Terry Auto Insurance Rates, Quotes, Agents & Reviews in MS

Terry, MS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Terry, MS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Terry, MS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Terry, MS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Terry, MS with that of other cities in and around Terry.

Terry Crystal Springs Cleary Byram Hinds County Raymond
Average Insurance Rates $1,598 $1,554 $1,596 $1,621 $1,281 $1,597

Terry, MS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Terry, MS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Terry $1,101 $930
Byram $1,712 $1,446
Cleary $1,959 $1,655
Crystal Springs $1,350 $1,141
Florence $1,497 $1,264
Richland $1,501 $1,268
Raymond $1,409 $1,190
Hinds County $1,947 $1,644

Terry, MS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Terry, MS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,185
20 Years $2,053
30 Years $1,581
40 Years $1,522
50 Years $1,409
60 Years $1,429
70 Years $1,663

Terry, MS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Terry, MS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,812 $384
3 Vehicles $4,219 $575
4 Vehicles $5,625 $767

Savings on 2 Vehicles bundle:$384

Savings on 3 Vehicles bundle:$575

Savings on 4 Vehicles bundle:$767

Terry, MS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Terry, MS.

Location Average Insurance Cost Post DUI Insurance Rate
Terry $1,598 $2,650
Byram $1,621 $2,688
Cleary $1,596 $2,647
Crystal Springs $1,554 $2,577
Florence $1,641 $2,722
Richland $1,604 $2,660
Raymond $1,597 $2,649
Hinds County $1,281 $2,125

Terry, MS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,371
Excellent (740-799) $1,565
Good (670-739) $1,665
Average (580-669) $2,172
Poor (300-579) $2,607

Terry, MS Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hal Lusk State Farm 5600 I 55 S Ste C, Byram, 39272-5558 601-502-0060
Doyle Hays Allstate 9 Lakeland Cir, Jackson, 39216 (601) 362-4000
Steve Fields Allstate 710 E Northside Dr Ste B, Clinton, 39056 (601) 924-2775
M. David Basye Allstate 110 Southpointe Dr Ste B, Byram, 39272 (601) 373-5132
Kent Newman State Farm 100 E Marion Ave, Crystal Spgs, 39059-2846 601-892-5941
Jimmy Bowen Allstate 4800 I 55 N Ste 7b, Jackson, 39211 (601) 573-1535
Marcus Turner Allstate 7112 S Siwell Rd Ste A, Byram, 39272 (601) 373-7076
Jackie Bland State Farm 6771 S Siwell Rd Ste C, Jackson, 39272-9697 601-372-5544
Iii-Pyron Group Inc Travelers 1647 LAKELAND DR, JACKSON, 39216 601-362-9004
The Nowell Agency Inc. Nationwide 7116 Siwell Road, Byram, 39272 (601) 372-5554

Terry, MS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,668
Driver's Failure In Showing Documents +$155 $1,753
Driving With An Expired Registration +$165 $1,763
Driving At A Considerably Slow Pace +$347 $1,945
Using A Cellphone While Driving +$366 $1,964
Running A Red Light +$372 $1,970
Speeding +$392 $1,990
Driving A Vehicle Without The Required Permission +$497 $2,095
Driving With An Expired/Suspended License +$1,077 $2,675

Terry, MS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,534
Active Disabling Device $1,534
Tracking Device $1,502
Passive Disabling Device $1,486