Sumiton Auto Insurance Rates, Quotes, Agents & Reviews in AL

Sumiton, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sumiton, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sumiton, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Sumiton, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sumiton, AL with that of other cities in and around Sumiton.

Sumiton Robbins Crossroads Quinton-Wegra Brookside Cordova Graysville
Average Insurance Rates $1,460 $1,441 $1,391 $1,469 $1,395 $1,405

Sumiton, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sumiton, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sumiton $1,053 $889
Dora $1,311 $1,108
Robbins Crossroads $2,154 $1,819
Empire $1,912 $1,615
Graysville $1,520 $1,284
Cordova $2,101 $1,775
Brookside $1,715 $1,449
Quinton-Wegra $1,244 $1,051

Sumiton, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sumiton, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,737
20 Years $1,876
30 Years $1,445
40 Years $1,390
50 Years $1,287
60 Years $1,305
70 Years $1,519

Sumiton, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sumiton, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,570 $350
3 Vehicles $3,854 $526
4 Vehicles $5,139 $701

Savings on 2 Vehicles bundle:$350

Savings on 3 Vehicles bundle:$526

Savings on 4 Vehicles bundle:$701

Sumiton, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sumiton, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Sumiton $1,460 $2,589
Dora $1,414 $2,507
Robbins Crossroads $1,441 $2,555
Empire $1,386 $2,457
Graysville $1,405 $2,491
Cordova $1,395 $2,473
Brookside $1,469 $2,605
Quinton-Wegra $1,391 $2,466

Sumiton, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,253
Excellent (740-799) $1,430
Good (670-739) $1,521
Average (580-669) $1,985
Poor (300-579) $2,381

Sumiton, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Beth Slaughter State Farm 1810 Decatur Hwy Ste 204, Fultondale, 35068-1700 205-849-7988
Ashley Caudle State Farm 1326 Main St Ste 112, Gardendale, 35071-2471 205-631-0737
Chafin Insurance Agency Travelers 165 S MAIN ST, GRAYSVILLE, 35073 205-674-7851
The Edwards Agency Inc Travelers 1125 MAIN STREET, SUMITON, 35148 205-648-2830
Harris Insurance Inc Travelers 1400 PINSON VALLEY PKY, BIRMINGHAM, 35217 205-849-0000
Edwards Agency Allstate PO Box 190, Sumiton, 35148 (205) 648-2830
Rebecca Smith State Farm 3443 Pelham Pkwy Ste B, Pelham, 35124-2009 205-663-FARM
Lynn Swink Liberty Mutual 100 Corporate Parkway Suite 225, Birmingham, 35242 1-205-995-9883
Community Insurance Llc Travelers 165 SOUTH MAIN STREET, GRAYSVILLE, 35073 205-674-7851
Mailon Kent Insurance Agency None P O Box 530097 Birmingham, Mountain Brook, 35253 None

Sumiton, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,524
Driver's Failure In Showing Documents +$142 $1,602
Driving With An Expired Registration +$150 $1,610
Driving At A Considerably Slow Pace +$317 $1,777
Using A Cellphone While Driving +$334 $1,794
Running A Red Light +$340 $1,800
Speeding +$358 $1,818
Driving A Vehicle Without The Required Permission +$454 $1,914
Driving With An Expired/Suspended License +$984 $2,444

Sumiton, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,402
Active Disabling Device $1,402
Tracking Device $1,372
Passive Disabling Device $1,358