Sumter, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Sumter, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Sumter, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Sumter, SC Auto Insurance Rates
- Sumter, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Sumter, SC
- Multi Vehicle Insurance Savings in Sumter, SC
- How Credit Score Affects Car Insurance Rates in Sumter, SC
- How DUI Affects Auto Insurance Premiums in Sumter, SC
- Top Auto Insurance Agents Near Sumter, SC
- How Driving Violations Affect Auto Insurance Rates in Sumter, SC
- Sumter, SC Auto Insurance Discounts on Anti Theft Feature
- Sumter, SC Auto Insurance Company Reviews
Sumter, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Sumter, SC with that of other cities in and around Sumter.
| Sumter | Sumter Northeast | Sumter County | South Sumter | Cane Savannah | East Sumter | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,080 | $1,397 | $1,421 | $1,359 | $1,421 | $1,386 |
Sumter, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Sumter, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Sumter | $1,817 | $1,535 |
| Sumter County | $1,071 | $905 |
| Mulberry | $1,054 | $890 |
| South Sumter | $1,867 | $1,577 |
| East Sumter | $1,610 | $1,360 |
| Cane Savannah | $1,433 | $1,210 |
| Lakewood | $1,406 | $1,188 |
| Sumter Northeast | $1,436 | $1,213 |
Sumter, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Sumter, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,504 |
| 20 Years | $1,388 |
| 30 Years | $1,069 |
| 40 Years | $1,028 |
| 50 Years | $952 |
| 60 Years | $966 |
| 70 Years | $1,124 |
Sumter, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Sumter, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,858 | $302 |
| 3 Vehicles | $2,786 | $454 |
| 4 Vehicles | $3,715 | $605 |
Savings on 2 Vehicles bundle:$302
Savings on 3 Vehicles bundle:$454
Savings on 4 Vehicles bundle:$605
Sumter, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sumter, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Sumter | $1,080 | $1,632 |
| Sumter County | $1,421 | $2,147 |
| Mulberry | $1,441 | $2,177 |
| South Sumter | $1,359 | $2,053 |
| East Sumter | $1,386 | $2,094 |
| Cane Savannah | $1,421 | $2,147 |
| Lakewood | $1,365 | $2,062 |
| Sumter Northeast | $1,397 | $2,111 |
Sumter, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $927 |
| Excellent (740-799) | $1,058 |
| Good (670-739) | $1,125 |
| Average (580-669) | $1,468 |
| Poor (300-579) | $1,762 |
Sumter, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Bynum Insurance | Liberty Mutual Independent | 1170 WILSON HALL RD, SUMTER, 29150 | 803-469-3030 |
| Jim Robertson Insurance Agency Llc | Travelers | 35 E WESMARK BLVD STE D, SUMTER, 29150 | 803-773-3311 |
| Creech Roddey Watson Ins | Travelers | 25 East Calhoun St, Sumter, 29150 | None |
| Christopher Desanty | Liberty Mutual | 131 Harbison Blvd Suite 170, Columbia, 29212 | 1-803-749-4064 |
| Independent Insurance Brokers Inc | Travelers | 7321 Saint Andrews Rd, Irmo, 29063 | None |
| Ellison Insurance Inc | Travelers | 1338 MAIN ST, COLUMBIA, 29201 | 803-799-9333 |
| Sumter Ins Group Inc | None | 261 Broad St., Sumter, 29150 | None |
| Midland Agency Ins Corp | Travelers | 22 OFFICE PARK CT, COLUMBIA, 29223 | 803-788-1312 |
| Misty Stathos | State Farm | 5175 Sunset Blvd, Lexington, 29072 | 803-951-9151 |
Sumter, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$48 | $1,128 |
| Driver's Failure In Showing Documents | +$105 | $1,185 |
| Driving With An Expired Registration | +$111 | $1,191 |
| Driving At A Considerably Slow Pace | +$234 | $1,314 |
| Using A Cellphone While Driving | +$247 | $1,327 |
| Running A Red Light | +$252 | $1,332 |
| Speeding | +$265 | $1,345 |
| Driving A Vehicle Without The Required Permission | +$336 | $1,416 |
| Driving With An Expired/Suspended License | +$728 | $1,808 |
Sumter, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,037 |
| Active Disabling Device | $1,037 |
| Tracking Device | $1,015 |
| Passive Disabling Device | $1,004 |
Latest Auto Insurance Reviews in Sumter, SC | Back to Top
ProgressiveMy premium is less than others for the same coverage and I can make payments whereas many companies want 6 months up front
State FarmI always recommend state farm for auto insurance. Every single time I have had an issue they have resolved it and assisted every step of the way.
TravelersI checked multiple insurance agencies for price and Travelers had the best rates for the coverage provided. I am completely satisfied with the company and policy.
ProgressiveTheir offerings are great. I get discounts on different things that I purchase. They also give me a lot of options to choose from for my policy.