Talkeetna Auto Insurance Rates, Quotes, Agents & Reviews in AK

Talkeetna, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Talkeetna, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Talkeetna, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Talkeetna, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Talkeetna, AK with that of other cities in and around Talkeetna.

Talkeetna Chase Trapper Creek Susitna North
Average Insurance Rates $1,968 $2,037 $2,028 $1,145

Talkeetna, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Talkeetna, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Talkeetna $1,465 $1,237
Chase $2,098 $1,772
Trapper Creek $1,086 $917
Susitna North $1,346 $1,137

Talkeetna, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Talkeetna, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,386
20 Years $2,529
30 Years $1,948
40 Years $1,874
50 Years $1,735
60 Years $1,760
70 Years $2,048

Talkeetna, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Talkeetna, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,424 $512
3 Vehicles $5,136 $768
4 Vehicles $6,849 $1,023

Savings on 2 Vehicles bundle:$512

Savings on 3 Vehicles bundle:$768

Savings on 4 Vehicles bundle:$1,023


Talkeetna, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Talkeetna, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Talkeetna $1,968 $3,072
Chase $2,037 $3,180
Trapper Creek $2,028 $3,166
Susitna North $1,145 $1,787

Talkeetna, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,689
Excellent (740-799) $1,927
Good (670-739) $2,051
Average (580-669) $2,675
Poor (300-579) $3,210

Talkeetna, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mark Middleton State Farm 2176 Lauwiliwili St Ste 3, Kapolei, 96707-1882 808-674-1122
Rich Desa Ltcp State Farm 98-211 Pali Momi Street, Aiea, 96701-4305 808-484-0085
Lorraine Khan Liberty Mutual 98-211 Pali Momi St. Ste 520, Aiea, 96701 1-808-487-0628
Kip M Okinaka Liberty Mutual 98-211 Pali Momi St. Ste 520, Aiea, 96701 1-808-487-0628
Bradley Maruyama Allstate 800 S Beretania St Ste 260, Honolulu, 96813 (808) 381-1222
Kirk Paterson Allstate 1259 S Beretania St Ste 1, Honolulu, 96814 (808) 593-8844
Insurance Factors None 745 Fort Street Mall Ste 1000, Honolulu, 96813 None
Aurea S Garcia Liberty Mutual 98-211 Pali Momi St. Ste 520, Aiea, 96701 1-808-487-0628
Herb Fujikawa State Farm 3538 Waialae Ave Ste 205, Honolulu, 96816-2742 808-732-1076
Michael Leslie Liberty Mutual 711 Kapiolani Blvd Ste 1100, Honolulu, 96813 1-808-589-8920
Kiha Tirrell State Farm 46-024 Kam Hwy, Kaneohe, 96744-3714 808-247-5250

Talkeetna, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$87 $2,055
Driver's Failure In Showing Documents +$191 $2,159
Driving With An Expired Registration +$203 $2,171
Driving At A Considerably Slow Pace +$427 $2,395
Using A Cellphone While Driving +$451 $2,419
Running A Red Light +$459 $2,427
Speeding +$482 $2,450
Driving A Vehicle Without The Required Permission +$612 $2,580
Driving With An Expired/Suspended License +$1,326 $3,294

Talkeetna, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,889
Active Disabling Device $1,889
Tracking Device $1,850
Passive Disabling Device $1,830