Terre Haute, IN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Terre Haute, IN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Terre Haute, IN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Terre Haute, IN Auto Insurance Rates
- Terre Haute, IN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Terre Haute, IN
- Multi Vehicle Insurance Savings in Terre Haute, IN
- How Credit Score Affects Car Insurance Rates in Terre Haute, IN
- How DUI Affects Auto Insurance Premiums in Terre Haute, IN
- Top Auto Insurance Agents Near Terre Haute, IN
- How Driving Violations Affect Auto Insurance Rates in Terre Haute, IN
- Terre Haute, IN Auto Insurance Discounts on Anti Theft Feature
- Terre Haute, IN Auto Insurance Company Reviews
Terre Haute, IN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Terre Haute, IN with that of other cities in and around Terre Haute.
| Terre Haute | Vigo County | West Terre Haute | Harrison | Lost Creek | Toad Hop | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,139 | $1,152 | $1,115 | $1,465 | $1,206 | $1,722 |
Terre Haute, IN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Terre Haute, IN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Terre Haute | $1,676 | $1,415 |
| Harrison | $1,674 | $1,414 |
| Dresser | $1,763 | $1,489 |
| Vigo County | $1,440 | $1,216 |
| West Terre Haute | $1,505 | $1,271 |
| Lost Creek | $1,466 | $1,238 |
| Toad Hop | $1,774 | $1,498 |
| North Terre Haute | $1,414 | $1,195 |
Terre Haute, IN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Terre Haute, IN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,696 |
| 20 Years | $1,463 |
| 30 Years | $1,127 |
| 40 Years | $1,085 |
| 50 Years | $1,004 |
| 60 Years | $1,018 |
| 70 Years | $1,185 |
Terre Haute, IN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Terre Haute, IN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,982 | $296 |
| 3 Vehicles | $2,973 | $444 |
| 4 Vehicles | $3,964 | $592 |
Savings on 2 Vehicles bundle:$296
Savings on 3 Vehicles bundle:$444
Savings on 4 Vehicles bundle:$592
Terre Haute, IN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Terre Haute, IN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Terre Haute | $1,139 | $1,762 |
| Harrison | $1,465 | $2,267 |
| Dresser | $1,712 | $2,649 |
| Vigo County | $1,152 | $1,782 |
| West Terre Haute | $1,115 | $1,725 |
| Lost Creek | $1,206 | $1,866 |
| Toad Hop | $1,722 | $2,664 |
| North Terre Haute | $1,486 | $2,299 |
Terre Haute, IN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $977 |
| Excellent (740-799) | $1,116 |
| Good (670-739) | $1,187 |
| Average (580-669) | $1,548 |
| Poor (300-579) | $1,858 |
Terre Haute, IN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Robert Wilson Insurance | Travelers | 2952 S 7TH ST, TERRE HAUTE, 47801 | 812-234-0766 |
| John Harvester | Allstate | 4535 S 7th St, Terre Haute, 47802 | (812) 234-5226 |
| Beth Sollars | Allstate | 2138 Wabash Ave, Terre Haute, 47807 | (812) 232-1150 |
| Beth Sollars | Allstate | 2138 Wabash Ave, Terre Haute, 47807 | (812) 232-1150 |
| Phil Gauer | State Farm | 1433 Lafayette Ave, Terre Haute, 47804-2632 | 812-466-1740 |
| Dennis D Andrews Insurance | Travelers | 2501 COLLEGE AVENUE, TERRE HAUTE, 47803 | 812-234-4230 |
| Forrest Sherer Inc | Liberty Mutual Independent | 24 N 6TH ST, TERRE HAUTE, 47807 | (812) 232-0441 |
| Mark Huffman | State Farm | 3137 Wabash Ave, Terre Haute, 47803-1517 | 812-234-0705 |
| Robin Summerville | State Farm | 782 S 3rd St, Terre Haute, 47807-4608 | 812-232-2071 |
| Stevenson-Jensen Agency Inc. | None | 148 S Washington, Danville, 46122 | None |
| Duling Agency Inc Dba Bloomington Insurance | None | 459 S Landmark Ave, Bloomington, 47403 | None |
Terre Haute, IN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$50 | $1,189 |
| Driver's Failure In Showing Documents | +$110 | $1,249 |
| Driving With An Expired Registration | +$117 | $1,256 |
| Driving At A Considerably Slow Pace | +$247 | $1,386 |
| Using A Cellphone While Driving | +$261 | $1,400 |
| Running A Red Light | +$265 | $1,404 |
| Speeding | +$279 | $1,418 |
| Driving A Vehicle Without The Required Permission | +$354 | $1,493 |
| Driving With An Expired/Suspended License | +$768 | $1,907 |
Terre Haute, IN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,093 |
| Active Disabling Device | $1,093 |
| Tracking Device | $1,071 |
| Passive Disabling Device | $1,059 |
Latest Auto Insurance Reviews in Terre Haute, IN | Back to Top
State FarmState Farm is very kind. They helped me with all my car insurance questions! I feel like I was lucky when I chose them over other competing brands.
American Family InsuranceMy premium is a bit higher with this company but it is completely worth it since I can talk to a live person when needed without having to deal with computerized prompts and long hold times.
State FarmDeductible is average. You can choose what you want so it really is up to the individual. I like the coverage I have.
State FarmI don't believe they are too competitive considering all of the other insurance companies that value experienced and drivers with very good records. I feel my insurance should be cheaper. I also bundle.
Haulers InsuranceI like the accessibility, interaction, and customer support that my insurance company offers. I'm able to contact them via telephone, email, and on the company website.
Farmer's InsuranceI dislike every aspect of this company. They are dishonest and crooks.