Sykesville Auto Insurance Rates, Quotes, Agents & Reviews in MD

Sykesville, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sykesville, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sykesville, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Sykesville, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sykesville, MD with that of other cities in and around Sykesville.

Sykesville Howard County Ellicott City Mount Airy Reisterstown Owings Mills
Average Insurance Rates $1,417 $1,454 $1,493 $1,418 $1,356 $1,364

Sykesville, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sykesville, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sykesville $1,747 $1,476
Eldersburg $1,204 $1,017
Howard County $1,955 $1,651
Randallstown $971 $820
Mount Airy $1,915 $1,617
Ellicott City $1,863 $1,574
Reisterstown $1,771 $1,496
Owings Mills $3,057 $2,582

Sykesville, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sykesville, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,598
20 Years $1,821
30 Years $1,402
40 Years $1,349
50 Years $1,249
60 Years $1,267
70 Years $1,475

Sykesville, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sykesville, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,437 $397
3 Vehicles $3,656 $595
4 Vehicles $4,874 $794

Savings on 2 Vehicles bundle:$397

Savings on 3 Vehicles bundle:$595

Savings on 4 Vehicles bundle:$794

Sykesville, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sykesville, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Sykesville $1,417 $2,259
Eldersburg $1,239 $1,975
Howard County $1,454 $2,318
Randallstown $1,357 $2,164
Mount Airy $1,418 $2,261
Ellicott City $1,493 $2,380
Reisterstown $1,356 $2,162
Owings Mills $1,364 $2,175

Sykesville, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,216
Excellent (740-799) $1,388
Good (670-739) $1,477
Average (580-669) $1,926
Poor (300-579) $2,311

Sykesville, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
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Elaine Gossage State Farm 7568 Main St Ste A, Sykesville, 21784-7308 410-795-4090
Matney Insurance Services Erie 4311 Ridge Road, Mount Airy, 21771 None
Adam Fitzpatrick State Farm 9934 Liberty Rd, Randallstown, 21133-1804 410-521-3070
Sheri Cates State Farm 14 Park Ave, Mount Airy, 21771-5438 301-829-9660
Marcia Duffy State Farm 6242 Sykesville Rd, Eldersburg, 21784-7909 410-781-4747
Parrish Taylor Allstate 9631 Liberty Rd Ste B, Randallstown, 21133 (240) 542-3565
Saratoga Insurance Brokers Inc Liberty Mutual Independent 5420 KLEE MILL ROAD STE 2, SYKESVILLE, 21784 410-781-6396
American Heritage Insurance Travelers 1643 LIBERTY RD STE 201, ELDERSBURG, 21784 410-552-1200
Decarlo Harrison Farmers 600 Red Brook Blvd Ste 200, Owings Mills, 21117 (410) 559-5724

Sykesville, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,479
Driver's Failure In Showing Documents +$137 $1,554
Driving With An Expired Registration +$146 $1,563
Driving At A Considerably Slow Pace +$307 $1,724
Using A Cellphone While Driving +$324 $1,741
Running A Red Light +$330 $1,747
Speeding +$347 $1,764
Driving A Vehicle Without The Required Permission +$441 $1,858
Driving With An Expired/Suspended License +$955 $2,372

Sykesville, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,360
Active Disabling Device $1,360
Tracking Device $1,332
Passive Disabling Device $1,318