Terre Haute Auto Insurance Rates, Quotes, Agents & Reviews in IN

Terre Haute, IN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Terre Haute, IN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Terre Haute, IN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Terre Haute, IN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Terre Haute, IN with that of other cities in and around Terre Haute.

Terre Haute Vigo County West Terre Haute Harrison Lost Creek Toad Hop
Average Insurance Rates $1,139 $1,152 $1,115 $1,465 $1,206 $1,722

Terre Haute, IN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Terre Haute, IN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Terre Haute $1,676 $1,415
Harrison $1,674 $1,414
Dresser $1,763 $1,489
Vigo County $1,440 $1,216
West Terre Haute $1,505 $1,271
Lost Creek $1,466 $1,238
Toad Hop $1,774 $1,498
North Terre Haute $1,414 $1,195

Terre Haute, IN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Terre Haute, IN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,696
20 Years $1,463
30 Years $1,127
40 Years $1,085
50 Years $1,004
60 Years $1,018
70 Years $1,185

Terre Haute, IN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Terre Haute, IN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,982 $296
3 Vehicles $2,973 $444
4 Vehicles $3,964 $592

Savings on 2 Vehicles bundle:$296

Savings on 3 Vehicles bundle:$444

Savings on 4 Vehicles bundle:$592


Terre Haute, IN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Terre Haute, IN.

Location Average Insurance Cost Post DUI Insurance Rate
Terre Haute $1,139 $1,762
Harrison $1,465 $2,267
Dresser $1,712 $2,649
Vigo County $1,152 $1,782
West Terre Haute $1,115 $1,725
Lost Creek $1,206 $1,866
Toad Hop $1,722 $2,664
North Terre Haute $1,486 $2,299

Terre Haute, IN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $977
Excellent (740-799) $1,116
Good (670-739) $1,187
Average (580-669) $1,548
Poor (300-579) $1,858

Terre Haute, IN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Robert Wilson Insurance Travelers 2952 S 7TH ST, TERRE HAUTE, 47801 812-234-0766
John Harvester Allstate 4535 S 7th St, Terre Haute, 47802 (812) 234-5226
Beth Sollars Allstate 2138 Wabash Ave, Terre Haute, 47807 (812) 232-1150
Beth Sollars Allstate 2138 Wabash Ave, Terre Haute, 47807 (812) 232-1150
Phil Gauer State Farm 1433 Lafayette Ave, Terre Haute, 47804-2632 812-466-1740
Dennis D Andrews Insurance Travelers 2501 COLLEGE AVENUE, TERRE HAUTE, 47803 812-234-4230
Forrest Sherer Inc Liberty Mutual Independent 24 N 6TH ST, TERRE HAUTE, 47807 (812) 232-0441
Mark Huffman State Farm 3137 Wabash Ave, Terre Haute, 47803-1517 812-234-0705
Robin Summerville State Farm 782 S 3rd St, Terre Haute, 47807-4608 812-232-2071
Stevenson-Jensen Agency Inc. None 148 S Washington, Danville, 46122 None
Duling Agency Inc Dba Bloomington Insurance None 459 S Landmark Ave, Bloomington, 47403 None

Terre Haute, IN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,189
Driver's Failure In Showing Documents +$110 $1,249
Driving With An Expired Registration +$117 $1,256
Driving At A Considerably Slow Pace +$247 $1,386
Using A Cellphone While Driving +$261 $1,400
Running A Red Light +$265 $1,404
Speeding +$279 $1,418
Driving A Vehicle Without The Required Permission +$354 $1,493
Driving With An Expired/Suspended License +$768 $1,907

Terre Haute, IN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,093
Active Disabling Device $1,093
Tracking Device $1,071
Passive Disabling Device $1,059

Latest Auto Insurance Reviews in Terre Haute, IN | Back to Top

State Farm
State Farm is very kind. They helped me with all my car insurance questions! I feel like I was lucky when I chose them over other competing brands.
American Family Insurance
My premium is a bit higher with this company but it is completely worth it since I can talk to a live person when needed without having to deal with computerized prompts and long hold times.
State Farm
Deductible is average. You can choose what you want so it really is up to the individual. I like the coverage I have.
State Farm
I don't believe they are too competitive considering all of the other insurance companies that value experienced and drivers with very good records. I feel my insurance should be cheaper. I also bundle.
Haulers Insurance
I like the accessibility, interaction, and customer support that my insurance company offers. I'm able to contact them via telephone, email, and on the company website.
Farmer's Insurance
I dislike every aspect of this company. They are dishonest and crooks.