Tillamook County Auto Insurance Rates, Quotes, Agents & Reviews in OR

Tillamook County, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Tillamook County, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Tillamook County, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Tillamook County, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Tillamook County, OR with that of other cities in and around Tillamook County.

Tillamook County Oceanside Tillamook Idaville Cape Meares Netarts
Average Insurance Rates $1,440 $1,619 $1,436 $1,953 $1,474 $1,452

Tillamook County, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Tillamook County, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Tillamook County $1,372 $1,159
Tillamook $2,292 $1,936
Idaville $2,012 $1,699
Netarts $2,061 $1,741
Oceanside $1,746 $1,475
Garibaldi $1,449 $1,224
Bay City $2,941 $2,484
Cape Meares $1,739 $1,469

Tillamook County, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Tillamook County, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,673
20 Years $1,850
30 Years $1,425
40 Years $1,371
50 Years $1,270
60 Years $1,287
70 Years $1,499

Tillamook County, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Tillamook County, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,534 $346
3 Vehicles $3,802 $518
4 Vehicles $5,069 $691

Savings on 2 Vehicles bundle:$346

Savings on 3 Vehicles bundle:$518

Savings on 4 Vehicles bundle:$691


Tillamook County, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tillamook County, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Tillamook County $1,440 $2,154
Tillamook $1,436 $2,148
Idaville $1,953 $2,922
Netarts $1,452 $2,172
Oceanside $1,619 $2,422
Garibaldi $1,420 $2,124
Bay City $1,417 $2,120
Cape Meares $1,474 $2,205

Tillamook County, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,235
Excellent (740-799) $1,410
Good (670-739) $1,501
Average (580-669) $1,958
Poor (300-579) $2,349

Tillamook County, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
West Coast Insurance Llc Travelers 4905 Sw Griffith Dr Ste 203, Beaverton, 97005 None
Tanya Rote Allstate 7427 SW Coho Ct, Tualatin, 97062 (503) 305-3921
John Ratzlaff State Farm 515 Glen Creek Rd NW, Salem, 97304-3134 503-399-1081
Aaa Sales Center Travelers 6 CENTERPOINTE DRIVE STE 260, LAKE OSWEGO, 97035 503-222-6748
Tnt Insurance Services, Llc None 140 Se Mill St, Dallas, 97338 None
Isu Affinity Insurance Group None 7650 Sw Beveland Rd Ste 110 Portland, Tigard, 97223 None
Mark Andrew Claeys Travelers 1915 NW AMBERGLEN PKWY STE 400, BEAVERTON, 97006 503-616-7628
Brian Methvin Liberty Mutual 16100 N.W. Cornell Rd Ste 140, Beaverton, 97006 1-503-439-8856
Paul Hagemann State Farm 7420 SW Garden Home Rd, Portland, 97223-9569 503-628-3047
R Bauer Ins Inc None 2745 Liberty St Ne Keizer, Salem, 97307 None

Tillamook County, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,503
Driver's Failure In Showing Documents +$140 $1,580
Driving With An Expired Registration +$148 $1,588
Driving At A Considerably Slow Pace +$312 $1,752
Using A Cellphone While Driving +$330 $1,770
Running A Red Light +$336 $1,776
Speeding +$353 $1,793
Driving A Vehicle Without The Required Permission +$448 $1,888
Driving With An Expired/Suspended License +$971 $2,411

Tillamook County, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,382
Active Disabling Device $1,382
Tracking Device $1,354
Passive Disabling Device $1,339