Suffolk Auto Insurance Rates, Quotes, Agents & Reviews in VA

Suffolk, VA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Suffolk, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Save Up To $567 on Multi-Car Insurance in Suffolk, VA

The average cost of auto insurance in Suffolk, VA, is $945. Car owners in Suffolk can improve savings by comparing multiple quotes and reviews from various auto insurance companies. Below is a list of discounts available to drivers in Suffolk.


Discounts for Students:

Teenagers in Suffolk pay $3,066 a year on car insurance. Though they bear the brunt of being inexperienced drivers, insurance companies offer discounts to teenage students with good grades in school. For instance, Allstate offers stellar discounts to smart students based on their grades and proximity to the school (100 miles). Alongside these requirements, the teenage driver must be under the age of 25 and must also complete Allstate’s “teenSMART Driver Education Program.” State Farm’s “Good Student” program offers discounts of up to 25% to teenage students who have good grades. Farmers offers similar discounts to students (with good grades) under the age of 25 as well. 

Anti-Theft Discounts:

Car insurers across Vancouver offer discounts to drivers that install anti-theft devices. GEICO offers a discount of up to 25% on installing approved anti-theft devices or alarms. Progressive, too, offers discounts of up to 25% on anti-theft devices and alarms. 

Equipping one’s vehicles with the latest anti-theft devices will help in saving more. A passive disabling device helps save the most on auto insurance in Suffolk.

Multi-Car Insurance:

Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company. However, discounts on multi-car insurance policies vary according to the make and model of the vehicle. The cost of insuring two vehicles under a multi-car insurance policy in Suffolk is $1,607, while the cost of insuring four vehicles under this policy is $3,213. Bundling is another standard method of availing discounts. If a customer purchases multiple policies (life, car, home) from the same insurer, they become eligible for discounts.

Factors that can influence the cost of car insurance in Suffolk, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Suffolk, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Suffolk, VA with that of other cities in and around Suffolk.

Suffolk Carrsville Benns Church Windsor Camptown Haslett
Average Insurance Rates $945 $1,202 $1,869 $1,205 $2,136 $981

Suffolk, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Suffolk, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Suffolk $1,304 $1,101
Windsor $1,161 $980
Haslett $1,439 $1,215
Camptown $2,027 $1,712
Carrsville $1,466 $1,238
Isle of Wight County $1,264 $1,067
Holly Grove $1,389 $1,174
Benns Church $1,925 $1,626

Suffolk, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Suffolk, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,066
20 Years $1,214
30 Years $935
40 Years $900
50 Years $833
60 Years $845
70 Years $983

Suffolk, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Suffolk, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,607 $284
3 Vehicles $2,410 $425
4 Vehicles $3,213 $567

Savings on 2 Vehicles bundle:$284

Savings on 3 Vehicles bundle:$425

Savings on 4 Vehicles bundle:$567

Suffolk, VA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Suffolk, VA.

Location Average Insurance Cost Post DUI Insurance Rate
Suffolk $945 $1,543
Windsor $1,205 $1,967
Haslett $981 $4,023
Camptown $2,136 $3,487
Carrsville $1,202 $1,962
Isle of Wight County $949 $1,549
Holly Grove $962 $3,946
Benns Church $1,869 $3,051

Suffolk, VA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $811
Excellent (740-799) $926
Good (670-739) $985
Average (580-669) $1,285
Poor (300-579) $1,541

Suffolk, VA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tracey Vinson State Farm 3900 Greenway Ct N, Portsmouth, 23707-3802 757-399-7595
Kathy Kretz State Farm 838 Old Geo Wash Hwy N Ste H, Chesapeake, 23323-2209 757-487-0074
Insurance Agency Services Llc Travelers 607 W WASHINGTON ST, SUFFOLK, 23434 757-934-2321
B J Willie State Farm 816 W Constance Rd, Suffolk, 23434-5642 757-539-2534
Eastern Va Insurance Associates Allstate 600 Loudoun Ave, Portsmouth, 23707 (757) 397-1291
Mills Hunter March Nationwide 908 W Washington St, Suffolk, 23434-6242 (757) 934-0755
Insurance Agency Services Llc Travelers 1055 KEMPSVILLE RD PROVIDENCE SQ SHOPPING CENTER, VIRGINIA BEACH, 23464 757-467-0603
Donnie Gill State Farm 308 G Washington Hwy N Ste 1, Chesapeake, 23323-1852 757-487-3451
Jane Peak State Farm 315 N Great Neck Rd Ste 220, Virginia Bch, 23454-4072 757-340-8060
Campbell & Associates Insurance Agency Inc Travelers 1092 LASKIN RD STE 106, VIRGINIA BEACH, 23451 757-425-3996

Suffolk, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $987
Driver's Failure In Showing Documents +$92 $1,037
Driving With An Expired Registration +$97 $1,042
Driving At A Considerably Slow Pace +$205 $1,150
Using A Cellphone While Driving +$216 $1,161
Running A Red Light +$220 $1,165
Speeding +$232 $1,177
Driving A Vehicle Without The Required Permission +$294 $1,239
Driving With An Expired/Suspended License +$637 $1,582

Suffolk, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $907
Active Disabling Device $907
Tracking Device $888
Passive Disabling Device $879

Latest Auto Insurance Reviews in Suffolk, VA | Back to Top

They were easy to sign up and were slightly cheaper than Safeco. Also they are based in my state so they are more accessible.
State Farm
I have compared State Farm's premiums with those of other companies, through on-line comparison sites, and I have found nothing any better or cheaper.
Mercury is the cheapest insurance company you can get unless you use the robot company geico. I like working with Mercury because I have my own agent
I am satisfied with my car insurance company. I receive very little customer service on the actual policy and have not filled a claim.
I am satisfied with my car insurance company. I receive very little customer service on the actual policy and have not filled a claim.
I am not sure my insurance company offers the best value for my money. My premiums keep increasing, but I am not getting anything additionally for my money.
Amica Mutual Insurance
I did shop around before I purchased my auto insurance. The premium I received was $40 less than other companies for the same coverage.
My premium has a basic amount of coverage with a price that I find fair. I probably could get a better deal, but it wouldn't be worth my time.
I dislike that there are no brick and mortar stores for me to go in and talk to a person. I have to call them and speak to a random agent. I know its to save us money across the board, but at the same time its sometimes a good thing to have a brick and mortar store.
Motorist Insurance
I absolutely hate having to communicate with the company because their office staff doesn't speak the greatest English and has accents. I try to avoid at all costs.