Terrebonne Auto Insurance Rates, Quotes, Agents & Reviews in OR

Terrebonne, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Terrebonne, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Terrebonne, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Terrebonne, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Terrebonne, OR with that of other cities in and around Terrebonne.

Terrebonne Pronghorn Metolius Culver Redmond Powell Butte
Average Insurance Rates $1,388 $1,920 $1,355 $1,416 $1,044 $1,566

Terrebonne, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Terrebonne, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Terrebonne $1,008 $852
Redmond $1,362 $1,150
Eagle Crest $1,796 $1,517
Powell Butte $1,986 $1,677
Tumalo $1,393 $1,176
Pronghorn $2,312 $1,953
Culver $1,807 $1,526
Metolius $1,300 $1,098

Terrebonne, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Terrebonne, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,504
20 Years $1,783
30 Years $1,374
40 Years $1,322
50 Years $1,224
60 Years $1,241
70 Years $1,444

Terrebonne, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Terrebonne, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,443 $333
3 Vehicles $3,664 $500
4 Vehicles $4,886 $666

Savings on 2 Vehicles bundle:$333

Savings on 3 Vehicles bundle:$500

Savings on 4 Vehicles bundle:$666

Terrebonne, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Terrebonne, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Terrebonne $1,388 $2,076
Redmond $1,044 $1,562
Eagle Crest $1,532 $2,292
Powell Butte $1,566 $2,343
Tumalo $1,571 $2,350
Pronghorn $1,920 $2,872
Culver $1,416 $2,118
Metolius $1,355 $2,027

Terrebonne, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,191
Excellent (740-799) $1,359
Good (670-739) $1,446
Average (580-669) $1,887
Poor (300-579) $2,264

Terrebonne, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Fullhart Insurance Of Sisters Liberty Mutual Independent 704 W HOOD AVE STE A, SISTERS, 97759 (541) 549-3172
Travis Bryan State Farm Ste A-4 62968 O B Riley Rd Ste 4, Bend, 97701-9461 541-647-2550
Cheri Towery Allstate 141 NW 6th St, Redmond, 97756 (541) 548-1416
Insurance Center Liberty Mutual Independent 62940 O B RILEY RD STE 1, BEND, 97701 (541) 382-8822
Dennis Marbell Farmers 520 SW Evergreen Ave, Redmond, 97756 (541) 548-8194
Brian Elder State Farm 515 SW 6th St, Redmond, 97756-2702 541-923-1309
Mountain View Insurance Services Liberty Mutual Independent 2659 SW 4TH ST STE 100, REDMOND, 97756 (541) 385-5511
Central Oregon Ins Travelers 72 SW 4Th St, Madras, 97741 (541) 475-2215
Ankeny Insurance Agency Inc Travelers 728 SW HIGHLAND AVE, REDMOND, 97756 541-923-8775
Atanacio Rico Allstate 141 NW 6th St, Redmond, 97756 (541) 548-1416
Dan Peterson Allstate 174 NE Franklin Ave, Bend, 97701 (541) 382-6644

Terrebonne, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,449
Driver's Failure In Showing Documents +$135 $1,523
Driving With An Expired Registration +$143 $1,531
Driving At A Considerably Slow Pace +$301 $1,689
Using A Cellphone While Driving +$318 $1,706
Running A Red Light +$323 $1,711
Speeding +$340 $1,728
Driving A Vehicle Without The Required Permission +$432 $1,820
Driving With An Expired/Suspended License +$936 $2,324

Terrebonne, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,332
Active Disabling Device $1,332
Tracking Device $1,305
Passive Disabling Device $1,291