Texarkana, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Texarkana, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Texarkana, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Texarkana, TX Auto Insurance Rates
- Texarkana, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Texarkana, TX
- Multi Vehicle Insurance Savings in Texarkana, TX
- How Credit Score Affects Car Insurance Rates in Texarkana, TX
- How DUI Affects Auto Insurance Premiums in Texarkana, TX
- Top Auto Insurance Agents Near Texarkana, TX
- How Driving Violations Affect Auto Insurance Rates in Texarkana, TX
- Texarkana, TX Auto Insurance Discounts on Anti Theft Feature
- Texarkana, TX Auto Insurance Company Reviews
Texarkana, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Texarkana, TX with that of other cities in and around Texarkana.
| Texarkana | Wake Village | Texarkana | Leary | Nash | Red River | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,362 | $1,907 | $1,550 | $1,813 | $1,884 | $1,513 |
Texarkana, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Texarkana, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Texarkana | $1,337 | $1,129 |
| Nash | $1,042 | $880 |
| Red Lick | $1,097 | $927 |
| Wake Village | $1,442 | $1,218 |
| Leary | $1,088 | $919 |
| Texarkana | $2,791 | $2,358 |
| Ogden | $1,461 | $1,234 |
| Red River | $1,021 | $862 |
Texarkana, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Texarkana, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,419 |
| 20 Years | $1,750 |
| 30 Years | $1,348 |
| 40 Years | $1,297 |
| 50 Years | $1,201 |
| 60 Years | $1,218 |
| 70 Years | $1,417 |
Texarkana, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Texarkana, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,315 | $409 |
| 3 Vehicles | $3,473 | $613 |
| 4 Vehicles | $4,631 | $817 |
Savings on 2 Vehicles bundle:$409
Savings on 3 Vehicles bundle:$613
Savings on 4 Vehicles bundle:$817
Texarkana, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Texarkana, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Texarkana | $1,362 | $2,120 |
| Nash | $1,884 | $2,933 |
| Red Lick | $2,004 | $3,120 |
| Wake Village | $1,907 | $2,969 |
| Leary | $1,813 | $2,822 |
| Texarkana | $1,550 | $2,573 |
| Ogden | $1,487 | $2,469 |
| Red River | $1,513 | $2,512 |
Texarkana, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,169 |
| Excellent (740-799) | $1,334 |
| Good (670-739) | $1,419 |
| Average (580-669) | $1,852 |
| Poor (300-579) | $2,222 |
Texarkana, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Maria Moya | Farmers | 3101 Kennedy Ln Ste 400, Texarkana, 75503 | (903) 556-3088 |
| Kelli Ashbrook | State Farm | 3410 Moores Ln, Texarkana, 75503-2211 | 903-223-8100 |
| Scott Sanders | Allstate | 4303 Texas Blvd Ste 3, Texarkana, 75503 | (903) 792-2480 |
| Mike Mahone | Farmers | 5024 W 7th St, Wake Village, 75501 | (903) 223-6023 |
| Stephens Insurance, Llc | None | 2900 St. Michael Dr., Texarkana, 75503 | None |
| Larry Oxford | State Farm | 5506 Cowhorn Creek Rd, Texarkana, 75503-9101 | 903-223-3737 |
| Ron Morrow | State Farm | 3306 Richmond Rd, Texarkana, 75503-0703 | 903-832-5505 |
| Regions Insurance | Travelers | 4401 CORPORATE DR, TEXARKANA, 75504 | 800-467-7617 |
| Cervini-Teer Insurance Agency Inc | Travelers | 1001 Texas Blvd., Ste. 102, Texarkana, 75501 | None |
| Brian Purtle | Allstate | 3301 Richmond Rd, Texarkana, 75503 | (903) 832-5881 |
Texarkana, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$60 | $1,422 |
| Driver's Failure In Showing Documents | +$132 | $1,494 |
| Driving With An Expired Registration | +$140 | $1,502 |
| Driving At A Considerably Slow Pace | +$296 | $1,658 |
| Using A Cellphone While Driving | +$312 | $1,674 |
| Running A Red Light | +$317 | $1,679 |
| Speeding | +$334 | $1,696 |
| Driving A Vehicle Without The Required Permission | +$424 | $1,786 |
| Driving With An Expired/Suspended License | +$918 | $2,280 |
Texarkana, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,308 |
| Active Disabling Device | $1,308 |
| Tracking Device | $1,280 |
| Passive Disabling Device | $1,267 |
Latest Auto Insurance Reviews in Texarkana, TX | Back to Top
UsaaUSAA is considered one of the top banking and insurance companies in the US. Their rates are extremely competitive, their customer service is great, and their online portal is great.
GeicoI am satisfied with the offerings that are provided by Geico. I am able to modify the coverage to fit my needs and they offer full coverage insurance which I am required to have while financing my car.
State FarmI feel like this area may be just a little high. I'm not sure as I have not shopped around recently but it feels like I pay alot for care insurance when I've had a pretty good record.
State AutoI would definitely recommend State Auto for your auto insurance needs. They offer competitive rates and strong customer service.
UsaaI haven't really paid attention. The wife drives the car more than I do -- I tend to work from home or bike to work. They're flexible with payments, I suppose? We pay in bulk twice per year.
Farmer's Insuranceit is very good company with good rate of return and will remind us about the due dates all the time and their customer service is very nice and polite
Farm BureauI would recommend this company to someone that needs a solid insurance company with incentives and plenty of protection. This company will serve your needs without high customer service expectations.
Farm BureauI would recommend this company to someone that needs a solid insurance company with incentives and plenty of protection. This company will serve your needs without high customer service expectations.
Progressiveother companies always raise premiums after a ticket or accident and usually if they keep you you can not afford it, mine did not and compared to everyone else my policy is a lot cheaper for full coverage compared to the others.
Safe Auto InsuranceI like that my car insurance company offers lower rates than in comparison to other insurance companies with the same coverage.
American National Property And Casualty CompanyI do not like that I have to go thru an agent when I have questions about our policy or want to make a change. I'd rather talk directly to the company.
GeicoI am mad because they raised my premium and i was not in an accident but when i compared their rate with local companies its actually still really cheap for what I'm getting.
Esurancethe fact that I wasnt aware of it sooner doesnt seem to have as much advertising as some of the other companies
EsuranceI was the lowest premium I could find an equal to or better than what others covered.