Temecula, CA Auto Insurance Rates

Temecula, CA residents can save $530 by comparing multiple quotes & reading reviews & research on Temecula car insurance rates, quotes, agents & coverage.

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$1009 $1320 $1981

Latest Auto Insurance Reviews in Temecula, California

Every thing is online. The bills and even the cards come that way.too impersonal.
The premium and deductible is appropriate for what I need and what i am willing to spend on a monthly basis.
Farmer's Insurance
I would not like to compare because the two are very good and should not be used like this
I use Geico and im not a fan I have called for a tow, because I have road side assistance, and they left me on the side of the road, with my kids, for three hours before getting in contact with me. I just started using this car insurance about a year ago, and think i'm going to change. i dont think that they care about their customers. i have a full insurance policy, because there is a lein on my car.
GEICO's policy premiums are the cheapest amongst the "major" providers and those that have been highly rated nation-wide.
My insurance company offers a lot of different options and low prices, plus there is a 9 month payment plan and then you have 3 months where you don't pay.
The customer support has always been friendly when I have a question or I need assistance. i have only called in twice for the and they are very quick with responses
Amica Mutual Insurance
I have full coverage on two cars. I have compared occasionally with other companies and have found no other rates as low.
I wish the basic coverage covered windshields. Other than that I am happy overall with the company.
I feel that they all offer the same things but Geico was much cheaper than Allstate so I switched.
I like that I can reach them anytime in more than one way
Liberty Mutual
Overall, it's a reputable company with competitive premiums. It's pretty good so far, and (fortunately) I have yet to actually need to use it. Could do away with rising premiums, but that happens with pretty much any insurance company.
Write Your Review | Temecula, California Auto Insurance Analysis
State Farm Auto Insurance, Temecula, CA
$64/1 month
Car Insurance Policy Holder
  • Single 20 Years old Female licensed 3 years ago with Own Nissan 370Z used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Temecula Car Insurance Rate Comparisons

Temecula, CA's average car insurance of $1320 differs from Lakeland Village, CA (+$1140), Warm Springs, CA (+$1120), Pauma Valley, CA (+$650) and California (+$499)

Temecula Lakeland Village, CA Warm Springs, CA Pauma Valley, CA California
Median Insurance Rates $1320 +$1140 +$1120 +$650 +$499

Temecula Car Insurance Savings By Neighborhood & Street Area

Temecula Driver Street Residence & Car Locations Car Details in Temecula Temecula Driver Demographics Temecula Auto Insurance Estimates Recent Temecula Insurance Savings
Temecula Ranchos
Valentino Way2006 Ford Fusion V6 SEL17 year female teenager$2619$721
Kabian Ct2004 Cadillac Seville SLS35 year married woman$1382$447
Auld (historical)
Wintergreen Way2005 Buick Rendezvous CX16 year male teenager$2888$618
Buena Ventura Rd2004 Chevrolet Silverado K2500 Heavy Duty71 year male senior$1294$413
Lake Village
N Star Ct2008 Chrysler 300 C72 year senior$1386$677
Carino Pl2012 Hyundai Sonata GLS16 year teenager$2816$844
Country Manor Estates
Cam Gallegos2010 Mazda Mazda3 s Sport34 year woman$1223$550
Corte Siero2009 Acura TSX Base84 year female senior$1392$489
Butterfield Lake Estates
Sattui St2010 Toyota Prius IV21 year man$1488$582
Palomino Rd2010 Lincoln MKZ Base25 year married man$1597$521

Temecula Post DUI Car Insurance Rates

Temecula French Valley Warm Springs Elsinore Valley California
Median Post DUI Insurance Rate $2455 +$1841 +$2083 +$2009 +$928
Male Teenager Post DUI Insurance Rate $5351 +$4014 +$4542 +$4380 +$2023
Female Teenager Post DUI Insurance Rate $5327 +$3995 +$4519 +$4359 +$2014

The Post DUI insurance in Temecula, CA's is $2455 compared to French Valley (+$1841), Warm Springs (+$2083), Elsinore Valley (+$2009) and California (+$928)

In Temecula, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Buick Rendezvous CX in Temecula, CA would pay $5371 on auto insurance while a female teenager POST DUI would pay $5347.

Temecula Car Insurance by Segment

Temecula Teenagers Car Insurance Rates Comparison

9382 Temecula Teenagers (9% of total population), 49% Male & 51% Female.

Temecula Lake Riverside Warm Springs Hemet California
All Teenagers $2877 +$2158 +$2442 -$20 +$1088
Male Teenager $2877 +$2158 +$2442 -$20 +$1088
Female Teenager $2864 +$2148 +$2430 -$20 +$1083

Temecula teenagers pay $2877 in insurance in contrast with Lake Riverside (+$2158), Warm Springs (+$2442), Hemet (-$20) and California (+$1088). The difference between Male & Female teenagers in Temecula is $13


  • 2013 Honda Civic LX Male Teenager Insurance Rate $2496
  • 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $2506

Temecula Men & Women Car Insurance

100621 Temecula Adults (100% of total population), 48% Men & 52% Women.

Temecula Winchester Lake Elsinore Menifee California
All Women $1280 +$1174 +$60 -$27 +$484
Married Women $1240 +$1138 +$59 -$26 +$469
All Men $1676 +$1537 +$79 -$36 +$634
Married Men $1597 +$1464 +$75 -$34 +$603

The typical insurance rate of $1676 that Temecula Men pay varies from Winchester (+$1537), Lake Elsinore (+$79), Menifee (-$36) and California (+$634). In Temecula, married men pay $357 more than married women.


  • 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1683
  • 2007 Lexus GS 350 Base Married Women Insurance Rate $1854

Temecula Senior Car Insurance

11454 Temecula Seniors (11% of total population), 45% Senior Men & 55% Senior Women.

Temecula Winchester Camp Pendleton North Murrieta California
All Seniors $1399 +$1282 +$805 -$23 +$529
Senior Men $1372 +$1259 +$791 -$22 +$519
Senior Women $1425 +$1307 +$821 -$23 +$539

Temecula seniors pay $1399 in insurance compared to Winchester (+$1282), Camp Pendleton North (+$805), Murrieta (-$23) and California (+$529). In Temecula, senior men pay $53 less than senior women.

Temecula Car Insurance Discounts for Multiple Vehicles

Temecula Population with 1 Vehicle 7305 (24% of Temecula population), 2 Vehicles 14045 (45% of the Temecula population) and 3 vehicles 5910 (19% of the population)

Temecula Warm Springs Pauma Valley Bonsall California
2 Vehicles $2508 +$2128 +$1235 +$2166 +$949
3 Vehicles $3828 +$3248 +$1885 +$3306 +$1448
4 Vehicles $5148 +$4368 +$2535 +$4446 +$1947

Temecula Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Toyota, Prius Plug-In hybrid $100 $1320 $1420 $1230 $1330 $90
Ford, Explorer $300 $1270 $1570 $1160 $1460 $110
Toyota, Sequoia SR5 $1500 $1290 $1790 $1190 $2690 $-900
Mitsubishi, Lancer Ralliart $700 $1630 $2130 $1520 $2220 $-90
Fiat, 500 Lounge $1000 $1350 $1850 $1260 $2260 $-410