Tinmouth Auto Insurance Rates, Quotes, Agents & Reviews in VT

Tinmouth, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Tinmouth, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Tinmouth, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Tinmouth, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Tinmouth, VT with that of other cities in and around Tinmouth.

Tinmouth Poultney Clarendon Wells Wallingford Pawlet
Average Insurance Rates $1,088 $1,074 $1,084 $1,073 $1,086 $1,085

Tinmouth, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Tinmouth, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Tinmouth $2,257 $1,906
Middletown Springs $1,621 $1,369
Danby $1,146 $968
Wells $1,367 $1,154
Wallingford $2,112 $1,784
Pawlet $1,845 $1,558
Clarendon $1,093 $923
Poultney $1,733 $1,464

Tinmouth, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Tinmouth, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,530
20 Years $1,398
30 Years $1,077
40 Years $1,036
50 Years $959
60 Years $973
70 Years $1,132

Tinmouth, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Tinmouth, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,915 $261
3 Vehicles $2,872 $392
4 Vehicles $3,830 $522

Savings on 2 Vehicles bundle:$261

Savings on 3 Vehicles bundle:$392

Savings on 4 Vehicles bundle:$522

Tinmouth, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tinmouth, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Tinmouth $1,088 $2,248
Middletown Springs $1,106 $2,286
Danby $1,083 $2,238
Wells $1,073 $2,217
Wallingford $1,086 $2,244
Pawlet $1,085 $2,242
Clarendon $1,084 $2,240
Poultney $1,074 $2,219

Tinmouth, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $933
Excellent (740-799) $1,066
Good (670-739) $1,134
Average (580-669) $1,479
Poor (300-579) $1,775

Tinmouth, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
O Shea Insurance Agency None 1387 Rt 4A West, Castleton, 5750 None
Ludlow Insurance Agency Allstate 150 Main St, Ludlow, 5149 (802) 228-8823
Ross Insurance & Company None 455 West St., Rutland, 5702 None
Poulos Ins Inc Allstate 74 Depot St, Poultney, 5764 (802) 287-2324
Kinney Pike Insurance Liberty Mutual Independent 199 MAIN ST STE 2, POULTNEY, 5764 802-287-9881
Ernest Soto State Farm 129 Woodstock Ave, Rutland, 05701-3538 802-747-7283

Tinmouth, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,136
Driver's Failure In Showing Documents +$106 $1,194
Driving With An Expired Registration +$112 $1,200
Driving At A Considerably Slow Pace +$236 $1,324
Using A Cellphone While Driving +$249 $1,337
Running A Red Light +$254 $1,342
Speeding +$267 $1,355
Driving A Vehicle Without The Required Permission +$338 $1,426
Driving With An Expired/Suspended License +$733 $1,821

Tinmouth, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,044
Active Disabling Device $1,044
Tracking Device $1,023
Passive Disabling Device $1,012