Sycamore Auto Insurance Rates, Quotes, Agents & Reviews in AL

Sycamore, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sycamore, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sycamore, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Sycamore, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sycamore, AL with that of other cities in and around Sycamore.

Sycamore-Winterboro Waldo Bon Air Childersburg Talladega County Renfroe-Laniers
Average Insurance Rates $1,406 $1,392 $1,390 $1,411 $1,419 $1,433

Sycamore, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sycamore, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sycamore-Winterboro $1,256 $1,061
Talladega County $1,471 $1,242
Renfroe-Laniers $1,476 $1,247
Bon Air $1,335 $1,128
Mignon $1,853 $1,565
Childersburg $1,621 $1,369
Waldo $1,292 $1,091
Oak Grove $1,544 $1,304

Sycamore, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sycamore, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,562
20 Years $1,807
30 Years $1,391
40 Years $1,339
50 Years $1,240
60 Years $1,257
70 Years $1,463

Sycamore, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sycamore, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,475 $337
3 Vehicles $3,712 $506
4 Vehicles $4,949 $675

Savings on 2 Vehicles bundle:$337

Savings on 3 Vehicles bundle:$506

Savings on 4 Vehicles bundle:$675


Sycamore, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sycamore, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Sycamore-Winterboro $1,406 $2,493
Talladega County $1,419 $2,516
Renfroe-Laniers $1,433 $2,541
Bon Air $1,390 $2,464
Mignon $1,356 $2,404
Childersburg $1,411 $2,502
Waldo $1,392 $2,468
Oak Grove $1,402 $2,486

Sycamore, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,206
Excellent (740-799) $1,377
Good (670-739) $1,465
Average (580-669) $1,911
Poor (300-579) $2,293

Sycamore, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Albia Steers State Farm 1010 N Broadway Ave, Sylacauga, 35150-2162 256-245-6061
Jp Dailey State Farm 1911 Martin St S Ste 5, Pell City, 35128-2372 205-525-5525
David Kennessey Farmers 2504 Stemley Bridge Rd, Pell City, 35128 (205) 884-1988
Randy L Smith Allstate 524 N Broadway Ave, Sylacauga, 35150 (256) 245-4336
Nikeshia Williams Farmers 1200 Corporate Dr Ste 220, Birmingham, 35242 (205) 233-1588
Brian Campbell Allstate 2870 Old Rocky Ridge Rd Ste 140, Birmingham, 35243 (205) 824-4714
Chester Lewis State Farm 16641 Highway 280 Ste 300, Chelsea, 35043-8354 205-678-0200
Janet Jones State Farm 222 N Broadway Ave, Sylacauga, 35150-2526 256-245-2267
Vig, Llc Dba The Vestavia Group None 2090 Columbiana Rd 2090 Columbiana Rd Birmingham, Vestavia Hills, 35216 None
Greenhalgh Insurance Agency Travelers 3144 CAHABA HEIGHTS RD, BIRMINGHAM, 35243 205-967-8800

Sycamore, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,468
Driver's Failure In Showing Documents +$136 $1,542
Driving With An Expired Registration +$145 $1,551
Driving At A Considerably Slow Pace +$305 $1,711
Using A Cellphone While Driving +$322 $1,728
Running A Red Light +$328 $1,734
Speeding +$344 $1,750
Driving A Vehicle Without The Required Permission +$437 $1,843
Driving With An Expired/Suspended License +$948 $2,354

Sycamore, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,350
Active Disabling Device $1,350
Tracking Device $1,322
Passive Disabling Device $1,308