Tega Cay, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Tega Cay, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Tega Cay, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Tega Cay, SC Auto Insurance Rates
- Tega Cay, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Tega Cay, SC
- Multi Vehicle Insurance Savings in Tega Cay, SC
- How Credit Score Affects Car Insurance Rates in Tega Cay, SC
- How DUI Affects Auto Insurance Premiums in Tega Cay, SC
- Top Auto Insurance Agents Near Tega Cay, SC
- How Driving Violations Affect Auto Insurance Rates in Tega Cay, SC
- Tega Cay, SC Auto Insurance Discounts on Anti Theft Feature
Tega Cay, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Tega Cay, SC with that of other cities in and around Tega Cay.
| Tega Cay | India Hook | Lake Wylie | Riverview | Township | Newport | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,611 | $1,473 | $1,598 | $1,410 | $1,006 | $1,494 |
Tega Cay, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Tega Cay, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Tega Cay | $1,517 | $1,282 |
| India Hook | $2,890 | $2,441 |
| Riverview | $1,240 | $1,047 |
| Fort Mill | $1,411 | $1,192 |
| Newport | $1,146 | $968 |
| Lake Wylie | $2,377 | $2,008 |
| Pineville | $953 | $805 |
| Township | $1,036 | $875 |
Tega Cay, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Tega Cay, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,227 |
| 20 Years | $2,070 |
| 30 Years | $1,594 |
| 40 Years | $1,534 |
| 50 Years | $1,421 |
| 60 Years | $1,440 |
| 70 Years | $1,677 |
Tega Cay, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Tega Cay, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,739 | $483 |
| 3 Vehicles | $4,108 | $725 |
| 4 Vehicles | $5,477 | $967 |
Savings on 2 Vehicles bundle:$483
Savings on 3 Vehicles bundle:$725
Savings on 4 Vehicles bundle:$967
Tega Cay, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tega Cay, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Tega Cay | $1,611 | $2,434 |
| India Hook | $1,473 | $2,226 |
| Riverview | $1,410 | $2,130 |
| Fort Mill | $926 | $1,399 |
| Newport | $1,494 | $2,257 |
| Lake Wylie | $1,598 | $2,415 |
| Pineville | $1,006 | $4,126 |
| Township | $1,006 | $4,126 |
Tega Cay, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,382 |
| Excellent (740-799) | $1,578 |
| Good (670-739) | $1,679 |
| Average (580-669) | $2,190 |
| Poor (300-579) | $2,628 |
Tega Cay, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| David Vickers | Allstate | 4937 Charlotte Hwy Ste 104, Lake Wylie, 29710 | (803) 831-8958 |
| Gill Insurance | Travelers | 235 OAKLAND AVE, ROCK HILL, 29730 | (803) 324-5300 |
| Jay Sylvan | State Farm | 9789 Charlotte Hwy Ste 100, Fort Mill, 29707-7180 | 803-802-7111 |
| Edith Estes Insurance Agency | Travelers | 209 E BLACK ST, ROCK HILL, 29732 | 803-328-0145 |
| Corey B. Hinson | Allstate | 1171 Market St Ste 105, Fort Mill, 29708 | (803) 548-7700 |
| James A Fischer Agency | Nationwide | 1273 Ebenezer Rd, Rock Hill, 29732 | (803) 328-3833 |
| Deb Williams | State Farm | 4968 Old York Rd, Rock Hill, 29732-8128 | 803-980-8500 |
| John Lovsin Agency Llc | Nationwide | 114 Main St, Fort Mill, 29715 | (803) 396-7878 |
| Brandon Price Insurance Agency Llc | Nationwide | 107 Stone Village Dr, Fort Mill, 29708 | (803) 548-2700 |
| David E Angel Jr | Nationwide | 404 Oakland Ave, Rock Hill, 29730-3530 | (803) 327-6112 |
| Rett Rutland | State Farm | 1053 Oakland Ave, Rock Hill, 29732-3034 | 803-985-1330 |
Tega Cay, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$71 | $1,682 |
| Driver's Failure In Showing Documents | +$156 | $1,767 |
| Driving With An Expired Registration | +$166 | $1,777 |
| Driving At A Considerably Slow Pace | +$350 | $1,961 |
| Using A Cellphone While Driving | +$369 | $1,980 |
| Running A Red Light | +$375 | $1,986 |
| Speeding | +$395 | $2,006 |
| Driving A Vehicle Without The Required Permission | +$501 | $2,112 |
| Driving With An Expired/Suspended License | +$1,086 | $2,697 |
Tega Cay, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,547 |
| Active Disabling Device | $1,547 |
| Tracking Device | $1,514 |
| Passive Disabling Device | $1,498 |