Strafford Auto Insurance Rates, Quotes, Agents & Reviews in VT

Strafford, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Strafford, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Strafford, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Strafford, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Strafford, VT with that of other cities in and around Strafford.

Strafford Norwich Thetford Tunbridge West Fairlee Vershire
Average Insurance Rates $1,130 $1,216 $1,120 $1,094 $1,075 $1,073

Strafford, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Strafford, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Strafford $961 $812
Vershire $1,250 $1,056
Thetford $1,721 $1,454
Tunbridge $1,113 $940
Norwich $1,609 $1,359
Sharon $1,335 $1,128
West Fairlee $1,136 $960
South Royalton $1,609 $1,359

Strafford, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Strafford, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,667
20 Years $1,452
30 Years $1,118
40 Years $1,076
50 Years $996
60 Years $1,010
70 Years $1,176

Strafford, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Strafford, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,989 $271
3 Vehicles $2,983 $407
4 Vehicles $3,978 $542

Savings on 2 Vehicles bundle:$271

Savings on 3 Vehicles bundle:$407

Savings on 4 Vehicles bundle:$542


Strafford, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Strafford, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Strafford $1,130 $2,335
Vershire $1,073 $2,217
Thetford $1,120 $2,314
Tunbridge $1,094 $2,261
Norwich $1,216 $2,513
Sharon $1,105 $2,283
West Fairlee $1,075 $2,221
South Royalton $1,053 $2,176

Strafford, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $970
Excellent (740-799) $1,107
Good (670-739) $1,177
Average (580-669) $1,536
Poor (300-579) $1,843

Strafford, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,180
Driver's Failure In Showing Documents +$110 $1,240
Driving With An Expired Registration +$116 $1,246
Driving At A Considerably Slow Pace +$245 $1,375
Using A Cellphone While Driving +$259 $1,389
Running A Red Light +$263 $1,393
Speeding +$277 $1,407
Driving A Vehicle Without The Required Permission +$351 $1,481
Driving With An Expired/Suspended License +$762 $1,892

Strafford, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,085
Active Disabling Device $1,085
Tracking Device $1,062
Passive Disabling Device $1,051