Summerdale Auto Insurance Rates, Quotes, Agents & Reviews in AL

Summerdale, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Summerdale, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Summerdale, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Summerdale, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Summerdale, AL with that of other cities in and around Summerdale.

Summerdale Robertsdale Foley Baldwin County Elberta Magnolia Springs
Average Insurance Rates $1,457 $1,470 $1,300 $1,515 $1,485 $1,603

Summerdale, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Summerdale, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Summerdale $2,815 $2,378
Robertsdale $2,839 $2,398
Silverhill $1,446 $1,221
Magnolia Springs $1,494 $1,262
Elberta $1,414 $1,195
Baldwin County $1,223 $1,033
Foley $1,089 $920
Perdido Beach $1,380 $1,166

Summerdale, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Summerdale, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,728
20 Years $1,872
30 Years $1,442
40 Years $1,387
50 Years $1,285
60 Years $1,303
70 Years $1,516

Summerdale, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Summerdale, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,564 $350
3 Vehicles $3,846 $525
4 Vehicles $5,129 $699

Savings on 2 Vehicles bundle:$350

Savings on 3 Vehicles bundle:$525

Savings on 4 Vehicles bundle:$699

Summerdale, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Summerdale, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Summerdale $1,457 $2,583
Robertsdale $1,470 $2,606
Silverhill $1,492 $2,645
Magnolia Springs $1,603 $2,842
Elberta $1,485 $2,633
Baldwin County $1,515 $2,686
Foley $1,300 $2,305
Perdido Beach $1,494 $2,649

Summerdale, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,250
Excellent (740-799) $1,427
Good (670-739) $1,518
Average (580-669) $1,981
Poor (300-579) $2,377

Summerdale, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Josh Wild State Farm 908 N McKenzie St, Foley, 36535-3547 251-943-2886
First Baldwin Insurance Liberty Mutual Independent 8154 State Highway 59 Ste 208, Foley, 36535 None
Badger-Stonewall Insurance None 368 Commercial Park Drive, Fairhope, 36532 None
Paul Simmonds State Farm 22826 State Hwy 59 S, Robertsdale, 36567-3254 251-945-6000
Jacque Mixon Allstate 18345 Pennsylvania St, Robertsdale, 36567 (251) 947-2221
Pete Russell Allstate 313a W Laurel Ave, Foley, 36535 (251) 943-2800
Andrew Andy Malone Farmers 104 Professional Park Dr, Fairhope, 36532 (251) 990-4000
Stastka Insurance Agency Travelers 21545 HWY 50 S STE D, ROBERTSDALE, 36567 251-947-6230
Chambliss Insurance Inc Nationwide 1208 W I65 Service Rd S, Mobile, 36609-5514 (251) 461-0685
South Shore Insurance Agency None 7801 State Hwy 59 7801 State Hwy 59, Foley, 36535 None

Summerdale, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,521
Driver's Failure In Showing Documents +$141 $1,598
Driving With An Expired Registration +$150 $1,607
Driving At A Considerably Slow Pace +$316 $1,773
Using A Cellphone While Driving +$334 $1,791
Running A Red Light +$339 $1,796
Speeding +$357 $1,814
Driving A Vehicle Without The Required Permission +$453 $1,910
Driving With An Expired/Suspended License +$982 $2,439

Summerdale, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,399
Active Disabling Device $1,399
Tracking Device $1,370
Passive Disabling Device $1,355