Thousand Oaks, CA Auto Insurance Rates
Thousand Oaks, CA residents can save $530 by comparing multiple quotes & reading reviews & research on Thousand Oaks car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1041 | $1327 | $1797 |
Latest Auto Insurance Reviews in Thousand Oaks, California
the premium and deductible policy is quite good for middle class citizen like me, i can easily afford to do it as ease without inconveniencing myself.
I would recommend this company to anyone asking for recommendations by letting them know my possitive experience with the customer service, their responsiveness.
The Premium is 160 a month full coverage on a hybrid car which was 140 when I had my jeep I totaled. A little irritated that it went up by 20 dollars, I still think this company is great.
Allstate has decent customer service. They have agents who are semi-competent .
Very easy to edit your exact policy and coverages with their online tool. Very enjoyable browser based experience.
they offer the same as anyone else, but the price was right as it could be at the time. That may change, but for now we are with this company.
AAA has far more car insurance policy offerings like AAA drive and insurance for kids or the elderly specifically
They offer accident forgiveness which is great. If I have a minor accident they will not raise my rates
They offer accident forgiveness which is great. If I have a minor accident they will not raise my rates
The only thing that I dislike about the company is the fact that if you have a total loss claim they only cover what is on the policy contract and coverage does not extend beyond that.
The one thing that makes me the most completely satisfied with my car insurance is the means that it offers first time accident forgiveness, meaning your rate wont go up as a result of your first at fault accident. The one thing that makes me the most dissatisfied is that when it comes to a total loss process it does not expand coverage beyond the policy contract.
I like the company because of our agent. She is always more than happy to answer any questions and is always available if we need her help with anything.
I could not find anything that I really feel made me dislike Geico. I would not change a thing about my experience
I dislike when there are issues that are not resolved in the manner I was expecting when the issues arose.
My company's auto policies offer similar or better coverage than other insurance providers, often for significantly lower premiums. The only item I've found where the coverage is not is rich is medical payments/liability coverage.
I wish I could write 20 words about what I dislike about Geico but I really have not have one bad thing happen to me while being insured by Geico.
Farmer's does not have a loyalty program that rewards long-term customers with lower rates. They also don't have a program that ever lowers premiums regardless of driving record. Premiums only go up and never down: I've never had a traffic ticket or accident and tend to keep the same vehicles for a long time.
MY COVERAGE FOR THIS COMPANY IS ABOUT $1,700 A YEAR CHEAPER THAN WHAT I HAD BEFORE. I HAD CAR INSURANCE WITH AAA AND I HAVE FOUND THAT THEY WERE THE MOST EXPENSIVE COMPARED TO OTHER AUTO QUOTES WHEN I WAS SHOPPING.
- Divorced 56 Years old Male licensed 11 years ago with Financed Ford Mustang used for Business with estimated annual mileage of 20,001+.
- Doctors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 100 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Thousand Oaks Car Insurance Rate Comparisons
Thousand Oaks, CA's average car insurance of $1327 differs from Simi Valley, CA (+$89), Santa Susana, CA (-$17), Topanga, CA (+$1053) and California (+$492)
| Thousand Oaks | Simi Valley, CA | Santa Susana, CA | Topanga, CA | California | |
| Median Insurance Rates | $1327 | +$89 | -$17 | +$1053 | +$492 |
Thousand Oaks Car Insurance Savings By Neighborhood & Street Area
| Thousand Oaks Driver Street Residence & Car Locations | Car Details in Thousand Oaks | Thousand Oaks Driver Demographics | Thousand Oaks Auto Insurance Estimates | Recent Thousand Oaks Insurance Savings |
|---|---|---|---|---|
| Greenwich Village | ||||
| la Jolla Dr | 1999 Cadillac Seville SLS | 19 year male teenager | $3195 | $951 |
| Sapra St | 2005 Buick Rendezvous CX | 38 year married woman | $1254 | $917 |
| North Ranch | ||||
| Wind River Cir | 2006 Chrysler 300 C | 17 year teenager | $2868 | $836 |
| Sapra St | 2006 Ford Fusion SEL | 26 year married man | $1460 | $613 |
| Leisure Village | ||||
| Via Carillo | 2012 Hyundai Sonata GLS | 40 year woman | $1262 | $832 |
| S Camphor Ave | 2010 Toyota Prius II | 62 year senior | $1252 | $932 |
| Lagol | ||||
| N Redondo Ave | 2008 Lexus GS 350 Base | 18 year female teenager | $3350 | $477 |
| Alicante Ct | 2010 Mazda 3 S | 26 year man | $1614 | $314 |
| Mountclef Village | ||||
| Odebolt Dr | 2013 Honda Civic LX | 66 year female senior | $1247 | $854 |
| Heatherglow St | 2011 Nissan Rogue S | 77 year male senior | $1312 | $601 |
Thousand Oaks Post DUI Car Insurance Rates
| Thousand Oaks | Malibu | Santa Rosa Valley | Moorpark | California | |
| Median Post DUI Insurance Rate | $2468 | +$900 | +$2200 | +$11 | +$915 |
| Male Teenager Post DUI Insurance Rate | $5379 | +$1962 | +$4797 | +$24 | +$1995 |
| Female Teenager Post DUI Insurance Rate | $5354 | +$1953 | +$4775 | +$25 | +$1987 |
The Post DUI insurance in Thousand Oaks, CA's is $2468 compared to Malibu (+$900), Santa Rosa Valley (+$2200), Moorpark (+$11) and California (+$915)
In Thousand Oaks, a male teenager with Post DUI pays $25 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Chrysler 300 C in Thousand Oaks, CA would pay $5334 on auto insurance while a female teenager POST DUI would pay $5310.
Thousand Oaks Car Insurance by Segment
Thousand Oaks Teenagers Car Insurance Rates Comparison
12855 Thousand Oaks Teenagers (8% of total population), 50% Male & 50% Female.
| Thousand Oaks | Casa Conejo | Triunfo Pass-Point Mugu | Piru | California | |
| All Teenagers | $2892 | +$334 | +$2579 | +$2470 | +$1073 |
| Male Teenager | $2892 | +$334 | +$2579 | +$2470 | +$1073 |
| Female Teenager | $2879 | +$332 | +$2567 | +$2459 | +$1068 |
Thousand Oaks teenagers pay $2892 in insurance in contrast with Casa Conejo (+$334), Triunfo Pass-Point Mugu (+$2579), Piru (+$2470) and California (+$1073). The difference between Male & Female teenagers in Thousand Oaks is $13
Example
- 2012 Dodge Journey Crew Male Teenager Insurance Rate $3054
- 2004 Chevrolet Silverado K2500 Heavy Duty Female Teenager Insurance Rate $2701
Thousand Oaks Men & Women Car Insurance
159848 Thousand Oaks Adults (100% of total population), 49% Men & 51% Women.
| Thousand Oaks | Camarillo | Topanga | Malibu | California | |
| All Women | $1287 | -$46 | +$1021 | +$469 | +$477 |
| Married Women | $1247 | -$44 | +$990 | +$455 | +$462 |
| All Men | $1685 | -$60 | +$1337 | +$614 | +$625 |
| Married Men | $1605 | -$57 | +$1274 | +$586 | +$595 |
The typical insurance rate of $1685 that Thousand Oaks Men pay varies from Camarillo (-$60), Topanga (+$1337), Malibu (+$614) and California (+$625). In Thousand Oaks, married men pay $358 more than married women.
Example
- 2013 Jeep Wrangler Sport Married Men Insurance Rate $1530
- 2010 Lincoln MKZ Base Married Women Insurance Rate $1597
Thousand Oaks Senior Car Insurance
34235 Thousand Oaks Seniors (21% of total population), 45% Senior Men & 55% Senior Women.
| Thousand Oaks | Triunfo Pass-Point Mugu | Piru | Fillmore | California | |
| All Seniors | $1406 | +$1254 | +$1201 | +$756 | +$522 |
| Senior Men | $1380 | +$1230 | +$1178 | +$741 | +$511 |
| Senior Women | $1433 | +$1277 | +$1223 | +$770 | +$531 |
Thousand Oaks seniors pay $1406 in insurance compared to Triunfo Pass-Point Mugu (+$1254), Piru (+$1201), Fillmore (+$756) and California (+$522). In Thousand Oaks, senior men pay $53 less than senior women.
Thousand Oaks Car Insurance Discounts for Multiple Vehicles
Thousand Oaks Population with 1 Vehicle 14804 (26% of Thousand Oaks population), 2 Vehicles 24526 (43% of the Thousand Oaks population) and 3 vehicles 10634 (19% of the population)
| Thousand Oaks | Santa Susana | Oxnard | Santa Rosa Valley | California | |
| 2 Vehicles | $2522 | -$33 | -$4 | +$2247 | +$935 |
| 3 Vehicles | $3849 | -$50 | -$6 | +$3430 | +$1427 |
| 4 Vehicles | $5176 | -$67 | -$8 | +$4613 | +$1919 |
Thousand Oaks Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mini, Cooper Clubman S | $1000 | $1390 | $1890 | $1300 | $2300 | $-410 |
| Subaru, Impreza WRX | $200 | $1380 | $1580 | $1290 | $1490 | $90 |
| Ford, Flex SEL | $400 | $1300 | $1700 | $1210 | $1610 | $90 |
| Buick, Lacrosse Premium I | $300 | $1350 | $1650 | $1280 | $1580 | $70 |
| Chrysler, 200 Touring | $100 | $1320 | $1420 | $1210 | $1310 | $110 |