Stockton Auto Insurance Rates, Quotes, Agents & Reviews in NE

Stockton, NE Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Stockton, NE, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Stockton, NE are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Stockton, NE Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Stockton, NE with that of other cities in and around Stockton.

Stockton Bennet Woodland Hills Grant Nemaha Walton
Average Insurance Rates $1,520 $1,327 $1,497 $1,518 $1,343 $1,603

Stockton, NE Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Stockton, NE based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Stockton $1,017 $859
Bennet $2,167 $1,830
Grant $1,917 $1,619
Walton $1,054 $890
Woodland Hills $1,759 $1,486
North Palmyra $1,476 $1,247
Stevens Creek $1,784 $1,507
Nemaha $1,479 $1,249

Stockton, NE Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Stockton, NE usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,932
20 Years $1,953
30 Years $1,504
40 Years $1,447
50 Years $1,340
60 Years $1,359
70 Years $1,582

Stockton, NE Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Stockton, NE can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,614 $426
3 Vehicles $3,922 $638
4 Vehicles $5,229 $851

Savings on 2 Vehicles bundle:$426

Savings on 3 Vehicles bundle:$638

Savings on 4 Vehicles bundle:$851

Stockton, NE Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Stockton, NE.

Location Average Insurance Cost Post DUI Insurance Rate
Stockton $1,520 $2,236
Bennet $1,327 $1,952
Grant $1,518 $2,233
Walton $1,603 $2,358
Woodland Hills $1,497 $2,202
North Palmyra $1,339 $1,969
Stevens Creek $1,539 $2,264
Nemaha $1,343 $1,975

Stockton, NE Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,304
Excellent (740-799) $1,489
Good (670-739) $1,584
Average (580-669) $2,066
Poor (300-579) $2,479

Stockton, NE Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Watts Insurance Group Liberty Mutual Independent 6221 S 58Th St 6221 S 58Th St, Lincoln, 68516 None
Gene Lilly Surety Bonds, Inc. None 3440 O St., Lincoln, 68510 None
Solomon Halim State Farm 4007 South 48th, Lincoln, 68506-5450 402-486-3839
Ray Thompson State Farm 3701 O St Ste 101, Lincoln, 68510-1647 402-475-2345
Tommy Hughes Jr State Farm 1321 Jones St Ste 104, Omaha, 68102-3239 402-346-1011
Farley Wolf Insurance Agency Travelers 7800 O ST 103, LINCOLN, 68510 402-483-1350
Dunbar-Peterson Insurance Agency Travelers 1902 Howard St, Omaha, 68102 None
One Way Insurance Agency Liberty Mutual Independent 1102 FORT CROOK RD S, BELLEVUE, 68005 402-592-2804
Red One Insurance Inc Travelers 15858 WEST DODGE RD STE 100, OMAHA, 68118 402-392-5802
P J Ramaekers & Associates Inc Travelers 7915 L ST, OMAHA, 68127 609-645-1700

Stockton, NE Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,587
Driver's Failure In Showing Documents +$147 $1,667
Driving With An Expired Registration +$157 $1,677
Driving At A Considerably Slow Pace +$330 $1,850
Using A Cellphone While Driving +$348 $1,868
Running A Red Light +$354 $1,874
Speeding +$372 $1,892
Driving A Vehicle Without The Required Permission +$473 $1,993
Driving With An Expired/Suspended License +$1,024 $2,544

Stockton, NE Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,459
Active Disabling Device $1,459
Tracking Device $1,429
Passive Disabling Device $1,414