Susanville, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Susanville, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Auto Insurance Discounts in Susanville, CA
The average cost of car insurance in Susanville, CA, is $1,795. This cost is higher than nearby locations like Johnstonville, Janesville, Litchfield, and Milford. Zimlon’s research found that factors like drivers’ age, vehicle’s make and model, and credit scores influence car insurance costs in Susanville, CA. These factors and related discounts are explored in detail by Zimlon below.
Multi-Car Insurance Discounts:
Auto insurance companies offer attractive discounts on multi-car insurance policies and bundling. Car owners in Susanville, CA, can also save more by purchasing their life, auto, and home insurance from the same insurance company. Below is Zimlon’s analysis of multi-car insurance savings in Susanville, CA.
Anti-Theft Feature Discounts:
Cars that are equipped with safety devices are less prone to theft. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed. Zimlon’s research found that car owners in Susanville, CA, can reduce their auto insurance costs to $1,669 by installing passive disabling devices. Installing features like an audible alarm or an active disabling device can also reduce the insurance costs to $1,723 in Susanville, CA.
Age of Driver:
Zimlon’s analysis found that teenagers and young drivers pay more car insurance costs than older drivers as insurance companies consider them less responsible behind the wheels. In Susanville, CA, teenagers pay an average of $5,824 in auto insurance costs, whereas drivers between 30 and 50 pay less than $1,800. In Susanville, CA, car owners can get cheaper car insurance by comparing multiple age of the driver-based policies and avail discounts like good student discounts and defensive driving discounts.
Credit Scores:
Car owners with higher positive credit scores and clean driving history are eligible for significant auto insurance discounts. Zimlon’s research found that in Susanville, CA, car owners can get cheaper car insurance by improving their credit scores. In Susanville, CA, car owners with an “excellent” credit score pay $1,758 whereas, for a “poor” credit score, the insurance costs increase to $2,928.
Factors that can influence the cost of car insurance in Susanville, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Susanville, CA Auto Insurance Rates
- Susanville, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Susanville, CA
- Multi Vehicle Insurance Savings in Susanville, CA
- How Credit Score Affects Car Insurance Rates in Susanville, CA
- How DUI Affects Auto Insurance Premiums in Susanville, CA
- Top Auto Insurance Agents Near Susanville, CA
- How Driving Violations Affect Auto Insurance Rates in Susanville, CA
- Susanville, CA Auto Insurance Discounts on Anti Theft Feature
Susanville, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Susanville, CA with that of other cities in and around Susanville.
| Susanville | Johnstonville | Janesville | Litchfield | Milford | |
|---|---|---|---|---|---|
| Average Insurance Rates | $1,795 | $1,796 | $1,820 | $1,768 | $2,187 |
Susanville, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Susanville, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Susanville | $1,215 | $1,027 |
| Johnstonville | $1,550 | $1,309 |
| Janesville | $1,388 | $1,173 |
| Litchfield | $2,037 | $1,721 |
| Milford | $2,253 | $1,903 |
Susanville, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Susanville, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,824 |
| 20 Years | $2,306 |
| 30 Years | $1,776 |
| 40 Years | $1,709 |
| 50 Years | $1,583 |
| 60 Years | $1,605 |
| 70 Years | $1,868 |
Susanville, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Susanville, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,052 | $539 |
| 3 Vehicles | $4,577 | $808 |
| 4 Vehicles | $6,103 | $1,077 |
Savings on 2 Vehicles bundle:$539
Savings on 3 Vehicles bundle:$808
Savings on 4 Vehicles bundle:$1,077
Susanville, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Susanville, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Susanville | $1,795 | $4,420 |
| Johnstonville | $1,796 | $4,422 |
| Janesville | $1,820 | $4,481 |
| Litchfield | $1,768 | $4,353 |
| Milford | $2,187 | $5,385 |
Susanville, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,540 |
| Excellent (740-799) | $1,758 |
| Good (670-739) | $1,870 |
| Average (580-669) | $2,440 |
| Poor (300-579) | $2,928 |
Susanville, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Samuel Glass | Farmers | 2020 Main St, Susanville, 96130 | (530) 251-7201 |
| Gregory Arnold | Farmers | 115 N Mesa St, Susanville, 96130 | (530) 257-5121 |
| Murray And Edwards Ins Agcy | Travelers | 608 MAIN ST, SUSANVILLE, 96130 | 530-257-7291 |
| Richard Stockton | State Farm | 65 Main St, Quincy, 95971-9494 | 530-283-0565 |
| Charles Rouland | Farmers | 650 Main St, Chester, 96020 | (530) 258-2218 |
Susanville, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$79 | $1,874 |
| Driver's Failure In Showing Documents | +$174 | $1,969 |
| Driving With An Expired Registration | +$185 | $1,980 |
| Driving At A Considerably Slow Pace | +$390 | $2,185 |
| Using A Cellphone While Driving | +$411 | $2,206 |
| Running A Red Light | +$418 | $2,213 |
| Speeding | +$440 | $2,235 |
| Driving A Vehicle Without The Required Permission | +$558 | $2,353 |
| Driving With An Expired/Suspended License | +$1,210 | $3,005 |
Susanville, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,723 |
| Active Disabling Device | $1,723 |
| Tracking Device | $1,687 |
| Passive Disabling Device | $1,669 |