Surprise, AZ Auto Insurance Rates

Surprise, AZ residents can save $370 by comparing multiple quotes & reading reviews & research on Surprise car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$602 $932 $1327

Latest Auto Insurance Reviews in Surprise, Arizona

USAA is amazing. I think it is more expensive, but the customer service is phenomenal. Our coverage is great and the customer service is always super helpful and considerate, never judgy.
I am very satisfied. This is on of the main reasons I chose Geico because of their pricing.
My car insurance company Progressive is having very attractive and affordable policies than other car insurance providers.Progressive is offering attractive and instant policies which will be easily acceptable.
Their deductibles are pretty cheap. It did not cost me very much when I got into my accident to get everything fixed and running again. They got the money to me quickly and covered most of it.
The premium of my insurance and my deductible are the best I have been able to find of any insurance company.They have reasonable deductibles as well.
Cincinnati Insurance
Our insurance company's customer service has been very easy to work with. They are attentive to my needs and have always met my expectations.
Cincinnati Insurance
Our insurance company's customer service has been very easy to work with. They are attentive to my needs and have always met my expectations.
Progressive offers to check and compare their prices with their competitors and theirs is generally less expensive for the same policy. There are also good benefits for long-standing customers, though when I moved states, I had to get a new policy and the perks and time rewards didn't carry over.
Geico is transparent and doesn't raise my rates beyond what would be considered a normal, inflation increase each year.
They did take a little while to get back to me when I had to file a claim, but it was resolved quickly after that.
National General
My premium is much cheaper due to the discounts and the length of time I have been with my current insurance company as compared to the other insurance companies.
I like that USAA's customer servivce is so awesome. THERE app. is easy to use and pull up my insurance card when needed. Also, the app. allows me to check for updates in my coverage.
its cheaper than most, they are able to be accessed easily, they are helpful
They raise their rates after a year. You need ot shop around again. It's like they bait and switch you. It makes you have to do a lot more work to save money.
My policy offers good coverage for a good price, but not an AMAZING price. I stay with them because nobody can beat them so far, but the policy is still rather expensive until my car is paid off.
State Farm
My agent is easy to get a hold of and is able to answer whatever questions I may have. She also touches base with me from time to time just to make sure everything is going okay. I have no complaints.
Write Your Review | Surprise, Arizona Auto Insurance Analysis
State Farm Auto Insurance, Surprise, AZ
$72/1 month
Car Insurance Policy Holder
  • Divorced 67 Years old Male licensed 5 years ago with Leased Chevrolet Avalanche LT used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Surprise Car Insurance Rate Comparisons

Surprise, AZ's average car insurance of $932 differs from Citrus Park, AZ (+$728), Youngtown, AZ (+$758), El Mirage, AZ (+$87) and Arizona (+$295)

Surprise Citrus Park, AZ Youngtown, AZ El Mirage, AZ Arizona
Median Insurance Rates $932 +$728 +$758 +$87 +$295

Surprise Car Insurance Savings By Neighborhood & Street Area

Surprise Driver Street Residence & Car Locations Car Details in Surprise Surprise Driver Demographics Surprise Auto Insurance Estimates Recent Surprise Insurance Savings
Rose Garden Mobile Home Resort
W Cameo Dr2008 Ford Fusion I4 SE63 year male senior$1101$618
Charnwood Dr2006 Cadillac DTS Luxury I70 year female senior$1230$653
N 145 Ln2004 GMC Sierra 1500 SLE52 year woman$829$346
N 146th Ave2008 Mazda MAZDA3 i Touring64 year senior$1096$709
W Eveningstar Trl2009 Jeep Liberty Sport16 year male teenager$2532$523
W Kings Dr2011 Hyundai Sonata GLS29 year married man$1165$942
W Yucatan Dr2008 Buick LaCrosse Super39 year married woman$788$623
N 151st Ct2010 Toyota Prius III33 year man$1307$988
Gil Balcome St2013 Honda Civic LX18 year teenager$2436$751
N Basl Ln2014 Volkswagen Jetta S16 year female teenager$2371$562

Surprise Post DUI Car Insurance Rates

Surprise Litchfield Park Glendale Youngtown Arizona
Median Post DUI Insurance Rate $1733 +$197 +$517 +$1410 +$549
Male Teenager Post DUI Insurance Rate $5563 +$632 +$1661 +$4525 +$1761
Female Teenager Post DUI Insurance Rate $4506 +$512 +$1345 +$3666 +$1427

The Post DUI insurance in Surprise, AZ's is $1733 compared to Litchfield Park (+$197), Glendale (+$517), Youngtown (+$1410) and Arizona (+$549)

In Surprise, a male teenager with Post DUI pays $1057 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 GMC Sierra 1500 SLE in Surprise, AZ would pay $5211 on auto insurance while a female teenager POST DUI would pay $4220.

Surprise Car Insurance by Segment

Surprise Teenagers Car Insurance Rates Comparison

6497 Surprise Teenagers (5% of total population), 48% Male & 52% Female.

Surprise New River Cave Creek Tolleson Arizona
All Teenagers $2665 +$1996 +$63 +$583 +$844
Male Teenager $2991 +$2241 +$71 +$655 +$947
Female Teenager $2423 +$1815 +$57 +$530 +$767

Surprise teenagers pay $2665 in insurance in contrast with New River (+$1996), Cave Creek (+$63), Tolleson (+$583) and Arizona (+$844). The difference between Male & Female teenagers in Surprise is $568


  • 2012 Kia Sorento LX Male Teenager Insurance Rate $2542
  • 2012 Dodge Journey R/T Female Teenager Insurance Rate $2290

Surprise Men & Women Car Insurance

115007 Surprise Adults (100% of total population), 49% Men & 51% Women.

Surprise Deer Valley Phoenix Avondale Arizona
All Women $885 +$654 +$287 +$120 +$280
Married Women $829 +$612 +$269 +$112 +$263
All Men $1342 +$990 +$434 +$181 +$424
Married Men $1248 +$922 +$405 +$169 +$396

The typical insurance rate of $1342 that Surprise Men pay varies from Deer Valley (+$990), Phoenix (+$434), Avondale (+$181) and Arizona (+$424). In Surprise, married men pay $419 more than married women.


  • 2007 Chevrolet Silverado 2500HD Work Truck Married Men Insurance Rate $1281
  • 2013 Nissan Rogue SV Married Women Insurance Rate $1181

Surprise Senior Car Insurance

27929 Surprise Seniors (24% of total population), 48% Senior Men & 52% Senior Women.

Surprise Cave Creek Sun City Wickenburg Arizona
All Seniors $1127 +$27 +$772 -$130 +$357
Senior Men $1183 +$28 +$810 -$137 +$375
Senior Women $1062 +$25 +$727 -$123 +$336

Surprise seniors pay $1127 in insurance compared to Cave Creek (+$27), Sun City (+$772), Wickenburg (-$130) and Arizona (+$357). In Surprise, senior men pay $121 more than senior women.

Surprise Car Insurance Discounts for Multiple Vehicles

Surprise Population with 1 Vehicle 15781 (39% of Surprise population), 2 Vehicles 18569 (45% of the Surprise population) and 3 vehicles 4378 (11% of the population)

Surprise Tolleson Litchfield Park Maricopa Colony Arizona
2 Vehicles $1771 +$388 +$202 +$1326 +$561
3 Vehicles $2703 +$592 +$308 +$2024 +$856
4 Vehicles $3635 +$796 +$414 +$2722 +$1151

Car Insurance Agents in Surprise, AZ

Rank Agent Name Agent Contact
1 NATIONWIDE SALES SOLUTIONS INC 15170 W Bell Rd STE 100, Surprise, AZ 85374

Surprise Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Nissan, Sentra $1000 $940 $1440 $880 $1880 $-440
Ford, Fiesta SE $700 $990 $1490 $930 $1630 $-140
Chevrolet, Silverado 1500 LT $200 $980 $1180 $920 $1120 $60
Buick, Lacrosse Premium II $400 $950 $1350 $900 $1300 $50
Mitsubishi, Lancer DE $1500 $950 $1450 $870 $2370 $-920