutland, 5701 1-802-747-0600
Perkins Insurance Agy Inc Nationwide 124 N Main St, Rutland, 05701-3237 (802) 773-3110
Poulos Ins Inc Allstate 2472 Vt Rte 107, Bethel, 5032 (802) 234-9744
Washburn And Wilson Agency Incorporated Travelers 144 MAIN ST, BETHEL, 5032 802-234-5188
Holden Financial Services Inc Liberty Mutual Independent 92 CENTER ST, RUTLAND, 5701 802-388-4992

Stockbridge, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,139
Driver's Failure In Showing Documents +$106 $1,197
Driving With An Expired Registration +$112 $1,203
Driving At A Considerably Slow Pace +$237 $1,328
Using A Cellphone While Driving +$250 $1,341
Running A Red Light +$254 $1,345
Speeding +$267 $1,358
Driving A Vehicle Without The Required Permission +$339 $1,430
Driving With An Expired/Suspended License +$735 $1,826

Stockbridge, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,047
Active Disabling Device $1,047
Tracking Device $1,026
Passive Disabling Device $1,015