Sunderland Auto Insurance Rates, Quotes, Agents & Reviews in VT

Sunderland, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sunderland, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sunderland, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Sunderland, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sunderland, VT with that of other cities in and around Sunderland.

Sunderland Manchester Winhall Stratton Somerset Glastenbury
Average Insurance Rates $1,110 $1,127 $1,143 $1,176 $1,229 $1,271

Sunderland, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sunderland, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sunderland $1,655 $1,398
Bennington County $1,852 $1,564
Manchester $1,489 $1,258
Glastenbury $1,309 $1,106
Manchester Center $1,403 $1,185
Stratton $1,796 $1,517
Winhall $1,410 $1,191
Somerset $1,266 $1,069

Sunderland, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sunderland, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,602
20 Years $1,426
30 Years $1,099
40 Years $1,057
50 Years $979
60 Years $992
70 Years $1,155

Sunderland, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sunderland, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,887 $333
3 Vehicles $2,831 $500
4 Vehicles $3,774 $666

Savings on 2 Vehicles bundle:$333

Savings on 3 Vehicles bundle:$500

Savings on 4 Vehicles bundle:$666


Sunderland, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sunderland, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Sunderland $1,110 $2,294
Bennington County $956 $1,976
Manchester $1,127 $2,329
Glastenbury $1,271 $2,626
Manchester Center $1,128 $2,331
Stratton $1,176 $2,430
Winhall $1,143 $2,362
Somerset $1,229 $2,540

Sunderland, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $952
Excellent (740-799) $1,087
Good (670-739) $1,157
Average (580-669) $1,509
Poor (300-579) $1,811

Sunderland, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mark Sekora State Farm 818 Main St, Bennington, 05201-2636 802-447-2227
The Equinox Agency Allstate 3553 Vt Route 7a, Arlington, 5250 (802) 375-2377
Lonergan & Thomas, Inc None 18 Church St , Arlington, 5250 None
W H Shaw Insurance Agency Travelers 135 BONNET ST, MANCHESTER CENTER, 5255 802-362-1311
The Rabideau Agency Inc Travelers 33 COTTAGE ST, RUTLAND, 5701 802-775-1628
The Richards Group Liberty Mutual Independent Po Box 248 , Wilmington, 5363 None

Sunderland, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,159
Driver's Failure In Showing Documents +$108 $1,218
Driving With An Expired Registration +$114 $1,224
Driving At A Considerably Slow Pace +$241 $1,351
Using A Cellphone While Driving +$254 $1,364
Running A Red Light +$259 $1,369
Speeding +$272 $1,382
Driving A Vehicle Without The Required Permission +$345 $1,455
Driving With An Expired/Suspended License +$748 $1,858

Sunderland, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,066
Active Disabling Device $1,066
Tracking Device $1,043
Passive Disabling Device $1,032