Temecula, CA Auto Insurance Rates
Temecula, CA residents can save $530 by comparing multiple quotes & reading reviews & research on Temecula car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1009 | $1320 | $1981 |
Latest Auto Insurance Reviews in Temecula, California
Geico offers me the best coverage for the lowest cost so be deductible or premium. You can add and remove certain options to make your policy fit your budget.
Every thing is online. The bills and even the cards come that way.too impersonal.
The premium and deductible is appropriate for what I need and what i am willing to spend on a monthly basis.
I would not like to compare because the two are very good and should not be used like this
I use Geico and im not a fan I have called for a tow, because I have road side assistance, and they left me on the side of the road, with my kids, for three hours before getting in contact with me. I just started using this car insurance about a year ago, and think i'm going to change. i dont think that they care about their customers. i have a full insurance policy, because there is a lein on my car.
GEICO's policy premiums are the cheapest amongst the "major" providers and those that have been highly rated nation-wide.
My insurance company offers a lot of different options and low prices, plus there is a 9 month payment plan and then you have 3 months where you don't pay.
The customer support has always been friendly when I have a question or I need assistance. i have only called in twice for the and they are very quick with responses
I have full coverage on two cars. I have compared occasionally with other companies and have found no other rates as low.
I wish the basic coverage covered windshields. Other than that I am happy overall with the company.
I feel that they all offer the same things but Geico was much cheaper than Allstate so I switched.
I like that I can reach them anytime in more than one way
Overall, it's a reputable company with competitive premiums. It's pretty good so far, and (fortunately) I have yet to actually need to use it. Could do away with rising premiums, but that happens with pretty much any insurance company.
- Single 20 Years old Female licensed 3 years ago with Own Nissan 370Z used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- less than high school education & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Temecula Car Insurance Rate Comparisons
Temecula, CA's average car insurance of $1320 differs from Lakeland Village, CA (+$1140), Warm Springs, CA (+$1120), Pauma Valley, CA (+$650) and California (+$499)
| Temecula | Lakeland Village, CA | Warm Springs, CA | Pauma Valley, CA | California | |
| Median Insurance Rates | $1320 | +$1140 | +$1120 | +$650 | +$499 |
Temecula Car Insurance Savings By Neighborhood & Street Area
| Temecula Driver Street Residence & Car Locations | Car Details in Temecula | Temecula Driver Demographics | Temecula Auto Insurance Estimates | Recent Temecula Insurance Savings |
|---|---|---|---|---|
| Temecula Ranchos | ||||
| Valentino Way | 2006 Ford Fusion V6 SEL | 17 year female teenager | $2619 | $721 |
| Kabian Ct | 2004 Cadillac Seville SLS | 35 year married woman | $1382 | $447 |
| Auld (historical) | ||||
| Wintergreen Way | 2005 Buick Rendezvous CX | 16 year male teenager | $2888 | $618 |
| Buena Ventura Rd | 2004 Chevrolet Silverado K2500 Heavy Duty | 71 year male senior | $1294 | $413 |
| Lake Village | ||||
| N Star Ct | 2008 Chrysler 300 C | 72 year senior | $1386 | $677 |
| Carino Pl | 2012 Hyundai Sonata GLS | 16 year teenager | $2816 | $844 |
| Country Manor Estates | ||||
| Cam Gallegos | 2010 Mazda Mazda3 s Sport | 34 year woman | $1223 | $550 |
| Corte Siero | 2009 Acura TSX Base | 84 year female senior | $1392 | $489 |
| Butterfield Lake Estates | ||||
| Sattui St | 2010 Toyota Prius IV | 21 year man | $1488 | $582 |
| Palomino Rd | 2010 Lincoln MKZ Base | 25 year married man | $1597 | $521 |
Temecula Post DUI Car Insurance Rates
| Temecula | French Valley | Warm Springs | Elsinore Valley | California | |
| Median Post DUI Insurance Rate | $2455 | +$1841 | +$2083 | +$2009 | +$928 |
| Male Teenager Post DUI Insurance Rate | $5351 | +$4014 | +$4542 | +$4380 | +$2023 |
| Female Teenager Post DUI Insurance Rate | $5327 | +$3995 | +$4519 | +$4359 | +$2014 |
The Post DUI insurance in Temecula, CA's is $2455 compared to French Valley (+$1841), Warm Springs (+$2083), Elsinore Valley (+$2009) and California (+$928)
In Temecula, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Buick Rendezvous CX in Temecula, CA would pay $5371 on auto insurance while a female teenager POST DUI would pay $5347.
Temecula Car Insurance by Segment
Temecula Teenagers Car Insurance Rates Comparison
9382 Temecula Teenagers (9% of total population), 49% Male & 51% Female.
| Temecula | Lake Riverside | Warm Springs | Hemet | California | |
| All Teenagers | $2877 | +$2158 | +$2442 | -$20 | +$1088 |
| Male Teenager | $2877 | +$2158 | +$2442 | -$20 | +$1088 |
| Female Teenager | $2864 | +$2148 | +$2430 | -$20 | +$1083 |
Temecula teenagers pay $2877 in insurance in contrast with Lake Riverside (+$2158), Warm Springs (+$2442), Hemet (-$20) and California (+$1088). The difference between Male & Female teenagers in Temecula is $13
Example
- 2013 Honda Civic LX Male Teenager Insurance Rate $2496
- 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $2506
Temecula Men & Women Car Insurance
100621 Temecula Adults (100% of total population), 48% Men & 52% Women.
| Temecula | Winchester | Lake Elsinore | Menifee | California | |
| All Women | $1280 | +$1174 | +$60 | -$27 | +$484 |
| Married Women | $1240 | +$1138 | +$59 | -$26 | +$469 |
| All Men | $1676 | +$1537 | +$79 | -$36 | +$634 |
| Married Men | $1597 | +$1464 | +$75 | -$34 | +$603 |
The typical insurance rate of $1676 that Temecula Men pay varies from Winchester (+$1537), Lake Elsinore (+$79), Menifee (-$36) and California (+$634). In Temecula, married men pay $357 more than married women.
Example
- 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1683
- 2007 Lexus GS 350 Base Married Women Insurance Rate $1854
Temecula Senior Car Insurance
11454 Temecula Seniors (11% of total population), 45% Senior Men & 55% Senior Women.
| Temecula | Winchester | Camp Pendleton North | Murrieta | California | |
| All Seniors | $1399 | +$1282 | +$805 | -$23 | +$529 |
| Senior Men | $1372 | +$1259 | +$791 | -$22 | +$519 |
| Senior Women | $1425 | +$1307 | +$821 | -$23 | +$539 |
Temecula seniors pay $1399 in insurance compared to Winchester (+$1282), Camp Pendleton North (+$805), Murrieta (-$23) and California (+$529). In Temecula, senior men pay $53 less than senior women.
Temecula Car Insurance Discounts for Multiple Vehicles
Temecula Population with 1 Vehicle 7305 (24% of Temecula population), 2 Vehicles 14045 (45% of the Temecula population) and 3 vehicles 5910 (19% of the population)
| Temecula | Warm Springs | Pauma Valley | Bonsall | California | |
| 2 Vehicles | $2508 | +$2128 | +$1235 | +$2166 | +$949 |
| 3 Vehicles | $3828 | +$3248 | +$1885 | +$3306 | +$1448 |
| 4 Vehicles | $5148 | +$4368 | +$2535 | +$4446 | +$1947 |
Temecula Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Toyota, Prius Plug-In hybrid | $100 | $1320 | $1420 | $1230 | $1330 | $90 |
| Ford, Explorer | $300 | $1270 | $1570 | $1160 | $1460 | $110 |
| Toyota, Sequoia SR5 | $1500 | $1290 | $1790 | $1190 | $2690 | $-900 |
| Mitsubishi, Lancer Ralliart | $700 | $1630 | $2130 | $1520 | $2220 | $-90 |
| Fiat, 500 Lounge | $1000 | $1350 | $1850 | $1260 | $2260 | $-410 |