Texarkana Auto Insurance Rates, Quotes, Agents & Reviews in TX

Texarkana, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Texarkana, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Texarkana, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Texarkana, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Texarkana, TX with that of other cities in and around Texarkana.

Texarkana Wake Village Texarkana Leary Nash Red River
Average Insurance Rates $1,362 $1,907 $1,550 $1,813 $1,884 $1,513

Texarkana, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Texarkana, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Texarkana $1,337 $1,129
Nash $1,042 $880
Red Lick $1,097 $927
Wake Village $1,442 $1,218
Leary $1,088 $919
Texarkana $2,791 $2,358
Ogden $1,461 $1,234
Red River $1,021 $862

Texarkana, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Texarkana, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,419
20 Years $1,750
30 Years $1,348
40 Years $1,297
50 Years $1,201
60 Years $1,218
70 Years $1,417

Texarkana, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Texarkana, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,315 $409
3 Vehicles $3,473 $613
4 Vehicles $4,631 $817

Savings on 2 Vehicles bundle:$409

Savings on 3 Vehicles bundle:$613

Savings on 4 Vehicles bundle:$817

Texarkana, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Texarkana, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Texarkana $1,362 $2,120
Nash $1,884 $2,933
Red Lick $2,004 $3,120
Wake Village $1,907 $2,969
Leary $1,813 $2,822
Texarkana $1,550 $2,573
Ogden $1,487 $2,469
Red River $1,513 $2,512

Texarkana, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,169
Excellent (740-799) $1,334
Good (670-739) $1,419
Average (580-669) $1,852
Poor (300-579) $2,222

Texarkana, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Maria Moya Farmers 3101 Kennedy Ln Ste 400, Texarkana, 75503 (903) 556-3088
Kelli Ashbrook State Farm 3410 Moores Ln, Texarkana, 75503-2211 903-223-8100
Scott Sanders Allstate 4303 Texas Blvd Ste 3, Texarkana, 75503 (903) 792-2480
Mike Mahone Farmers 5024 W 7th St, Wake Village, 75501 (903) 223-6023
Stephens Insurance, Llc None 2900 St. Michael Dr., Texarkana, 75503 None
Larry Oxford State Farm 5506 Cowhorn Creek Rd, Texarkana, 75503-9101 903-223-3737
Ron Morrow State Farm 3306 Richmond Rd, Texarkana, 75503-0703 903-832-5505
Regions Insurance Travelers 4401 CORPORATE DR, TEXARKANA, 75504 800-467-7617
Cervini-Teer Insurance Agency Inc Travelers 1001 Texas Blvd., Ste. 102, Texarkana, 75501 None
Brian Purtle Allstate 3301 Richmond Rd, Texarkana, 75503 (903) 832-5881

Texarkana, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,422
Driver's Failure In Showing Documents +$132 $1,494
Driving With An Expired Registration +$140 $1,502
Driving At A Considerably Slow Pace +$296 $1,658
Using A Cellphone While Driving +$312 $1,674
Running A Red Light +$317 $1,679
Speeding +$334 $1,696
Driving A Vehicle Without The Required Permission +$424 $1,786
Driving With An Expired/Suspended License +$918 $2,280

Texarkana, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,308
Active Disabling Device $1,308
Tracking Device $1,280
Passive Disabling Device $1,267

Latest Auto Insurance Reviews in Texarkana, TX | Back to Top

USAA is considered one of the top banking and insurance companies in the US. Their rates are extremely competitive, their customer service is great, and their online portal is great.
I am satisfied with the offerings that are provided by Geico. I am able to modify the coverage to fit my needs and they offer full coverage insurance which I am required to have while financing my car.
State Farm
I feel like this area may be just a little high. I'm not sure as I have not shopped around recently but it feels like I pay alot for care insurance when I've had a pretty good record.
State Auto
I would definitely recommend State Auto for your auto insurance needs. They offer competitive rates and strong customer service.
I haven't really paid attention. The wife drives the car more than I do -- I tend to work from home or bike to work. They're flexible with payments, I suppose? We pay in bulk twice per year.
Farmer's Insurance
it is very good company with good rate of return and will remind us about the due dates all the time and their customer service is very nice and polite
Farm Bureau
I would recommend this company to someone that needs a solid insurance company with incentives and plenty of protection. This company will serve your needs without high customer service expectations.
Farm Bureau
I would recommend this company to someone that needs a solid insurance company with incentives and plenty of protection. This company will serve your needs without high customer service expectations.
other companies always raise premiums after a ticket or accident and usually if they keep you you can not afford it, mine did not and compared to everyone else my policy is a lot cheaper for full coverage compared to the others.
Safe Auto Insurance
I like that my car insurance company offers lower rates than in comparison to other insurance companies with the same coverage.
American National Property And Casualty Company
I do not like that I have to go thru an agent when I have questions about our policy or want to make a change. I'd rather talk directly to the company.
I am mad because they raised my premium and i was not in an accident but when i compared their rate with local companies its actually still really cheap for what I'm getting.
the fact that I wasnt aware of it sooner doesnt seem to have as much advertising as some of the other companies
I was the lowest premium I could find an equal to or better than what others covered.