Sunrise, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Sunrise, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Sunrise, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Sunrise, FL Auto Insurance Rates
- Sunrise, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Sunrise, FL
- Multi Vehicle Insurance Savings in Sunrise, FL
- How Credit Score Affects Car Insurance Rates in Sunrise, FL
- How DUI Affects Auto Insurance Premiums in Sunrise, FL
- How Driving Violations Affect Auto Insurance Rates in Sunrise, FL
- Sunrise, FL Auto Insurance Discounts on Anti Theft Feature
- Sunrise, FL Auto Insurance Company Reviews
Sunrise, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Sunrise, FL with that of other cities in and around Sunrise.
| Sunrise | Plantation | Lauderdale Lakes | Coral Springs-Margate | Lauderhill | Tamarac | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,036 | $1,920 | $2,006 | $2,173 | $2,090 | $2,121 |
Sunrise, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Sunrise, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Sunrise | $1,833 | $1,549 |
| Plantation | $1,066 | $900 |
| Lauderhill | $1,209 | $1,021 |
| Tamarac | $1,656 | $1,399 |
| Lauderdale Lakes | $1,544 | $1,304 |
| North Lauderdale | $2,809 | $2,372 |
| Coral Springs-Margate | $973 | $822 |
| Roosevelt Gardens | $1,389 | $1,174 |
Sunrise, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Sunrise, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,606 |
| 20 Years | $2,616 |
| 30 Years | $2,015 |
| 40 Years | $1,939 |
| 50 Years | $1,795 |
| 60 Years | $1,820 |
| 70 Years | $2,119 |
Sunrise, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Sunrise, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,461 | $611 |
| 3 Vehicles | $5,192 | $916 |
| 4 Vehicles | $6,922 | $1,222 |
Savings on 2 Vehicles bundle:$611
Savings on 3 Vehicles bundle:$916
Savings on 4 Vehicles bundle:$1,222
Sunrise, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sunrise, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Sunrise | $2,036 | $3,186 |
| Plantation | $1,920 | $3,005 |
| Lauderhill | $2,090 | $3,271 |
| Tamarac | $2,121 | $3,319 |
| Lauderdale Lakes | $2,006 | $3,139 |
| North Lauderdale | $1,806 | $2,826 |
| Coral Springs-Margate | $2,173 | $3,401 |
| Roosevelt Gardens | $2,086 | $3,265 |
Sunrise, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,747 |
| Excellent (740-799) | $1,994 |
| Good (670-739) | $2,122 |
| Average (580-669) | $2,768 |
| Poor (300-579) | $3,321 |
Sunrise, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$90 | $2,126 |
| Driver's Failure In Showing Documents | +$197 | $2,233 |
| Driving With An Expired Registration | +$210 | $2,246 |
| Driving At A Considerably Slow Pace | +$442 | $2,478 |
| Using A Cellphone While Driving | +$466 | $2,502 |
| Running A Red Light | +$474 | $2,510 |
| Speeding | +$499 | $2,535 |
| Driving A Vehicle Without The Required Permission | +$633 | $2,669 |
| Driving With An Expired/Suspended License | +$1,372 | $3,408 |
Sunrise, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,955 |
| Active Disabling Device | $1,955 |
| Tracking Device | $1,914 |
| Passive Disabling Device | $1,893 |
Latest Auto Insurance Reviews in Sunrise, FL | Back to Top
GeicoGEICO has been pretty good, I find their phone app intuitive and easy to use. It is pretty smart to have everything be electronic in this day in age.
ProgressiveI would recommend it based on my experience so far but have not had much to go on.
AllstateMy car insurance company's policy offerings are great when compared to other insurance providers. Allstate gives me the coverage I need for a reasonable price.
ProgressiveI would say that what Progressive offers is pretty comparable to other insurance providers in the area. They are knowledgeable and helpful as well.
Farm BureauI think we're satisfied. Thankfully, we haven't had a chance to use this coverage since we've gotten it. It was easy enough to set up.
Farm BureauI think we're satisfied. Thankfully, we haven't had a chance to use this coverage since we've gotten it. It was easy enough to set up.
UsaaWhat I like most about USAA is that not only do they provide me with my car insurance but also with my bank accounts, loans, mortage, and other financial tools.
State FarmThe amount of personalized contact makes everything better. I can't stress enough about how having a point of contact makes claims, discounts, and everything in between less chaotic.
UsaaThe premium is much cheaper, but covers more than our previous insurance with Geico. I appreciate saving money while getting better coverage.
GeicoSo far in our experience of having to deal with Geico twice with car accidents, they have not disappointed us in their accessibility. The only thing that would be nice would be for a personal agent or office to be in town.
ProgressiveI like that the company is the cheapest and that they give a good driver discount in the way of deductible
AllstateCompared to other companies I feel that Allstate is a fantastic value and is a hard deal to beat and I would recommend to anyone
United Automobile InsuranceI think my auto insurance company may be the worst. Poor customer service, poor notifications about payment being received, and hard to talk with someone fluent in English.
Citizens Property InsuranceAlways willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.