Temple City Auto Insurance Rates, Quotes, Agents & Reviews in CA

Temple City, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Temple City, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Temple City, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Temple City, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Temple City, CA with that of other cities in and around Temple City.

Temple City East Pasadena Upper San Gabriel Valley North El Monte El Monte San Gabriel
Average Insurance Rates $1,992 $2,014 $1,958 $1,959 $1,857 $1,710

Temple City, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Temple City, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Temple City $1,466 $1,238
East San Gabriel $1,963 $1,658
North El Monte $1,896 $1,602
Upper San Gabriel Valley $1,105 $934
San Gabriel $2,017 $1,703
Arcadia $2,199 $1,857
El Monte $1,684 $1,422
East Pasadena $2,068 $1,747

Temple City, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Temple City, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,464
20 Years $2,559
30 Years $1,971
40 Years $1,897
50 Years $1,757
60 Years $1,781
70 Years $2,073

Temple City, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Temple City, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,386 $598
3 Vehicles $5,080 $896
4 Vehicles $6,773 $1,195

Savings on 2 Vehicles bundle:$598

Savings on 3 Vehicles bundle:$896

Savings on 4 Vehicles bundle:$1,195


Temple City, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Temple City, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Temple City $1,992 $4,905
East San Gabriel $2,011 $4,951
North El Monte $1,959 $4,823
Upper San Gabriel Valley $1,958 $4,821
San Gabriel $1,710 $4,210
Arcadia $1,729 $4,257
El Monte $1,857 $4,572
East Pasadena $2,014 $4,959

Temple City, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,709
Excellent (740-799) $1,951
Good (670-739) $2,076
Average (580-669) $2,708
Poor (300-579) $3,249

Temple City, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Don Rood Jr State Farm 7720 Painter Ave, Whittier, 90602-2437 562-698-6769
Jim Sundu State Farm 15722 E Gale Avenue, Hacienda Heights, 91745-1518 626-330-3392
Leticia Pomes Allstate 9160 Las Tunas Dr, Temple City, 91780 (626) 286-7734
Terza West-Dantzler State Farm 875 N Gower St, Los Angeles, 90038-3914 323-462-1096
Premier One Insurance Services Liberty Mutual Independent 918 CITRUS AVE, COVINA, 91722 626-859-2425
Odette Manalastas State Farm 4448 Eagle Rock Blvd Ste E, Los Angeles, 90041-3512 323-254-5800
Fia Insurance Services Inc Liberty Mutual Independent 99 S LAKE AVE STE 300, PASADENA, 91101 (626) 795-7059
Daniel Fuentes Allstate 11020 Lower Azusa Rd Ste A, El Monte, 91731 (626) 225-2253
Arroyo Insurance Services, Inc. None 440 Huntington Drive Suite 100, Arcadia, 91066 (626) 788-5256

Temple City, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$88 $2,080
Driver's Failure In Showing Documents +$193 $2,185
Driving With An Expired Registration +$205 $2,197
Driving At A Considerably Slow Pace +$432 $2,424
Using A Cellphone While Driving +$456 $2,448
Running A Red Light +$464 $2,456
Speeding +$488 $2,480
Driving A Vehicle Without The Required Permission +$620 $2,612
Driving With An Expired/Suspended License +$1,343 $3,335

Temple City, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,912
Active Disabling Device $1,912
Tracking Device $1,872
Passive Disabling Device $1,853

Latest Auto Insurance Reviews in Temple City, CA | Back to Top

Geico
I don't know anything about their car insurance. Im not sure whether their deductible and premium is better or worse than any other companies. So i don't have much to say on this topic.
State Farm
I would definitely recommend my car insurance provider to anyone who is looking for a top notch company with people who genuinely care for your well being.
Farmer's Insurance
I guess I would recommend them because I have never had any problems.,
Allstate
Compare to other auto insurance they have better deals on their prices. They also have incentives if you haven't get accidents and have good records. Their have good cover prices