Summerville, SC Auto Insurance Rates

Summerville, SC residents can save $440 by comparing multiple quotes & reading reviews & research on Summerville car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$761 $1096 $1300

Latest Auto Insurance Reviews in Summerville, South Carolina

State Farm
Very fast when getting a new car insurance is available right away don't have to wait when taking the car that day.
State Farm
Yes i would recommend. They do a good job for me and the pricing is pretty good. I'm not interested in the hassle of switching companies so I am not likely to switch.
The deductible is $500 per car which isn't bad but I do wish it was much less.
they have offerings for everything, down to my dogs. i am satisfied with what they offer.
The premium for this insurance company is on the lower end which is why I am still using them despite their shortcomings. The low premiums that they offer help to mitigate the higher premiums.
Our home insurance customer service is fantastic. They're always easy to get a hold of, very knowledgeable, and can usually help with exactly what we need when we need it.
Travelers has excellent customer service. We traded a vehicle last month, and they were extremely helpful. We even received our ID card and confirmation of coverage.
State Farm
The one aspect that I do not like very much is my insurance companies mobile app. It's very slow to login and sometimes when I login it losing connection and I have to quit the app and log back in.
the company has always been able to get my policy concerns addresses in timely manner to my complete total satisfaction.
I have a policy with a wide automotive coverage where I qualify my policy with a 5 of 5. its very nice
Horace Mann
My car was totaled and I received frequent updates on my claim and a final payout that was more than fair. I decided to always stay with my company because of the smooth way they handled my accident.
American National Property And Casualty Company
My company gives safe driver discounts, multi-policy discounts, and longevity discounts, all of which I have since I have a good driving record, have my home insured with them and I have been insured with them for over 15 years. They also offer a monthly payment plant which I like since it is easier to budget.
When I first got the insurance, it was significantly less than the others companies. A year later, the difference is much less.
Write Your Review | Summerville, South Carolina Auto Insurance Analysis
Geico, Summerville, SC
$61/1 month
Car Insurance Policy Holder
  • Single 46 Years old Female licensed 12 years ago with Own Hyundai Genesis R-Spec used for Commute to Work or School with estimated annual mileage of 20,001+.
  • high school education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • >3 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Summerville Car Insurance Rate Comparisons

Summerville, SC's average car insurance of $1096 differs from Johns Island, SC (+$504), West Ashley, SC (+$414), Jacksonboro, SC (+$524) and South Carolina (+$65)

Summerville Johns Island, SC West Ashley, SC Jacksonboro, SC South Carolina
Median Insurance Rates $1096 +$504 +$414 +$524 +$65

Summerville Car Insurance Savings By Neighborhood & Street Area

Summerville Driver Street Residence & Car Locations Car Details in Summerville Summerville Driver Demographics Summerville Auto Insurance Estimates Recent Summerville Insurance Savings
Dorchester Manor
S Red Maple Cir2006 Chevrolet Silverado K2500 Heavy Duty84 year female senior$1806$972
Boundview Ct1999 Buick Regal GS19 year female teenager$3246$632
Old Fort Estates
Patriot Blvd2007 Ford Fusion I-4 SE19 year teenager$3355$883
Springdale Dr2007 Mazda MAZDA3 i Sport74 year senior$1765$938
Elizabeth St2008 Jeep Liberty Limited28 year married man$1500$886
Co Rd S-18-5352008 Cadillac DTS 61 year male senior$2380$448
Palmetto Park
Poppy Pl2014 Volkswagen Jetta S49 year woman$1037$996
Duggins Ln2012 Dodge Journey Crew45 year man$1738$485
Hainsworth Dr2009 Chrysler 300 C HEMI16 year male teenager$3658$579
Lindenwood Cir2008 GMC Sierra 1500 Work Truck47 year married woman$1015$647

Summerville Post DUI Car Insurance Rates

Summerville Cottageville Moncks Corner North Charleston South Carolina
Median Post DUI Insurance Rate $2038 +$807 -$178 -$59 +$121
Male Teenager Post DUI Insurance Rate $6766 +$2680 -$591 -$197 +$402
Female Teenager Post DUI Insurance Rate $6115 +$2422 -$535 -$178 +$363

The Post DUI insurance in Summerville, SC's is $2038 compared to Cottageville (+$807), Moncks Corner (-$178), North Charleston (-$59) and South Carolina (+$121)

In Summerville, a male teenager with Post DUI pays $651 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion I-4 SE in Summerville, SC would pay $6792 on auto insurance while a female teenager POST DUI would pay $6138.

Summerville Car Insurance by Segment

Summerville Teenagers Car Insurance Rates Comparison

8960 Summerville Teenagers (7% of total population), 51% Male & 49% Female.

Summerville Dorchester County Jacksonboro Johns Island South Carolina
All Teenagers $3342 -$628 +$1599 +$1538 +$199
Male Teenager $3638 -$684 +$1740 +$1674 +$216
Female Teenager $3288 -$618 +$1572 +$1512 +$195

Summerville teenagers pay $3342 in insurance in contrast with Dorchester County (-$628), Jacksonboro (+$1599), Johns Island (+$1538) and South Carolina (+$199). The difference between Male & Female teenagers in Summerville is $350


  • 2011 Lincoln MKZ Base Male Teenager Insurance Rate $4123
  • 2014 Hyundai Sonata GLS Female Teenager Insurance Rate $3348

Summerville Men & Women Car Insurance

118122 Summerville Adults (100% of total population), 48% Men & 52% Women.

Summerville Dorchester County Ravenel Goose Creek-Hanahan South Carolina
All Women $1019 -$192 +$283 -$43 +$60
Married Women $920 -$173 +$256 -$38 +$55
All Men $1665 -$313 +$463 -$69 +$99
Married Men $1654 -$311 +$460 -$69 +$99

The typical insurance rate of $1665 that Summerville Men pay varies from Dorchester County (-$313), Ravenel (+$463), Goose Creek-Hanahan (-$69) and South Carolina (+$99). In Summerville, married men pay $734 more than married women.


  • 2010 Audi A4 2.0T Premium Married Men Insurance Rate $1698
  • 2010 Toyota Prius V Married Women Insurance Rate $1635

Summerville Senior Car Insurance

17208 Summerville Seniors (14% of total population), 44% Senior Men & 56% Senior Women.

Summerville Harleyville Hanahan Sangaree South Carolina
All Seniors $1775 +$833 -$31 +$152 +$105
Senior Men $1841 +$863 -$32 +$158 +$109
Senior Women $1709 +$802 -$29 +$147 +$102

Summerville seniors pay $1775 in insurance compared to Harleyville (+$833), Hanahan (-$31), Sangaree (+$152) and South Carolina (+$105). In Summerville, senior men pay $132 more than senior women.

Summerville Car Insurance Discounts for Multiple Vehicles

Summerville Population with 1 Vehicle 13359 (32% of Summerville population), 2 Vehicles 18808 (44% of the Summerville population) and 3 vehicles 6193 (15% of the population)

Summerville Hanahan Ladson Lincolnville South Carolina
2 Vehicles $2083 -$36 +$349 +$862 +$123
3 Vehicles $3179 -$55 +$533 +$1316 +$188
4 Vehicles $4275 -$74 +$717 +$1770 +$253

Summerville Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dodge, Avenger SE $1000 $1170 $1670 $1110 $2110 $-440
Toyota, Camry LE $100 $1170 $1270 $1090 $1190 $80
Mercedes, C350 $700 $1140 $1640 $1060 $1760 $-120
Chevrolet, Equinox 2LT $1500 $1140 $1640 $1060 $2560 $-920
Jeep, Grand Cherokee Laredo $300 $1060 $1360 $1000 $1300 $60