Three Rivers Auto Insurance Rates, Quotes, Agents & Reviews in OR

Three Rivers, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Three Rivers, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Three Rivers, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Three Rivers, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Three Rivers, OR with that of other cities in and around Three Rivers.

Three Rivers Sunriver Sisters-Millican Deschutes County La Pine Deschutes River Woods
Average Insurance Rates $1,427 $1,524 $1,453 $1,302 $1,392 $1,442

Three Rivers, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Three Rivers, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Three Rivers $1,318 $1,114
Sunriver $1,061 $896
La Pine $1,062 $897
Deschutes River Woods $981 $828
Seventh Mountain $1,422 $1,201
Sisters-Millican $1,874 $1,583
Deschutes County $1,652 $1,395
Tetherow $1,978 $1,670

Three Rivers, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Three Rivers, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,630
20 Years $1,834
30 Years $1,412
40 Years $1,359
50 Years $1,258
60 Years $1,276
70 Years $1,485

Three Rivers, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Three Rivers, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,426 $428
3 Vehicles $3,639 $642
4 Vehicles $4,852 $856

Savings on 2 Vehicles bundle:$428

Savings on 3 Vehicles bundle:$642

Savings on 4 Vehicles bundle:$856


Three Rivers, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Three Rivers, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Three Rivers $1,427 $2,135
Sunriver $1,524 $2,280
La Pine $1,392 $2,082
Deschutes River Woods $1,442 $2,157
Seventh Mountain $1,613 $2,413
Sisters-Millican $1,453 $2,174
Deschutes County $1,302 $1,948
Tetherow $1,919 $2,871

Three Rivers, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,224
Excellent (740-799) $1,398
Good (670-739) $1,487
Average (580-669) $1,940
Poor (300-579) $2,328

Three Rivers, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Travis Bryan State Farm Ste A-4 62968 O B Riley Rd Ste 4, Bend, 97701-9461 541-647-2550
Tornay Insurance Agency Inc. Allstate 560 NE Greenwood Ave Ste A, Bend, 97701 (541) 388-2136
Cascade Insurance Center Llc Liberty Mutual Independent 336 SW CYBER DR STE D104, BEND, 97702 (541) 382-7772
John Marken State Farm 822 SE 3rd St, Bend, 97702-2055 541-389-4227
Bancorp Insurance Liberty Mutual Independent 51477 HWY 97, LA PINE, 97739 541-536-1726
Brent Hunter State Farm 452 NE Greenwood Ave Ste B, Bend, 97701-4645 541-382-6770
Brown & Brown Northwest Liberty Mutual Independent 296 SW COLUMBIA ST STE D, BEND, 97702 541-382-1611

Three Rivers, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,490
Driver's Failure In Showing Documents +$138 $1,565
Driving With An Expired Registration +$147 $1,574
Driving At A Considerably Slow Pace +$310 $1,737
Using A Cellphone While Driving +$327 $1,754
Running A Red Light +$332 $1,759
Speeding +$350 $1,777
Driving A Vehicle Without The Required Permission +$444 $1,871
Driving With An Expired/Suspended License +$962 $2,389

Three Rivers, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,370
Active Disabling Device $1,370
Tracking Device $1,341
Passive Disabling Device $1,327