Toombs County Auto Insurance Rates, Quotes, Agents & Reviews in GA

Toombs County, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Toombs County, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Toombs County, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Toombs County, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Toombs County, GA with that of other cities in and around Toombs County.

Toombs County Vidalia Higgston Cedar Crossing Lyons Santa Claus
Average Insurance Rates $1,584 $1,604 $1,601 $1,577 $1,559 $1,562

Toombs County, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Toombs County, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Toombs County $1,931 $1,631
Santa Claus $1,468 $1,240
Vidalia-Lyons $1,571 $1,327
Lyons $1,221 $1,031
Vidalia $1,812 $1,530
Cedar Crossing $1,922 $1,623
Alston $1,074 $907
Higgston $1,097 $927

Toombs County, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Toombs County, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,140
20 Years $2,035
30 Years $1,568
40 Years $1,508
50 Years $1,397
60 Years $1,416
70 Years $1,648

Toombs County, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Toombs County, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,756 $412
3 Vehicles $4,134 $618
4 Vehicles $5,512 $824

Savings on 2 Vehicles bundle:$412

Savings on 3 Vehicles bundle:$618

Savings on 4 Vehicles bundle:$824


Toombs County, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Toombs County, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Toombs County $1,584 $2,896
Santa Claus $1,562 $2,856
Vidalia-Lyons $1,586 $2,899
Lyons $1,559 $2,850
Vidalia $1,604 $2,932
Cedar Crossing $1,577 $2,883
Alston $1,573 $2,876
Higgston $1,601 $2,927

Toombs County, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,359
Excellent (740-799) $1,551
Good (670-739) $1,651
Average (580-669) $2,153
Poor (300-579) $2,584

Toombs County, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Manning State Farm 408 Jackson St, Vidalia, 30474-4733 912-537-1901
Zorn & Son Insurance Agency Liberty Mutual Independent 603 W FIRST STREET, VIDALIA, 30474 (912) 537-7951
Thigpen Insurance Agency None 302-4 E 1St St , Vidalia, 30474 None
Dixie Oneal Agency Inc Allstate 405 W 1st St, Vidalia, 30474 (912) 537-7555
Dennis Banks Agency Inc Nationwide 312 Maple Dr, Vidalia, 30474-8909 (912) 537-8831
Lee Hill & Johnston Insurors Liberty Mutual Independent 212 SAVANNAH AVE, STATESBORO, 30458 (912) 764-9896
Bishop-Durden Ins Allstate 400 Jackson St, Vidalia, 30474 (912) 537-8204
Atlantic Life & Casualty None 129 Willow Lane , Brooklet, 30415 None
Ginger Larrabee State Farm 23681 Hwy 80 E, Statesboro, 30461 912-764-2221

Toombs County, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,654
Driver's Failure In Showing Documents +$154 $1,738
Driving With An Expired Registration +$163 $1,747
Driving At A Considerably Slow Pace +$344 $1,928
Using A Cellphone While Driving +$363 $1,947
Running A Red Light +$369 $1,953
Speeding +$388 $1,972
Driving A Vehicle Without The Required Permission +$493 $2,077
Driving With An Expired/Suspended License +$1,068 $2,652

Toombs County, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,521
Active Disabling Device $1,521
Tracking Device $1,489
Passive Disabling Device $1,473