Tarpon Springs, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Tarpon Springs, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Tarpon Springs, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Tarpon Springs, FL Auto Insurance Rates
- Tarpon Springs, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Tarpon Springs, FL
- Multi Vehicle Insurance Savings in Tarpon Springs, FL
- How Credit Score Affects Car Insurance Rates in Tarpon Springs, FL
- How DUI Affects Auto Insurance Premiums in Tarpon Springs, FL
- Top Auto Insurance Agents Near Tarpon Springs, FL
- How Driving Violations Affect Auto Insurance Rates in Tarpon Springs, FL
- Tarpon Springs, FL Auto Insurance Discounts on Anti Theft Feature
- Tarpon Springs, FL Auto Insurance Company Reviews
Tarpon Springs, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Tarpon Springs, FL with that of other cities in and around Tarpon Springs.
| Tarpon Springs | Holiday | East Lake | Greenbriar | Dunedin | Palm Harbor | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,759 | $2,032 | $1,880 | $2,148 | $1,708 | $1,323 |
Tarpon Springs, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Tarpon Springs, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Tarpon Springs | $1,752 | $1,480 |
| Palm Harbor | $1,152 | $973 |
| East Lake | $1,470 | $1,241 |
| Holiday | $1,890 | $1,596 |
| Key Vista | $1,147 | $969 |
| Greenbriar | $1,710 | $1,444 |
| Dunedin | $1,102 | $931 |
| Oldsmar | $1,488 | $1,257 |
Tarpon Springs, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Tarpon Springs, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,708 |
| 20 Years | $2,260 |
| 30 Years | $1,741 |
| 40 Years | $1,675 |
| 50 Years | $1,551 |
| 60 Years | $1,573 |
| 70 Years | $1,831 |
Tarpon Springs, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Tarpon Springs, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,096 | $422 |
| 3 Vehicles | $4,644 | $633 |
| 4 Vehicles | $6,192 | $844 |
Savings on 2 Vehicles bundle:$422
Savings on 3 Vehicles bundle:$633
Savings on 4 Vehicles bundle:$844
Tarpon Springs, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tarpon Springs, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Tarpon Springs | $1,759 | $2,753 |
| Palm Harbor | $1,323 | $2,071 |
| East Lake | $1,880 | $2,942 |
| Holiday | $2,032 | $3,180 |
| Key Vista | $2,181 | $3,413 |
| Greenbriar | $2,148 | $3,362 |
| Dunedin | $1,708 | $2,673 |
| Oldsmar | $2,165 | $3,388 |
Tarpon Springs, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,509 |
| Excellent (740-799) | $1,723 |
| Good (670-739) | $1,833 |
| Average (580-669) | $2,391 |
| Poor (300-579) | $2,869 |
Tarpon Springs, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Bay Area Insurance Shop | Travelers | 1452 COURT ST, CLEARWATER, 33756 | 727-446-4416 |
| Pam Leonard-Williams | State Farm | 2476 Sunset Point Road, Clearwater, 33765-1515 | 727-799-2563 |
| Gulf Coast Underwriters | Travelers | 11073 COUNTRYWAY BLVD, TAMPA, 33626 | 813-864-4428 |
| Key Palm Insurance | Travelers | 28463 US HWY 19 N SUITE 102, CLEARWATER, 33761 | 727-796-1312 |
| Baskal Korkis | Allstate | 36163 E Lake Rd, Palm Harbor, 34685 | (727) 493-0125 |
| Wike Insurance Services | None | 1710 Drew St Ste 5, Clearwater, 33755 | None |
| Mainsail Insurance Solutions Llc | Travelers | 12193 W Linebaugh Ave , Tampa, 33626 | None |
| Stahl & Associates, Inc. | None | 3939 Tampa Rd, Oldsmar, 34677 | None |
| Hub International Florida, Formerly Connelly, Carlisle, Fields & Nichols | None | 600 Cleveland St Ste 600 6Th Floor, Clearwater, 33755 | (727) 437-3831 |
| Commonwealth Insurance, Inc. | None | 4175 Woodlands Pkwy , Palm Harbor, 34685 | None |
| East Lake Insurance Agency, Inc. | None | 28960 Us Highway 19 N Ste 100 , Clearwater, 33761 | None |
| A American Insurance | Travelers | 1583 MAIN ST, DUNEDIN, 34698 | 727-733-9381 |
Tarpon Springs, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$77 | $1,836 |
| Driver's Failure In Showing Documents | +$171 | $1,930 |
| Driving With An Expired Registration | +$181 | $1,940 |
| Driving At A Considerably Slow Pace | +$382 | $2,141 |
| Using A Cellphone While Driving | +$403 | $2,162 |
| Running A Red Light | +$410 | $2,169 |
| Speeding | +$431 | $2,190 |
| Driving A Vehicle Without The Required Permission | +$547 | $2,306 |
| Driving With An Expired/Suspended License | +$1,186 | $2,945 |
Tarpon Springs, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,689 |
| Active Disabling Device | $1,689 |
| Tracking Device | $1,653 |
| Passive Disabling Device | $1,636 |
Latest Auto Insurance Reviews in Tarpon Springs, FL | Back to Top
GeicoI would recommend this company to anyone with a car on the cheaper side. If you just bought a BMW or a Lambo, I would recommend you search for a company that is smaller and more personalized to fit your needs.
State FarmFor the premium and deductible for Car Insurance , it pretty much low compare to others however theres a lot of hidden charges and it took time for me to understand.
GeicoI did and will keep on recommending them to people as long as I am happy with their rates & customer service.
State FarmI am content with my policy although i wish the deductible was a little lower if something were to happen. Other than that I am pretty content.
Amica Mutual InsuranceAmica Mutual Insurance's premiums and deductibles are comparable to what other car insurance companies offer for the same coverage.
State FarmI believe this insurer does not give good offers on car insurance and would like to switch to a better company that accommodates my budget and offers better policy
State FarmI believe this insurer does not give good offers on car insurance and would like to switch to a better company that accommodates my budget and offers better policy
UsaaI like interacting with my customer service reps with the company. They are always friendly and able to help me rather quickly.
UsaaThe only thing I can say that I dislike about USAA is the lack of brick and mortar offices. I know it is old fashioned, but I really like the idea of interacting, face to face, with an actual person, and knowing that person by name.
Farmer's Insuranceyour policy is very good and economical in comparison with other companies and they are safe in their work
State FarmState farm is the most reliable and trustworthy insurance company there is. State farm is always there for me like a good friend when I need them. State farm also has the friendliest and most helpful employees I have ever met. Whenever I call state farm there is always someone there that can help me with any problem or challenge I may face. State farm has the friendliest and most helpful staff. State farm has the best premium compared to the other insurance companies for the same coverage. State farm works hard to offer their clients the most competitive rates. State farm is simply the best, no other insurance company can compare to them.
Safe Auto InsuranceI LIKE SOME OF THE COVERAGE PLANS THAT OFFER, ESPECIALLY WHEN IT IS ABOUT CLAUSES WHERE THIRD PARTIES ARE INVOLVED
ProgressiveProgressive offers what other companies offer. They are not unique but they do reward loyalty and bundling.
ProgressiveI haven't checked in a minute, but the most recent times I've checked, my premium has always been lower than most insurance providers (the ones who offer what I consider satisfactory coverage).
State FarmDependable service without penalty for using