Tamiami, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Tamiami, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Tamiami, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Tamiami, FL Auto Insurance Rates
- Tamiami, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Tamiami, FL
- Multi Vehicle Insurance Savings in Tamiami, FL
- How Credit Score Affects Car Insurance Rates in Tamiami, FL
- How DUI Affects Auto Insurance Premiums in Tamiami, FL
- Top Auto Insurance Agents Near Tamiami, FL
- How Driving Violations Affect Auto Insurance Rates in Tamiami, FL
- Tamiami, FL Auto Insurance Discounts on Anti Theft Feature
- Tamiami, FL Auto Insurance Company Reviews
Tamiami, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Tamiami, FL with that of other cities in and around Tamiami.
| Tamiami | Westwood Lakes | Kendale Lakes-Tamiami | Kendale Lakes | University Park | Fountainebleau | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,257 | $2,251 | $2,261 | $2,208 | $2,275 | $2,144 |
Tamiami, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Tamiami, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Tamiami | $1,624 | $1,372 |
| Kendale Lakes-Tamiami | $1,267 | $1,070 |
| University Park | $1,723 | $1,456 |
| Sweetwater | $1,517 | $1,282 |
| Westwood Lakes | $1,405 | $1,187 |
| South Westside | $1,799 | $1,520 |
| Kendale Lakes | $1,384 | $1,169 |
| Fountainebleau | $2,208 | $1,865 |
Tamiami, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Tamiami, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $7,324 |
| 20 Years | $2,900 |
| 30 Years | $2,234 |
| 40 Years | $2,149 |
| 50 Years | $1,990 |
| 60 Years | $2,018 |
| 70 Years | $2,349 |
Tamiami, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Tamiami, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,882 | $632 |
| 3 Vehicles | $5,823 | $948 |
| 4 Vehicles | $7,764 | $1,264 |
Savings on 2 Vehicles bundle:$632
Savings on 3 Vehicles bundle:$948
Savings on 4 Vehicles bundle:$1,264
Tamiami, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tamiami, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Tamiami | $2,257 | $3,532 |
| Kendale Lakes-Tamiami | $2,261 | $3,539 |
| University Park | $2,275 | $3,560 |
| Sweetwater | $2,120 | $3,318 |
| Westwood Lakes | $2,251 | $3,523 |
| South Westside | $2,287 | $3,579 |
| Kendale Lakes | $2,208 | $3,456 |
| Fountainebleau | $2,144 | $3,355 |
Tamiami, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,936 |
| Excellent (740-799) | $2,210 |
| Good (670-739) | $2,352 |
| Average (580-669) | $3,068 |
| Poor (300-579) | $3,681 |
Tamiami, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Pan Am Assurance Agency Inc | Travelers | 9100 SUNSET DR, MIAMI, 33173 | 305-270-1424 |
| Roxana Soto | Allstate | 8230 Coral Way, Miami, 33155 | (305) 553-6005 |
| C & C Insurance, Inc. | None | 1921 Nw 150 Ave Ste 101 , Pembroke Pines, 33028 | (954) 688-3202 |
| Daniel B. Tercero | Allstate | 3399 NW 72nd Ave Ste 125, Miami, 33122 | (786) 246-4411 |
| We Insure Florida, Inc. | None | 9730 Sw 40Th St , Miami, 33165 | None |
| Consolidated Insurance Nation Inc | Travelers | 3701 SW 87 AVE, MIAMI, 33155 | 305-412-2205 |
| Coral Financial Group Inc | Travelers | 2608 NW 97TH AV, MIAMI, 33172 | 305-593-0600 |
| Safeguardcasualty Com Inc | Travelers | 9996 Pines Blvd , Pembroke Pines, 33024 | None |
| South Florida Insurance Underwriters Inc | Travelers | 7950 NW 53 ST STE 213, DORAL, 33166 | 305-599-8989 |
Tamiami, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$99 | $2,356 |
| Driver's Failure In Showing Documents | +$219 | $2,476 |
| Driving With An Expired Registration | +$232 | $2,489 |
| Driving At A Considerably Slow Pace | +$490 | $2,747 |
| Using A Cellphone While Driving | +$517 | $2,774 |
| Running A Red Light | +$526 | $2,783 |
| Speeding | +$553 | $2,810 |
| Driving A Vehicle Without The Required Permission | +$702 | $2,959 |
| Driving With An Expired/Suspended License | +$1,521 | $3,778 |
Tamiami, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,167 |
| Active Disabling Device | $2,167 |
| Tracking Device | $2,122 |
| Passive Disabling Device | $2,099 |
Latest Auto Insurance Reviews in Tamiami, FL | Back to Top
UsaaI loved customer service with this company and their website/customer portal is excellent. Most of the time I can solve my issue through the portal or with the app. But, when I have called in, everyone has been friendly, helpful, and knowledgeable.
ProgressiveThe only thing I do not like about progressive is their customer service. Anytime I have a question about my insurance premium or about the snap shot device it takes forever to get a hold of anyone. Emails never get responded to and calling in leaves me on hold for almost an hour. Makes it very inconvenient and would be very stressful if I needed to make a claim
State FarmI've looked around a bit and it seems that it costs a bit more than some other companies, but they also provide good service which is important if you do encounter a problem.