Temple Terrace, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Temple Terrace, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Temple Terrace, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Temple Terrace, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Temple Terrace, FL with that of other cities in and around Temple Terrace.

	Temple Terrace	Mango	University	Tampa	Seffner	Lake Magdalene
Average Insurance Rates	$2,179	$2,076	$1,974	$2,163	$2,140	$2,204

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Temple Terrace, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Temple Terrace, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Temple Terrace	$1,460	$1,233
East Lake-Orient Park	$1,495	$1,262
University	$1,941	$1,639
Tampa	$1,223	$1,033
Thonotosassa	$1,089	$920
Mango	$1,063	$898
Lake Magdalene	$1,053	$889
Seffner	$1,359	$1,148

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Temple Terrace, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Temple Terrace, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$7,070
20 Years	$2,800
30 Years	$2,156
40 Years	$2,075
50 Years	$1,921
60 Years	$1,948
70 Years	$2,268

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Temple Terrace, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Temple Terrace, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,704	$654
3 Vehicles	$5,556	$981
4 Vehicles	$7,409	$1,307

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Temple Terrace, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Temple Terrace, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Temple Terrace	$2,179	$3,410
East Lake-Orient Park	$2,074	$3,246
University	$1,974	$3,089
Tampa	$2,163	$3,385
Thonotosassa	$2,115	$3,310
Mango	$2,076	$3,249
Lake Magdalene	$2,204	$3,449
Seffner	$2,140	$3,349

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Temple Terrace, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,870
Excellent (740-799)	$2,134
Good (670-739)	$2,271
Average (580-669)	$2,962
Poor (300-579)	$3,554

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Temple Terrace, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Complete Insurance Advisors Inc	Travelers	505 Jackson St Ste 300, Tampa, 33602	None
Great Florida Insurance	Travelers	1654 BRUCE B DOWNS BLVD STE B, WESLEY CHAPEL, 33544	813-991-6969
Brown & Brown Of Florida Inc	Liberty Mutual Independent	655 N Franklin St Ste 1900, Tampa, 33602	None
Northside Insurance Agency Inc	Travelers	14009 N DALE MABRY HWY, TAMPA, 33618	813-960-5225
Hopf And Hopf Inc	Travelers	13902 N DALE MABRY HWY 207, TAMPA, 33618	866-712-4479
Herma White	State Farm	14940 N Florida Ave, Tampa, 33613-1626	813-961-6661
M E Wilson Co Inc	Liberty Mutual Independent	300 W PLATT ST 200, TAMPA, 33606	813-229-8021
Carol Ford	Liberty Mutual	3550 Buschwood Park Dr Ste. 300, Tampa, 33618	1-813-264-8890
Baldwin Risk Partners Llc.	None	4010 W Boy Scout Blvd Ste 200, Tampa, 33607	None

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Temple Terrace, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$96	$2,275
Driver's Failure In Showing Documents	+$211	$2,390
Driving With An Expired Registration	+$224	$2,403
Driving At A Considerably Slow Pace	+$473	$2,652
Using A Cellphone While Driving	+$499	$2,678
Running A Red Light	+$508	$2,687
Speeding	+$534	$2,713
Driving A Vehicle Without The Required Permission	+$678	$2,857
Driving With An Expired/Suspended License	+$1,469	$3,648

Temple Terrace, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$2,092
Active Disabling Device	$2,092
Tracking Device	$2,048
Passive Disabling Device	$2,026

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Latest Auto Insurance Reviews in Temple Terrace, FL | Back to Top