Stowe Auto Insurance Rates, Quotes, Agents & Reviews in VT

Stowe, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Stowe, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Stowe, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Stowe, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Stowe, VT with that of other cities in and around Stowe.

Stowe Elmore Worcester Waterbury Underhill Morrisville
Average Insurance Rates $1,185 $1,132 $1,092 $1,123 $1,151 $1,078

Stowe, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Stowe, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Stowe $1,792 $1,514
Morristown $2,637 $2,227
Worcester $1,606 $1,356
Morrisville $1,589 $1,342
Lamoille County $1,469 $1,241
Waterbury $1,635 $1,381
Underhill $2,414 $2,039
Elmore $1,374 $1,161

Stowe, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Stowe, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,845
20 Years $1,523
30 Years $1,173
40 Years $1,128
50 Years $1,045
60 Years $1,059
70 Years $1,233

Stowe, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Stowe, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,086 $284
3 Vehicles $3,128 $427
4 Vehicles $4,171 $569

Savings on 2 Vehicles bundle:$284

Savings on 3 Vehicles bundle:$427

Savings on 4 Vehicles bundle:$569

Stowe, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Stowe, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Stowe $1,185 $2,449
Morristown $1,096 $2,265
Worcester $1,092 $2,257
Morrisville $1,078 $2,228
Lamoille County $1,101 $2,275
Waterbury $1,123 $2,321
Underhill $1,151 $2,379
Elmore $1,132 $2,339

Stowe, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,017
Excellent (740-799) $1,161
Good (670-739) $1,235
Average (580-669) $1,611
Poor (300-579) $1,933

Stowe, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Allen Agency, Inc. None 62 Knight Ln , Williston, 5495 None
Hickok & Boardman Inc Liberty Mutual Independent 618 S MAIN ST, STOWE, 5672 802-253-9707
Alan Ashe Insurance Agency None Po Box 8537 Essex, essex junction, 5451 None
Stowe Ins Agy Allstate 105 Depot St., Stowe, 5672 (802) 253-4855
Nfp Property & Casualty Services Liberty Mutual Independent 78 VT ROUTE 15 W, MORRISVILLE, 5661 (802) 888-3143

Stowe, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,237
Driver's Failure In Showing Documents +$115 $1,300
Driving With An Expired Registration +$122 $1,307
Driving At A Considerably Slow Pace +$257 $1,442
Using A Cellphone While Driving +$271 $1,456
Running A Red Light +$276 $1,461
Speeding +$290 $1,475
Driving A Vehicle Without The Required Permission +$369 $1,554
Driving With An Expired/Suspended License +$799 $1,984

Stowe, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,138
Active Disabling Device $1,138
Tracking Device $1,114
Passive Disabling Device $1,102