Thornton, CO Auto Insurance Rates
Thornton, CO residents can save $490 by comparing multiple quotes & reading reviews & research on Thornton car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $933 | $1224 | $1577 |
Latest Auto Insurance Reviews in Thornton, Colorado
The car insurance policy is extremely competitive and comprehensive. I would argue that they are one of the best car insurance providers at a very reasonable cost.
Our deductibles are fine and follow the industry standard. We quoted out a bunch of insurance companies with our broker all with similar deductibles to compare apples to apples.
USAA has some great customer service. Always really easy to accomplish things through their mobile app or website and if I have questions the sales reps are very helpful.
I do not like the premiums or the deductible that LA Insurance offers, but compared to others in the area they are the most affordable.
I do not like the premiums or the deductible that LA Insurance offers, but compared to others in the area they are the most affordable.
I dislike that they are always raising my insurance. I think one time due to all the hail that happens in my area. I never submitted a claim for this but I am being penalized for it anyway.
It saved more than $150 compared to my previous auto insurance, though I applied for same policies and coverage.
I feel that the company charges too high of a premium for supposedly a higher quality product, but I do not see that to be the case. Their communication is also below average.
They have a very handy app. I have used it successfully for filing for road service. It is easy to navigate. Customer support on the phone is also very responsive and easy to speak with.
It has great rates for the coverage provided, also it has low deductibles. I feel adequately covered and I have all the confidence in the world for them.
The customer service is fluent and prompt. I do not like the sales pressure for increasing coverage that may not be necessary.
The premiums are higher than most other companies. They also go up a lot.
Due to driving record of my co-insured person, the premium is currently very high. Without the negative driving record, the premium is worth the cost considering the great service, and the Member dividends paid out annually.
- Divorced 28 Years old Male licensed 3 years ago with Financed Ford Expedition King Ranch used for Commute to Work or School with estimated annual mileage of 7,501 - 9,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Thornton Car Insurance Rate Comparisons
Thornton, CO's average car insurance of $1224 differs from Commerce City, CO (+$306), Northglenn, CO (-$68), Westminster, CO (-$139) and Colorado (+$47)
| Thornton | Commerce City, CO | Northglenn, CO | Westminster, CO | Colorado | |
| Median Insurance Rates | $1224 | +$306 | -$68 | -$139 | +$47 |
Thornton Car Insurance Savings By Neighborhood & Street Area
| Thornton Driver Street Residence & Car Locations | Car Details in Thornton | Thornton Driver Demographics | Thornton Auto Insurance Estimates | Recent Thornton Insurance Savings |
|---|---|---|---|---|
| Holiday Hills Village | ||||
| Elm Cir | 2002 Jeep Grand Cherokee Sport | 64 year female senior | $1252 | $407 |
| Teakwood Ln | 2006 Mazda MAZDA3 s | 41 year married man | $1560 | $476 |
| Western Hills | ||||
| Cheryl Dr | 1999 Buick Century Custom | 39 year woman | $992 | $859 |
| Rainbow Dr | 2009 Ford Fusion SE | 28 year man | $1686 | $537 |
| Hazeltine | ||||
| Roslyn Way | 2008 Chrysler 300 Touring | 83 year male senior | $1342 | $484 |
| Quince Ct | 2009 Cadillac DTS Luxury 6-Passenger | 19 year female teenager | $4767 | $868 |
| Hi-Land Acres | ||||
| E 158th Pl | 2012 Hyundai Sonata GLS | 19 year male teenager | $3865 | $538 |
| E 149th Ct | 2014 Volkswagen Jetta S | 63 year senior | $1383 | $405 |
| Wandering View | ||||
| W 104th Cir | 2012 Toyota Prius Two | 54 year married woman | $976 | $533 |
| Bryant Ct | 2013 Honda Civic LX | 16 year teenager | $3494 | $934 |
Thornton Post DUI Car Insurance Rates
| Thornton | Sherrelwood | North Washington | Erie | Colorado | |
| Median Post DUI Insurance Rate | $2276 | +$886 | +$1034 | -$381 | +$88 |
| Male Teenager Post DUI Insurance Rate | $7626 | +$2966 | +$3465 | -$1278 | +$292 |
| Female Teenager Post DUI Insurance Rate | $7352 | +$2861 | +$3341 | -$1231 | +$283 |
The Post DUI insurance in Thornton, CO's is $2276 compared to Sherrelwood (+$886), North Washington (+$1034), Erie (-$381) and Colorado (+$88)
In Thornton, a male teenager with Post DUI pays $274 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 1999 Buick Century Custom in Thornton, CO would pay $6510 on auto insurance while a female teenager POST DUI would pay $6277.
Thornton Car Insurance by Segment
Thornton Teenagers Car Insurance Rates Comparison
7589 Thornton Teenagers (6% of total population), 52% Male & 48% Female.
| Thornton | Federal Heights | Erie | Brighton | Colorado | |
| All Teenagers | $4039 | -$30 | -$677 | -$423 | +$155 |
| Male Teenager | $4100 | -$30 | -$687 | -$429 | +$157 |
| Female Teenager | $3953 | -$29 | -$662 | -$413 | +$152 |
Thornton teenagers pay $4039 in insurance in contrast with Federal Heights (-$30), Erie (-$677), Brighton (-$423) and Colorado (+$155). The difference between Male & Female teenagers in Thornton is $147
Example
- 2010 Lincoln MKZ Male Teenager Insurance Rate $4090
- 2010 Audi A4 2.0T quattro Premium Female Teenager Insurance Rate $4389
Thornton Men & Women Car Insurance
118747 Thornton Adults (100% of total population), 50% Men & 50% Women.
| Thornton | Federal Heights | Derby | Commerce City | Colorado | |
| All Women | $1162 | -$8 | +$405 | +$291 | +$45 |
| Married Women | $1101 | -$8 | +$384 | +$276 | +$42 |
| All Men | $1872 | -$14 | +$652 | +$468 | +$72 |
| Married Men | $1738 | -$13 | +$605 | +$434 | +$66 |
The typical insurance rate of $1872 that Thornton Men pay varies from Federal Heights (-$14), Derby (+$652), Commerce City (+$468) and Colorado (+$72). In Thornton, married men pay $637 more than married women.
Example
- 2008 GMC Sierra 1500 Denali Married Men Insurance Rate $1654
- 2014 Kia Sorento LX Married Women Insurance Rate $1505
Thornton Senior Car Insurance
12250 Thornton Seniors (10% of total population), 45% Senior Men & 55% Senior Women.
| Thornton | Lafayette-Louisville | Federal Heights | Derby | Colorado | |
| All Seniors | $1517 | +$677 | -$11 | +$529 | +$59 |
| Senior Men | $1530 | +$682 | -$12 | +$532 | +$58 |
| Senior Women | $1505 | +$672 | -$11 | +$524 | +$58 |
Thornton seniors pay $1517 in insurance compared to Lafayette-Louisville (+$677), Federal Heights (-$11), Derby (+$529) and Colorado (+$59). In Thornton, senior men pay $25 more than senior women.
Thornton Car Insurance Discounts for Multiple Vehicles
Thornton Population with 1 Vehicle 11188 (28% of Thornton population), 2 Vehicles 17368 (43% of the Thornton population) and 3 vehicles 7282 (18% of the population)
| Thornton | Broomfield | Shaw Heights | Westminster | Colorado | |
| 2 Vehicles | $2326 | -$302 | +$676 | -$264 | +$89 |
| 3 Vehicles | $3550 | -$461 | +$1032 | -$403 | +$136 |
| 4 Vehicles | $4774 | -$620 | +$1388 | -$542 | +$183 |
Car Insurance Agents in Thornton, CO
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Nationwide Sales Solutions Agency | 9645 Washington St Ste 100, Thornton, CO 80229-2174 |
Thornton Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Malibu LT | $500 | $1280 | $1780 | $1200 | $1700 | $80 |
| Fiat, 500 Sport | $700 | $1260 | $1760 | $1190 | $1890 | $-130 |
| Chrysler, Town & Country Touring | $200 | $1290 | $1490 | $1200 | $1400 | $90 |
| Audi, TT 2.0T Quattro | $100 | $1300 | $1400 | $1210 | $1310 | $90 |
| Subaru, Impreza WRX | $400 | $1330 | $1730 | $1240 | $1640 | $90 |