Sylvania Auto Insurance Rates, Quotes, Agents & Reviews in AL

Sylvania, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sylvania, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sylvania, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Sylvania, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sylvania, AL with that of other cities in and around Sylvania.

Sylvania Rainsville Dutton Rainsville-Sylvania Powell Shiloh
Average Insurance Rates $1,426 $1,443 $1,412 $1,437 $1,406 $1,414

Sylvania, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sylvania, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sylvania $1,691 $1,429
Rainsville-Sylvania $1,634 $1,380
Rainsville $1,251 $1,057
Powell $1,458 $1,232
Henagar $1,569 $1,325
Dutton $1,080 $913
DeKalb County $1,426 $1,204
Shiloh $1,440 $1,216

Sylvania, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sylvania, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,627
20 Years $1,832
30 Years $1,411
40 Years $1,358
50 Years $1,257
60 Years $1,275
70 Years $1,484

Sylvania, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sylvania, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,424 $428
3 Vehicles $3,636 $642
4 Vehicles $4,848 $856

Savings on 2 Vehicles bundle:$428

Savings on 3 Vehicles bundle:$642

Savings on 4 Vehicles bundle:$856

Sylvania, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sylvania, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Sylvania $1,426 $2,528
Rainsville-Sylvania $1,437 $2,548
Rainsville $1,443 $2,558
Powell $1,406 $2,493
Henagar $1,395 $2,473
Dutton $1,412 $2,504
DeKalb County $1,428 $2,532
Shiloh $1,414 $2,507

Sylvania, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,223
Excellent (740-799) $1,397
Good (670-739) $1,486
Average (580-669) $1,939
Poor (300-579) $2,326

Sylvania, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Vickie Sanders Allstate 212 Veterans Dr, Scottsboro, 35768 (256) 574-4549
Attain Insurance Travelers 611 GAULT AVE S, FORT PAYNE, 35967 256-845-8979
Cody Coffey Allstate 1000 Gault Ave S Ste A, Fort Payne, 35967 (256) 845-3637
Melissa Payne Allstate 72 Roy Sanderson Ave Ste 5, Rainsville, 35986 (256) 638-7910
Barry Adams Farmers 111 3rd St SE, Fort Payne, 35967 (256) 844-4966
Joe Demos State Farm 7531 Bailey Cove Road SE, Huntsville, 35802-2782 256-883-8242
Burkett & Associates Insurance Agency Inc Travelers 2400 Bob Wallace Ave Ste 206, Huntsville, 35805 None
Insurance World Travelers 1500A GAULT AVE N, FORT PAYNE, 35967 256-845-6318
Mark Roller State Farm 410 Jordan Ln NW, Huntsville, 35805-2624 256-533-4730
Larry Burkman Agency Travelers 4820 UNIVERSITY DR STE 7, HUNTSVILLE, 35816 256-830-1123

Sylvania, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,489
Driver's Failure In Showing Documents +$138 $1,564
Driving With An Expired Registration +$147 $1,573
Driving At A Considerably Slow Pace +$309 $1,735
Using A Cellphone While Driving +$327 $1,753
Running A Red Light +$332 $1,758
Speeding +$349 $1,775
Driving A Vehicle Without The Required Permission +$443 $1,869
Driving With An Expired/Suspended License +$961 $2,387

Sylvania, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,369
Active Disabling Device $1,369
Tracking Device $1,340
Passive Disabling Device $1,326