Sullivan County Auto Insurance Rates, Quotes, Agents & Reviews in TN

Sullivan County, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sullivan County, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sullivan County, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Sullivan County, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sullivan County, TN with that of other cities in and around Sullivan County.

Sullivan County Bluff City Bristol Blountville Spurgeon Walnut Hill
Average Insurance Rates $1,435 $1,414 $1,421 $1,433 $1,453 $1,437

Sullivan County, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sullivan County, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sullivan County $986 $833
Blountville $2,812 $2,375
Bluff City $1,174 $992
Walnut Hill $2,820 $2,382
Bristol $994 $840
Oak Grove $1,027 $867
Watauga $1,445 $1,221
Spurgeon $2,167 $1,830

Sullivan County, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sullivan County, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,656
20 Years $1,844
30 Years $1,420
40 Years $1,366
50 Years $1,265
60 Years $1,283
70 Years $1,493

Sullivan County, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sullivan County, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,497 $373
3 Vehicles $3,745 $560
4 Vehicles $4,994 $746

Savings on 2 Vehicles bundle:$373

Savings on 3 Vehicles bundle:$560

Savings on 4 Vehicles bundle:$746


Sullivan County, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sullivan County, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Sullivan County $1,435 $2,571
Blountville $1,433 $2,567
Bluff City $1,414 $2,533
Walnut Hill $1,437 $2,574
Bristol $1,421 $2,546
Oak Grove $1,472 $2,637
Watauga $1,401 $2,510
Spurgeon $1,453 $2,603

Sullivan County, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,231
Excellent (740-799) $1,405
Good (670-739) $1,495
Average (580-669) $1,951
Poor (300-579) $2,341

Sullivan County, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kristy Baggarly State Farm 2332 Volunteer Pkwy, Bristol, 37620-6702 423-968-9221
Burnette & Associates Insurance Agency Inc. Erie 1135 Volunteer Parkway, Bristol, 37620 None
Wayne Humphrey State Farm 939 Volunteer Pkwy, Bristol, 37620-4262 423-968-1322
Heritage Insurance Group Inc - Bristol None 100 Fifth Street, Bristol, 37620 None
Ben Igo State Farm 2742 W State St Ste 3, Bristol, 37620-1827 423-323-3640
Triten Insurance & Financial Service Inc. Erie 1921 Highway 394 Suite L, Blountville, 37617 None

Sullivan County, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,498
Driver's Failure In Showing Documents +$139 $1,574
Driving With An Expired Registration +$148 $1,583
Driving At A Considerably Slow Pace +$311 $1,746
Using A Cellphone While Driving +$329 $1,764
Running A Red Light +$334 $1,769
Speeding +$352 $1,787
Driving A Vehicle Without The Required Permission +$446 $1,881
Driving With An Expired/Suspended License +$967 $2,402

Sullivan County, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,378
Active Disabling Device $1,378
Tracking Device $1,349
Passive Disabling Device $1,335