Tallapoosa County Auto Insurance Rates, Quotes, Agents & Reviews in AL

Tallapoosa County, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Tallapoosa County, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Tallapoosa County, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Tallapoosa County, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Tallapoosa County, AL with that of other cities in and around Tallapoosa County.

Tallapoosa County Ray Camp Hill Our Town New Site Jacksons' Gap
Average Insurance Rates $1,432 $1,166 $1,376 $2,111 $1,412 $1,408

Tallapoosa County, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Tallapoosa County, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Tallapoosa County $1,944 $1,642
Jacksons' Gap $1,434 $1,211
Dadeville $1,104 $933
Our Town $2,174 $1,837
Alexander City $1,314 $1,110
Camp Hill $2,037 $1,721
New Site $1,481 $1,251
Ray $1,201 $1,014

Tallapoosa County, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Tallapoosa County, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,647
20 Years $1,840
30 Years $1,417
40 Years $1,364
50 Years $1,263
60 Years $1,280
70 Years $1,490

Tallapoosa County, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Tallapoosa County, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,520 $344
3 Vehicles $3,780 $516
4 Vehicles $5,041 $687

Savings on 2 Vehicles bundle:$344

Savings on 3 Vehicles bundle:$516

Savings on 4 Vehicles bundle:$687


Tallapoosa County, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tallapoosa County, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Tallapoosa County $1,432 $2,539
Jacksons' Gap $1,408 $2,496
Dadeville $1,485 $2,633
Our Town $2,111 $3,743
Alexander City $1,425 $2,527
Camp Hill $1,376 $2,440
New Site $1,412 $2,504
Ray $1,166 $2,067

Tallapoosa County, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,229
Excellent (740-799) $1,402
Good (670-739) $1,492
Average (580-669) $1,947
Poor (300-579) $2,336

Tallapoosa County, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Craig Grinberg Allstate 4057 Asbury Ave Ste 8, Tinton Falls, 7753 (732) 922-4722
Dana Chua Allstate 839 Airport Dr Ste 105, Alexander City, 35010 (256) 215-3833
Harold Cochran State Farm 2048 Cherokee Rd, Alex City, 35010-3439 256-234-2700
Jayme Yarroch Allstate 8119 Vaughn Rd, Montgomery, 36116 (334) 269-8100
Karen Channell State Farm 5030 Highway 280, Alex City, 35010-7217 256-234-3481
Clarks Insurance Center Of Talladega None 106 S Court Square, Talladega, 35161 None
Wright-Sprayberry Ins Llc Travelers 106 N BROADWAY, SYLACAUGA, 35150 256-249-0302

Tallapoosa County, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,495
Driver's Failure In Showing Documents +$139 $1,571
Driving With An Expired Registration +$147 $1,579
Driving At A Considerably Slow Pace +$311 $1,743
Using A Cellphone While Driving +$328 $1,760
Running A Red Light +$334 $1,766
Speeding +$351 $1,783
Driving A Vehicle Without The Required Permission +$445 $1,877
Driving With An Expired/Suspended License +$965 $2,397

Tallapoosa County, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,375
Active Disabling Device $1,375
Tracking Device $1,346
Passive Disabling Device $1,332