Syracuse, UT Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Syracuse, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Top 5 Car Insurance Companies in Syracuse, UT, by Market Share
The average cost of car insurance in Syracuse, UT, is $1,268. This cost is higher than most of the nearby locations like Riverdale, Clinton, Clearfield, and Roy but lower than other nearby locations like Sunset. Car owners in Syracuse, UT, can save more by comparing multiple quotes offered by different insurance companies. Zimlon’s research identified the top five car insurance companies in Syracuse, UT, by market share, discussed in detail below.
STATE FARM:
State Farm is in the first position with a market share of 15.35% in Utah. The company recorded 325,206 direct premiums written and 328,450 direct premiums earned according to the NAIC data. For car owners in Syracuse, UT, State Farm offers numerous discounts to help lower the cost of car insurance. These discounts include accident-free discounts, anti-theft discounts, and driver improvement course discounts.
ALLSTATE:
Allstate is in second position with a market share of 11.25% in Utah. The company recorded 238,438 direct premiums written and 232,824 direct premiums earned as per the official NAIC records. For car owners in Syracuse, UT, factors such as the age of the driver, annual mileage, coverage type, and driver’s credit scores can influence the cost of car insurance.
GEICO:
Geico is in third position with a market share of 9.55% in Utah. According to the NAIC data, the company recorded 202,368 direct premiums written and 195,314 direct premiums earned. In Syracuse, UT, Geico’s car insurance costs can vary depending on factors like vehicle equipment, driving history and habits, driver's education, driver affiliations, and customer loyalty.
FARMERS:
Farmers are in fourth position with a market share of 8.74% in Utah. NAIC data shows that the company recorded 185,185 direct premiums written and 185,324 premiums earned. Farmers car insurance quotes in Syracuse, UT, can vary depending upon the age of the driver, neighborhood, and driver’s credit scores.
PROGRESSIVE:
Progressive is in the fifth position, with a market share of 8.73% in Utah. The company recorded 184,974 direct premiums written and 176,658 direct premiums earned as per NAIC data. Besides the usual auto insurance choices, the Progressive insurance group offers other typical add-on options like roadside assistance and rental car coverage for car owners in Syracuse, UT.
Factors that can influence the cost of car insurance in Syracuse, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Syracuse, UT Auto Insurance Rates
- Syracuse, UT Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Syracuse, UT
- Multi Vehicle Insurance Savings in Syracuse, UT
- How Credit Score Affects Car Insurance Rates in Syracuse, UT
- How DUI Affects Auto Insurance Premiums in Syracuse, UT
- Top Auto Insurance Agents Near Syracuse, UT
- How Driving Violations Affect Auto Insurance Rates in Syracuse, UT
- Syracuse, UT Auto Insurance Discounts on Anti Theft Feature
Syracuse, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Syracuse, UT with that of other cities in and around Syracuse.
| Syracuse | Riverdale | Clinton | Sunset | Clearfield | Roy | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,268 | $1,219 | $1,234 | $2,115 | $1,168 | $1,190 |
Syracuse, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Syracuse, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Syracuse | $2,347 | $1,983 |
| Clearfield | $1,365 | $1,153 |
| West Point | $1,328 | $1,121 |
| Clinton | $1,450 | $1,225 |
| Sunset | $1,008 | $852 |
| Layton | $1,478 | $1,248 |
| Roy | $2,019 | $1,705 |
| Riverdale | $2,914 | $2,461 |
Syracuse, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Syracuse, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,114 |
| 20 Years | $1,629 |
| 30 Years | $1,255 |
| 40 Years | $1,207 |
| 50 Years | $1,118 |
| 60 Years | $1,134 |
| 70 Years | $1,320 |
Syracuse, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Syracuse, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,206 | $330 |
| 3 Vehicles | $3,309 | $495 |
| 4 Vehicles | $4,413 | $659 |
Savings on 2 Vehicles bundle:$330
Savings on 3 Vehicles bundle:$495
Savings on 4 Vehicles bundle:$659
Syracuse, UT Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Syracuse, UT.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Syracuse | $1,268 | $1,928 |
| Clearfield | $1,168 | $1,776 |
| West Point | $1,603 | $2,438 |
| Clinton | $1,234 | $1,877 |
| Sunset | $2,115 | $3,217 |
| Layton | $1,146 | $1,743 |
| Roy | $1,190 | $1,810 |
| Riverdale | $1,219 | $1,854 |
Syracuse, UT Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,088 |
| Excellent (740-799) | $1,242 |
| Good (670-739) | $1,321 |
| Average (580-669) | $1,724 |
| Poor (300-579) | $2,068 |
Syracuse, UT Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Zach Hadley | State Farm | 265 N Main St Ste B, Kaysville, 84037-1424 | 801-719-6661 |
| Blake Hancock | Allstate | 189 N Highway 89 Ste E, North Salt Lake, 84054 | (801) 295-9898 |
| A Insurance Agencies Inc | Travelers | 1867 West 1700 South, Syracuse, 84075 | None |
| Brenda Freeman | State Farm | 975 N Main St Ste 2, Layton, 84041-2200 | 801-544-8920 |
| Ark Insurance Solutions | Travelers | 655 E 4500 S STE 210, SALT LAKE CITY, 84107 | 801-505-5500 |
| Ark Insurance Solutions | Travelers | 655 E 4500 S STE 210, SALT LAKE CITY, 84107 | 801-505-5500 |
| Yujie Mccracken | Farmers | 3120 S 1300 E, Salt Lake City, 84106 | (801) 599-7501 |
| Paul Young | Farmers | 918 E South Union Ave, Midvale, 84047 | (801) 562-1800 |
| Ben Russell | State Farm | 1091 W S Jordan Pkwy Ste 200, South Jordan, 84095-8853 | 801-417-9880 |
| Btc Insurance Services Llc | Liberty Mutual Independent | 5675 S REDWOOD RD 11 B, TAYLORSVILLE, 84123 | (801) 327-0117 |
Syracuse, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$56 | $1,324 |
| Driver's Failure In Showing Documents | +$123 | $1,391 |
| Driving With An Expired Registration | +$131 | $1,399 |
| Driving At A Considerably Slow Pace | +$275 | $1,543 |
| Using A Cellphone While Driving | +$290 | $1,558 |
| Running A Red Light | +$295 | $1,563 |
| Speeding | +$311 | $1,579 |
| Driving A Vehicle Without The Required Permission | +$394 | $1,662 |
| Driving With An Expired/Suspended License | +$855 | $2,123 |
Syracuse, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,217 |
| Active Disabling Device | $1,217 |
| Tracking Device | $1,192 |
| Passive Disabling Device | $1,179 |