Stonegate Auto Insurance Rates, Quotes, Agents & Reviews in CO

Stonegate, CO Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Stonegate, CO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Stonegate, CO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Stonegate, CO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Stonegate, CO with that of other cities in and around Stonegate.

Stonegate Foxfield Dove Valley Meridian Lone Tree Inverness
Average Insurance Rates $1,871 $2,027 $1,782 $1,897 $1,998 $1,954

Stonegate, CO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Stonegate, CO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Stonegate $1,210 $1,022
Grand View Estates $1,915 $1,617
Meridian $2,349 $1,984
Dove Valley $1,613 $1,362
Lone Tree $1,127 $952
Foxfield $2,011 $1,698
Inverness $1,531 $1,293
Acres Green $2,189 $1,849

Stonegate, CO Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Stonegate, CO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,071
20 Years $2,404
30 Years $1,852
40 Years $1,782
50 Years $1,650
60 Years $1,673
70 Years $1,947

Stonegate, CO Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Stonegate, CO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,218 $524
3 Vehicles $4,827 $786
4 Vehicles $6,436 $1,048

Savings on 2 Vehicles bundle:$524

Savings on 3 Vehicles bundle:$786

Savings on 4 Vehicles bundle:$1,048


Stonegate, CO Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Stonegate, CO.

Location Average Insurance Cost Post DUI Insurance Rate
Stonegate $1,871 $2,828
Grand View Estates $1,928 $2,914
Meridian $1,897 $2,867
Dove Valley $1,782 $2,693
Lone Tree $1,998 $3,020
Foxfield $2,027 $3,064
Inverness $1,954 $2,953
Acres Green $1,820 $2,751

Stonegate, CO Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,605
Excellent (740-799) $1,832
Good (670-739) $1,950
Average (580-669) $2,544
Poor (300-579) $3,052

Stonegate, CO Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Nese Sahin State Farm 7979 E Tufts Ave Ste 217, Denver, 80237-2553 303-733-6373
Andy Silver State Farm 18425 Pony Express Dr Ste 113A, Parker, 80134-9605 720-638-3594
Jennifer Matthews Allstate 10290 S Progress Way Ste 204, Parker, 80134 (303) 680-8100
Hample Insurance Service Travelers 9250 COSTILLA AVE E STE 200, GREENWOOD VILLAGE, 80112 303-841-9220
Rob Swanson Allstate 2305 E Arapahoe Rd Ste 130, Centennial, 80122 (303) 794-4400
Dave Okes Allstate 4901 E Dry Creek Rd Ste 214, Centennial, 80122 (303) 770-1794
Associates Insurance Group Liberty Mutual Independent 8400 E PRENTICE AVE STE 300, GREENWOOD VLG, 80111 (303) 793-3388
Associates Insurance Group Liberty Mutual Independent 8400 E PRENTICE AVE STE 300, GREENWOOD VLG, 80111 (303) 793-3388
Kelly Klee Insurance None 304 Inverness Way S. 490 , Englewood, 80112 None
Buseman Insurance Group Llc Travelers 10290 S PROGRESS WAY 103, PARKER, 80134 303-858-1199
Moreton & Company Liberty Mutual Independent 4600 S ULSTER ST STE 380, DENVER, 80237 (608) 238-5851

Stonegate, CO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$82 $1,953
Driver's Failure In Showing Documents +$181 $2,052
Driving With An Expired Registration +$193 $2,064
Driving At A Considerably Slow Pace +$406 $2,277
Using A Cellphone While Driving +$428 $2,299
Running A Red Light +$436 $2,307
Speeding +$458 $2,329
Driving A Vehicle Without The Required Permission +$582 $2,453
Driving With An Expired/Suspended License +$1,261 $3,132

Stonegate, CO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,796
Active Disabling Device $1,796
Tracking Device $1,759
Passive Disabling Device $1,740