Three Rivers, OR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Three Rivers, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Three Rivers, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Three Rivers, OR Auto Insurance Rates
- Three Rivers, OR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Three Rivers, OR
- Multi Vehicle Insurance Savings in Three Rivers, OR
- How Credit Score Affects Car Insurance Rates in Three Rivers, OR
- How DUI Affects Auto Insurance Premiums in Three Rivers, OR
- Top Auto Insurance Agents Near Three Rivers, OR
- How Driving Violations Affect Auto Insurance Rates in Three Rivers, OR
- Three Rivers, OR Auto Insurance Discounts on Anti Theft Feature
Three Rivers, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Three Rivers, OR with that of other cities in and around Three Rivers.
|Three Rivers||Sunriver||Sisters-Millican||Deschutes County||La Pine||Deschutes River Woods|
|Average Insurance Rates||$1,427||$1,524||$1,453||$1,302||$1,392||$1,442|
Three Rivers, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Three Rivers, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
|Deschutes River Woods||$981||$828|
Three Rivers, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Three Rivers, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Three Rivers, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Three Rivers, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$428
Savings on 3 Vehicles bundle:$642
Savings on 4 Vehicles bundle:$856
Three Rivers, OR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Three Rivers, OR.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
|Deschutes River Woods||$1,442||$2,157|
Three Rivers, OR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Three Rivers, OR Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Travis Bryan||State Farm||Ste A-4 62968 O B Riley Rd Ste 4, Bend, 97701-9461||541-647-2550|
|Tornay Insurance Agency Inc.||Allstate||560 NE Greenwood Ave Ste A, Bend, 97701||(541) 388-2136|
|Cascade Insurance Center Llc||Liberty Mutual Independent||336 SW CYBER DR STE D104, BEND, 97702||(541) 382-7772|
|John Marken||State Farm||822 SE 3rd St, Bend, 97702-2055||541-389-4227|
|Bancorp Insurance||Liberty Mutual Independent||51477 HWY 97, LA PINE, 97739||541-536-1726|
|Brent Hunter||State Farm||452 NE Greenwood Ave Ste B, Bend, 97701-4645||541-382-6770|
|Brown & Brown Northwest||Liberty Mutual Independent||296 SW COLUMBIA ST STE D, BEND, 97702||541-382-1611|
Three Rivers, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$63||$1,490|
|Driver's Failure In Showing Documents||+$138||$1,565|
|Driving With An Expired Registration||+$147||$1,574|
|Driving At A Considerably Slow Pace||+$310||$1,737|
|Using A Cellphone While Driving||+$327||$1,754|
|Running A Red Light||+$332||$1,759|
|Driving A Vehicle Without The Required Permission||+$444||$1,871|
|Driving With An Expired/Suspended License||+$962||$2,389|
Three Rivers, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,370|
|Passive Disabling Device||$1,327|