Sunrise Auto Insurance Rates, Quotes, Agents & Reviews in FL

Sunrise, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sunrise, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sunrise, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Sunrise, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sunrise, FL with that of other cities in and around Sunrise.

Sunrise Plantation Lauderdale Lakes Coral Springs-Margate Lauderhill Tamarac
Average Insurance Rates $2,036 $1,920 $2,006 $2,173 $2,090 $2,121

Sunrise, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sunrise, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sunrise $1,833 $1,549
Plantation $1,066 $900
Lauderhill $1,209 $1,021
Tamarac $1,656 $1,399
Lauderdale Lakes $1,544 $1,304
North Lauderdale $2,809 $2,372
Coral Springs-Margate $973 $822
Roosevelt Gardens $1,389 $1,174

Sunrise, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sunrise, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,606
20 Years $2,616
30 Years $2,015
40 Years $1,939
50 Years $1,795
60 Years $1,820
70 Years $2,119

Sunrise, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sunrise, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,461 $611
3 Vehicles $5,192 $916
4 Vehicles $6,922 $1,222

Savings on 2 Vehicles bundle:$611

Savings on 3 Vehicles bundle:$916

Savings on 4 Vehicles bundle:$1,222


Sunrise, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sunrise, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Sunrise $2,036 $3,186
Plantation $1,920 $3,005
Lauderhill $2,090 $3,271
Tamarac $2,121 $3,319
Lauderdale Lakes $2,006 $3,139
North Lauderdale $1,806 $2,826
Coral Springs-Margate $2,173 $3,401
Roosevelt Gardens $2,086 $3,265

Sunrise, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,747
Excellent (740-799) $1,994
Good (670-739) $2,122
Average (580-669) $2,768
Poor (300-579) $3,321

Sunrise, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$90 $2,126
Driver's Failure In Showing Documents +$197 $2,233
Driving With An Expired Registration +$210 $2,246
Driving At A Considerably Slow Pace +$442 $2,478
Using A Cellphone While Driving +$466 $2,502
Running A Red Light +$474 $2,510
Speeding +$499 $2,535
Driving A Vehicle Without The Required Permission +$633 $2,669
Driving With An Expired/Suspended License +$1,372 $3,408

Sunrise, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,955
Active Disabling Device $1,955
Tracking Device $1,914
Passive Disabling Device $1,893

Latest Auto Insurance Reviews in Sunrise, FL | Back to Top

Geico
GEICO has been pretty good, I find their phone app intuitive and easy to use. It is pretty smart to have everything be electronic in this day in age.
Progressive
I would recommend it based on my experience so far but have not had much to go on.
Allstate
My car insurance company's policy offerings are great when compared to other insurance providers. Allstate gives me the coverage I need for a reasonable price.
Progressive
I would say that what Progressive offers is pretty comparable to other insurance providers in the area. They are knowledgeable and helpful as well.
Farm Bureau
I think we're satisfied. Thankfully, we haven't had a chance to use this coverage since we've gotten it. It was easy enough to set up.
Farm Bureau
I think we're satisfied. Thankfully, we haven't had a chance to use this coverage since we've gotten it. It was easy enough to set up.
Usaa
What I like most about USAA is that not only do they provide me with my car insurance but also with my bank accounts, loans, mortage, and other financial tools.
State Farm
The amount of personalized contact makes everything better. I can't stress enough about how having a point of contact makes claims, discounts, and everything in between less chaotic.
Usaa
The premium is much cheaper, but covers more than our previous insurance with Geico. I appreciate saving money while getting better coverage.
Geico
So far in our experience of having to deal with Geico twice with car accidents, they have not disappointed us in their accessibility. The only thing that would be nice would be for a personal agent or office to be in town.
Progressive
I like that the company is the cheapest and that they give a good driver discount in the way of deductible
Allstate
Compared to other companies I feel that Allstate is a fantastic value and is a hard deal to beat and I would recommend to anyone
United Automobile Insurance
I think my auto insurance company may be the worst. Poor customer service, poor notifications about payment being received, and hard to talk with someone fluent in English.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.