Tarpon Springs, FL Auto Insurance Rates

Tarpon Springs, FL residents can save $670 by comparing multiple quotes & reading reviews & research on Tarpon Springs car insurance rates, quotes, agents & coverage.

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$1249 $1675 $2260

Latest Auto Insurance Reviews in Tarpon Springs, Florida

I would recommend this company to anyone with a car on the cheaper side. If you just bought a BMW or a Lambo, I would recommend you search for a company that is smaller and more personalized to fit your needs.
State Farm
For the premium and deductible for Car Insurance , it pretty much low compare to others however theres a lot of hidden charges and it took time for me to understand.
I did and will keep on recommending them to people as long as I am happy with their rates & customer service.
State Farm
I am content with my policy although i wish the deductible was a little lower if something were to happen. Other than that I am pretty content.
Amica Mutual Insurance
Amica Mutual Insurance's premiums and deductibles are comparable to what other car insurance companies offer for the same coverage.
State Farm
I believe this insurer does not give good offers on car insurance and would like to switch to a better company that accommodates my budget and offers better policy
State Farm
I believe this insurer does not give good offers on car insurance and would like to switch to a better company that accommodates my budget and offers better policy
I like interacting with my customer service reps with the company. They are always friendly and able to help me rather quickly.
The only thing I can say that I dislike about USAA is the lack of brick and mortar offices. I know it is old fashioned, but I really like the idea of interacting, face to face, with an actual person, and knowing that person by name.
Farmer's Insurance
your policy is very good and economical in comparison with other companies and they are safe in their work
State Farm
State farm is the most reliable and trustworthy insurance company there is. State farm is always there for me like a good friend when I need them. State farm also has the friendliest and most helpful employees I have ever met. Whenever I call state farm there is always someone there that can help me with any problem or challenge I may face. State farm has the friendliest and most helpful staff. State farm has the best premium compared to the other insurance companies for the same coverage. State farm works hard to offer their clients the most competitive rates. State farm is simply the best, no other insurance company can compare to them.
Safe Auto Insurance
Progressive offers what other companies offer. They are not unique but they do reward loyalty and bundling.
I haven't checked in a minute, but the most recent times I've checked, my premium has always been lower than most insurance providers (the ones who offer what I consider satisfactory coverage).
State Farm
Dependable service without penalty for using
Write Your Review | Tarpon Springs, Florida Auto Insurance Analysis
Nationwide Insurance, Tarpon Springs, FL
$190/1 month
Car Insurance Policy Holder
  • Married 46 Years old Male licensed 26 years ago with Own Ford Focus SE used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • PhD & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Tarpon Springs Car Insurance Rate Comparisons

Tarpon Springs, FL's average car insurance of $1675 differs from Beacon Square, FL (+$95), Oldsmar, FL (-$24), Keystone (+$185) and Florida (-$311)

Tarpon Springs Beacon Square, FL Oldsmar, FL Keystone Florida
Median Insurance Rates $1675 +$95 -$24 +$185 -$311

Tarpon Springs Car Insurance Savings By Neighborhood & Street Area

Tarpon Springs Driver Street Residence & Car Locations Car Details in Tarpon Springs Tarpon Springs Driver Demographics Tarpon Springs Auto Insurance Estimates Recent Tarpon Springs Insurance Savings
Harbor Palms
Gray Bark Dr2006 Chevrolet Silverado 2500HD Work Truck28 year married man$2593$445
Mapleleaf Blvd2007 Buick Rendezvous CXL42 year woman$1373$597
Crystal Beach
Wisconsin St2009 Ford Fusion SEL43 year married woman$1338$984
Sage Rd2007 Jeep Grand Cherokee Laredo16 year male teenager$4043$611
Kestrel St2008 Acura TSX Base18 year teenager$4289$594
Snowy Egret Ct2011 Nissan Rogue S62 year senior$2449$633
Saint George
Sammy Ct2008 Mazda Speed 318 year female teenager$3799$475
Whispering Oaks Ln2007 Chrysler 300C \N68 year male senior$2314$421
Lake Shore Estates
Cypress Lakes Blvd2012 Dodge Journey SXT44 year man$2684$960
Lavender Dr2008 Audi A4 2.0T quattro65 year female senior$2492$355

Tarpon Springs Post DUI Car Insurance Rates

Tarpon Springs Dunedin New Port Richey East Safety Harbor Florida
Median Post DUI Insurance Rate $3115 -$89 +$363 -$84 -$578
Male Teenager Post DUI Insurance Rate $8379 -$240 +$976 -$225 -$1555
Female Teenager Post DUI Insurance Rate $7477 -$216 +$870 -$201 -$1390

The Post DUI insurance in Tarpon Springs, FL's is $3115 compared to Dunedin (-$89), New Port Richey East (+$363), Safety Harbor (-$84) and Florida (-$578)

In Tarpon Springs, a male teenager with Post DUI pays $902 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SEL in Tarpon Springs, FL would pay $7973 on auto insurance while a female teenager POST DUI would pay $7114.

Tarpon Springs Car Insurance by Segment

Tarpon Springs Teenagers Car Insurance Rates Comparison

8738 Tarpon Springs Teenagers (6% of total population), 49% Male & 51% Female.

Tarpon Springs Westchase New Port Richey Safety Harbor Florida
All Teenagers $4221 +$567 +$171 -$114 -$784
Male Teenager $4505 +$606 +$183 -$121 -$836
Female Teenager $4020 +$540 +$163 -$108 -$747

Tarpon Springs teenagers pay $4221 in insurance in contrast with Westchase (+$567), New Port Richey (+$171), Safety Harbor (-$114) and Florida (-$784). The difference between Male & Female teenagers in Tarpon Springs is $485


  • 2010 Cadillac DTS Luxury Collection Male Teenager Insurance Rate $4981
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $3952

Tarpon Springs Men & Women Car Insurance

135377 Tarpon Springs Adults (100% of total population), 47% Men & 53% Women.

Tarpon Springs New Port Richey East Palm Harbor Keystone Florida
All Women $1541 +$179 -$382 +$170 -$287
Married Women $1407 +$163 -$349 +$155 -$262
All Men $2763 +$322 -$684 +$306 -$513
Married Men $2680 +$312 -$664 +$296 -$498

The typical insurance rate of $2763 that Tarpon Springs Men pay varies from New Port Richey East (+$322), Palm Harbor (-$684), Keystone (+$306) and Florida (-$513). In Tarpon Springs, married men pay $1273 more than married women.


  • 2011 Lincoln MKZ Married Men Insurance Rate $2508
  • 2014 Kia Sorento LX Married Women Insurance Rate $2574

Tarpon Springs Senior Car Insurance

39720 Tarpon Springs Seniors (29% of total population), 45% Senior Men & 55% Senior Women.

Tarpon Springs Keystone-Citrus Park Belleair Beach Safety Harbor Florida
All Seniors $2479 -$1207 +$185 -$67 -$461
Senior Men $2546 -$1239 +$190 -$69 -$473
Senior Women $2412 -$1174 +$180 -$65 -$448

Tarpon Springs seniors pay $2479 in insurance compared to Keystone-Citrus Park (-$1207), Belleair Beach (+$185), Safety Harbor (-$67) and Florida (-$461). In Tarpon Springs, senior men pay $134 more than senior women.

Tarpon Springs Car Insurance Discounts for Multiple Vehicles

Tarpon Springs Population with 1 Vehicle 23956 (42% of Tarpon Springs population), 2 Vehicles 22432 (39% of the Tarpon Springs population) and 3 vehicles 6211 (11% of the population)

Tarpon Springs Palm Harbor Town 'n' Country Belleair Beach Florida
2 Vehicles $3183 -$789 -$295 +$237 -$591
3 Vehicles $4858 -$1204 -$450 +$362 -$902
4 Vehicles $6533 -$1619 -$605 +$487 -$1213

Tarpon Springs Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Expedition Limited $300 $1880 $2180 $1790 $2090 $90
Chevrolet, Avalanche LS $1500 $1770 $2270 $1640 $3140 $-870
BMW, X3 xDrive 28i $500 $2100 $2600 $1990 $2490 $110
Acura, TL SH Tech $200 $2240 $2440 $2120 $2320 $120
Ford, Explorer XLT $700 $1740 $2240 $1620 $2320 $-80