Thorsby Auto Insurance Rates, Quotes, Agents & Reviews in AL

Thorsby, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Thorsby, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Thorsby, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Thorsby, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Thorsby, AL with that of other cities in and around Thorsby.

Thorsby Isabella-Pletcher Maplesville Chilton County Clanton Mineral Springs
Average Insurance Rates $1,446 $1,409 $1,410 $1,423 $1,440 $1,411

Thorsby, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Thorsby, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Thorsby $2,793 $2,359
Chilton County $1,540 $1,301
Jemison $1,467 $1,239
Mineral Springs $1,463 $1,235
Clanton $2,783 $2,351
Isabella-Pletcher $1,524 $1,288
Calera $1,410 $1,191
Maplesville $1,587 $1,341

Thorsby, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Thorsby, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,692
20 Years $1,858
30 Years $1,431
40 Years $1,377
50 Years $1,275
60 Years $1,293
70 Years $1,505

Thorsby, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Thorsby, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,487 $405
3 Vehicles $3,731 $607
4 Vehicles $4,974 $810

Savings on 2 Vehicles bundle:$405

Savings on 3 Vehicles bundle:$607

Savings on 4 Vehicles bundle:$810

Thorsby, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Thorsby, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Thorsby $1,446 $2,564
Chilton County $1,423 $2,523
Jemison $1,424 $2,525
Mineral Springs $1,411 $2,502
Clanton $1,440 $2,553
Isabella-Pletcher $1,409 $2,498
Calera $1,470 $2,606
Maplesville $1,410 $2,500

Thorsby, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,241
Excellent (740-799) $1,416
Good (670-739) $1,507
Average (580-669) $1,966
Poor (300-579) $2,359

Thorsby, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Taft Walley State Farm 400 6th St N, Clanton, 35045-2824 205-755-4495
Davis & Davis Ins Allstate 401 6th St N, Clanton, 35046 (205) 755-1200
John Patterson State Farm 1807 11th Ave S, Birmingham, 35205-4807 205-933-5200
Marcus Inc., Insurance None 21204 Hwy 31, Thorsby, 35171 None
Franklin Insurance Group Llc Travelers 8135 PARKWAY DR, LEEDS, 35094 205-699-1644
Aric Pohorelsky State Farm 3100 Sunview Dr Ste 300, Vestavia, 35243-5436 205-977-9929
O. M. Hughes Insurance, Inc. Travelers 300 UNION HILL DR STE 300, BIRMINGHAM, 35209 205-956-4500
Insurance Office Of America Liberty Mutual Independent 3800 COLONNADE PKWY STE 650, BIRMINGHAM, 35243 205-968-3440
Roger L. Watts Nationwide 3659 Lorna Rd Suite 109, Hoover, 35216-5958 (205) 988-8899

Thorsby, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,510
Driver's Failure In Showing Documents +$140 $1,586
Driving With An Expired Registration +$149 $1,595
Driving At A Considerably Slow Pace +$314 $1,760
Using A Cellphone While Driving +$331 $1,777
Running A Red Light +$337 $1,783
Speeding +$354 $1,800
Driving A Vehicle Without The Required Permission +$450 $1,896
Driving With An Expired/Suspended License +$975 $2,421

Thorsby, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,388
Active Disabling Device $1,388
Tracking Device $1,359
Passive Disabling Device $1,345