Titusville, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Titusville, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Titusville, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Titusville, FL Auto Insurance Rates
- Titusville, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Titusville, FL
- Multi Vehicle Insurance Savings in Titusville, FL
- How Credit Score Affects Car Insurance Rates in Titusville, FL
- How DUI Affects Auto Insurance Premiums in Titusville, FL
- Top Auto Insurance Agents Near Titusville, FL
- How Driving Violations Affect Auto Insurance Rates in Titusville, FL
- Titusville, FL Auto Insurance Discounts on Anti Theft Feature
- Titusville, FL Auto Insurance Company Reviews
Titusville, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Titusville, FL with that of other cities in and around Titusville.
| Titusville | Bithlo | Christmas | Mims | Space Center | Port St. John | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,269 | $2,184 | $2,095 | $2,092 | $1,922 | $2,094 |
Titusville, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Titusville, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Titusville | $1,939 | $1,638 |
| Mims | $1,956 | $1,652 |
| Christmas | $1,470 | $1,241 |
| Port St. John | $1,252 | $1,058 |
| Space Center | $1,980 | $1,672 |
| Sharpes | $1,519 | $1,283 |
| Chuluota | $1,025 | $866 |
| Bithlo | $956 | $807 |
Titusville, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Titusville, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,118 |
| 20 Years | $1,631 |
| 30 Years | $1,256 |
| 40 Years | $1,208 |
| 50 Years | $1,119 |
| 60 Years | $1,135 |
| 70 Years | $1,321 |
Titusville, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Titusville, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,208 | $330 |
| 3 Vehicles | $3,312 | $495 |
| 4 Vehicles | $4,416 | $660 |
Savings on 2 Vehicles bundle:$330
Savings on 3 Vehicles bundle:$495
Savings on 4 Vehicles bundle:$660
Titusville, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Titusville, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Titusville | $1,269 | $1,986 |
| Mims | $2,092 | $3,274 |
| Christmas | $2,095 | $3,279 |
| Port St. John | $2,094 | $3,277 |
| Space Center | $1,922 | $3,008 |
| Sharpes | $2,025 | $3,169 |
| Chuluota | $2,152 | $3,368 |
| Bithlo | $2,184 | $3,418 |
Titusville, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,089 |
| Excellent (740-799) | $1,243 |
| Good (670-739) | $1,322 |
| Average (580-669) | $1,725 |
| Poor (300-579) | $2,070 |
Titusville, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| American Insurance | Travelers | 823 Cheney Highway, Titusville, 32780 | None |
| Filichia Insurance Agency Inc | Travelers | 1703 S WASHINGTON AVE, TITUSVILLE, 32780 | 321-269-1400 |
| Jake Drennon | State Farm | 4625 Key Largo Dr W, Titusville, 32780-6927 | 321-267-5050 |
| Lakes Agency Of Florida | Travelers | 719 GARDEN ST, TITUSVILLE, 32796 | 321-267-3009 |
| Kim Steele | State Farm | 1625 S Wa Ave Ste C, Titusville, 32780-4734 | 321-267-7977 |
| Wendy C. Butcher | Allstate | 1073 Cheney Hwy, Titusville, 32780 | (321) 383-7771 |
| Hema Pringle | Allstate | 4356 S Hopkins Ave, Titusville, 32780 | (321) 267-1656 |
| Jennifer Dicandio | Allstate | 3239 Hwy 1 N, Mims, 32754 | (321) 267-8711 |
| Paul Miller | State Farm | 1885 Knox McRae Dr, Titusville, 32780-5498 | 321-267-9398 |
| Bmc Insurance Agency Inc | Travelers | 5095 S WASHINGTON AV STE 204, TITUSVILLE, 32780 | 321-267-4066 |
Titusville, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$56 | $1,325 |
| Driver's Failure In Showing Documents | +$123 | $1,392 |
| Driving With An Expired Registration | +$131 | $1,400 |
| Driving At A Considerably Slow Pace | +$275 | $1,544 |
| Using A Cellphone While Driving | +$291 | $1,560 |
| Running A Red Light | +$296 | $1,565 |
| Speeding | +$311 | $1,580 |
| Driving A Vehicle Without The Required Permission | +$395 | $1,664 |
| Driving With An Expired/Suspended License | +$855 | $2,124 |
Titusville, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,218 |
| Active Disabling Device | $1,218 |
| Tracking Device | $1,193 |
| Passive Disabling Device | $1,180 |
Latest Auto Insurance Reviews in Titusville, FL | Back to Top
UsaaOverall this is an excellent company. The coverage is good and the deductibles are reasonable. While the premiums can be a little high, the customer service is responsive and helpful.
TravelersThe premium is the primary factor for why I chose to get insurance through this company. Premiums are far lower compared to other companies and deductibles are fair.
AllstateMy coverage from Allstate is comparable to what other insurance companies offer. There is not anything lacking from my coverage.
GeicoI like the importance they put in providing great customer service. They care about the customers needs and will try to fulfill those needs. They are also very easy to communicate with.
United Automobile InsuranceThere's a 24 hour phone line that always has helpful people answering. I like that they are open all the time. There's also an online chat. They have email service and they get back to you within 24 hours. It's great to have customer service accessible!
Farmer's InsuranceAs I said above, the agents are very helpful and knowledgeable, and the cost to coverage ratio is excellent, especially compared to other companies I've gone through.