Sweetwater, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sweetwater, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Sweetwater, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Sweetwater, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sweetwater, FL with that of other cities in and around Sweetwater.

	Sweetwater	Westchester	Fountainebleau	Tamiami	University Park	Westwood Lakes
Average Insurance Rates	$2,120	$2,287	$2,144	$2,257	$2,275	$2,251

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Sweetwater, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sweetwater, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Sweetwater	$1,517	$1,282
University Park	$1,723	$1,456
Tamiami	$1,624	$1,372
Fountainebleau	$2,208	$1,865
Doral	$1,640	$1,385
South Westside	$1,799	$1,520
Westchester	$1,489	$1,258
Westwood Lakes	$1,405	$1,187

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Sweetwater, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sweetwater, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,879
20 Years	$2,724
30 Years	$2,098
40 Years	$2,019
50 Years	$1,869
60 Years	$1,895
70 Years	$2,206

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Sweetwater, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sweetwater, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,689	$551
3 Vehicles	$5,533	$827
4 Vehicles	$7,378	$1,102

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Sweetwater, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sweetwater, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Sweetwater	$2,120	$3,318
University Park	$2,275	$3,560
Tamiami	$2,257	$3,532
Fountainebleau	$2,144	$3,355
Doral	$1,859	$2,909
South Westside	$2,287	$3,579
Westchester	$2,287	$3,579
Westwood Lakes	$2,251	$3,523

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Sweetwater, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,819
Excellent (740-799)	$2,076
Good (670-739)	$2,209
Average (580-669)	$2,882
Poor (300-579)	$3,458

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Sweetwater, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Miami International Insurance Agency	None	2200 Sw 16 Street Ste 212, Miami, 33145	None
Filer Insurance Inc	Travelers	9440 SW 77 AVE, MIAMI, 33156	305-270-2100
Ana Cue-Farach	Allstate	7902 NW 36th St Ste 207, Doral, 33166	(305) 418-4332
Wells Fargo Ins Services Usa Inc	Liberty Mutual Independent	2601 S BAYSHORE DR STE 1600, COCONUT GROVE, 33133	(305) 443-4886
M.A.M.I.	None	18851 Ne 29Th Ave Ste 101, Aventura, 33180	None
We Insure Florida, Inc.	None	9730 Sw 40Th St , Miami, 33165	None
Dennis Burgess	State Farm	6 Palermo Ave, Coral Gables, 33134-6908	305-445-2441
The Kinney Group, Inc.	None	2525 Ponce De Leon Blvd Ste 300 , Coral Gables, 33134	None
The Kinney Group, Inc.	None	2525 Ponce De Leon Blvd Ste 300 , Coral Gables, 33134	None
Florida State Insurance Professionals	Travelers	2714 W ATLANTIC BLVD, POMPANO BEACH, 33069	954-970-3857
Nsi Insurance Group	Travelers	8181 NW 154TH STE 230, MIAMI LAKES, 33016	305-556-1488

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Sweetwater, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$93	$2,213
Driver's Failure In Showing Documents	+$206	$2,326
Driving With An Expired Registration	+$218	$2,338
Driving At A Considerably Slow Pace	+$460	$2,580
Using A Cellphone While Driving	+$485	$2,605
Running A Red Light	+$494	$2,614
Speeding	+$519	$2,639
Driving A Vehicle Without The Required Permission	+$659	$2,779
Driving With An Expired/Suspended License	+$1,429	$3,549

Sweetwater, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$2,035
Active Disabling Device	$2,035
Tracking Device	$1,993
Passive Disabling Device	$1,972

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Latest Auto Insurance Reviews in Sweetwater, FL | Back to Top