Torrance, CA Auto Insurance Rates
Torrance, CA residents can save $620 by comparing multiple quotes & reading reviews & research on Torrance car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1078 | $1545 | $2444 |
Latest Auto Insurance Reviews in Torrance, California
Geico
My car insurance company is not bad to deal with. I never had any extensive dealing besides paying the bill. The premium is a little expensive because of where I live.
My car insurance company is not bad to deal with. I never had any extensive dealing besides paying the bill. The premium is a little expensive because of where I live.
Geico
I have had a couple of good conversations with their customer service but I also have had one bad conversation with them. So far it has been a mix experience.
I have had a couple of good conversations with their customer service but I also have had one bad conversation with them. So far it has been a mix experience.
Geico
Awesome company with really great app and support team. Its super easy to manage everything you need to do right from their app
Awesome company with really great app and support team. Its super easy to manage everything you need to do right from their app
Progressive
im satisfied with my coverage for what i pay for. i wouldnt expect much more than what i have.
im satisfied with my coverage for what i pay for. i wouldnt expect much more than what i have.
Geico
They have competitive policies and make good on them. I have seen some other policies and I think the one I chose was good.
They have competitive policies and make good on them. I have seen some other policies and I think the one I chose was good.
State Farm
I have both my car and home insurance with State Farm. When a tornado damaged my car last November they totaled it and replaced it with another car that was 4 years newer.
I have both my car and home insurance with State Farm. When a tornado damaged my car last November they totaled it and replaced it with another car that was 4 years newer.
Allstate
I suppose they are ok. I would like to see the premiums go down since I have 2 older vehicles and no claims in over 10 years.
I suppose they are ok. I would like to see the premiums go down since I have 2 older vehicles and no claims in over 10 years.
Allstate
I like Allstate insurance company offerings for car insurance policies, they are pretty good and I've been with them for a while.
I like Allstate insurance company offerings for car insurance policies, they are pretty good and I've been with them for a while.
Aaa
Customer service is always top of its class. I can call any person and get service right away and not get an attitude if I happen to call the wrong department.
Customer service is always top of its class. I can call any person and get service right away and not get an attitude if I happen to call the wrong department.
California Casualty
Our current company is slightly more expensive, but it's worth it for the experience we've had with their service.
Our current company is slightly more expensive, but it's worth it for the experience we've had with their service.
California Casualty
Our current company is slightly more expensive, but it's worth it for the experience we've had with their service.
Our current company is slightly more expensive, but it's worth it for the experience we've had with their service.
Geico
I feel as though they have better discounts and rates for a household with multiple cars.
I feel as though they have better discounts and rates for a household with multiple cars.
Geico
My company offers the same types of policies as others do. There isn't a big difference in the offerings, except for the price of them. I don't really have any unique experience with it.
My company offers the same types of policies as others do. There isn't a big difference in the offerings, except for the price of them. I don't really have any unique experience with it.
Wawanesa Insurance
Their customer service response time, friendliness, helpfulness, and overall quality seems to be either on par or better than most other insurance companies.
Their customer service response time, friendliness, helpfulness, and overall quality seems to be either on par or better than most other insurance companies.
Geico
Their customer service is their best feature. They always answer all questions that I have and they answer them quickly. There are not long hold times. The customer service representatives are always friendly and eager to help.
Their customer service is their best feature. They always answer all questions that I have and they answer them quickly. There are not long hold times. The customer service representatives are always friendly and eager to help.
Farmer's Insurance
My dislike of the company comes from the add ons that the agent is always trying to push. I'm giving them so much money I don't want to spend any more, but the car insurance customer service is very helpful since car accidents are very stressful.
My dislike of the company comes from the add ons that the agent is always trying to push. I'm giving them so much money I don't want to spend any more, but the car insurance customer service is very helpful since car accidents are very stressful.
Mapfre Insurance
I liked that the representatives had a very calm personality and always took care to make sure that my questions were answered and that any transfers were quick and prompt.
I liked that the representatives had a very calm personality and always took care to make sure that my questions were answered and that any transfers were quick and prompt.
Geico
My premium is lower than liberty mutual which I have had in the past. I have also had progressive and they were easily a third higher
My premium is lower than liberty mutual which I have had in the past. I have also had progressive and they were easily a third higher
Geico
The premium was the cheapest option I could find at the time. I switched from a different company to this one because when I moved to a new city, my old company's premium rose considerably. This one was lower.
The premium was the cheapest option I could find at the time. I switched from a different company to this one because when I moved to a new city, my old company's premium rose considerably. This one was lower.
State Farm
The only thing I can think of that I dislike about State Farm is that you have to pay more for a rental. You aren't just provided with one in case of repairs or accidents. You have to rent a car yourself if you need it and then take the bill to them so they can decide to reimburse you or not.
The only thing I can think of that I dislike about State Farm is that you have to pay more for a rental. You aren't just provided with one in case of repairs or accidents. You have to rent a car yourself if you need it and then take the bill to them so they can decide to reimburse you or not.
Farmers Auto Insurance, Torrance, CA
$68/1 month
Car Insurance Policy Holder
- Married 62 Years old Male licensed 12 years ago with Own BMW 328i used for Business with estimated annual mileage of 12,001 - 15,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Torrance Car Insurance Rate Comparisons
Torrance, CA's average car insurance of $1545 differs from Hawthorne, CA (+$173), Inglewood, CA (+$478), Palos Verdes Estates, CA (+$985) and California (+$274)
| Torrance | Hawthorne, CA | Inglewood, CA | Palos Verdes Estates, CA | California | |
| Median Insurance Rates | $1545 | +$173 | +$478 | +$985 | +$274 |
Torrance Car Insurance Savings By Neighborhood & Street Area
| Torrance Driver Street Residence & Car Locations | Car Details in Torrance | Torrance Driver Demographics | Torrance Auto Insurance Estimates | Recent Torrance Insurance Savings |
|---|---|---|---|---|
| Bridgedale | ||||
| Glenburn Ave | 1997 Cadillac Seville STS | 27 year man | $2171 | $780 |
| Ogram Ave | 2005 Buick Rendezvous CX | 67 year senior | $1643 | $371 |
| Other Area | ||||
| Bailey Dr | 2012 Hyundai Sonata GLS | 64 year male senior | $1578 | $993 |
| Ashley Ave | 2009 Acura TSX Base | 31 year married woman | $1414 | $926 |
| Moneta | ||||
| Brighton Way | 2004 Chevrolet Silverado 2500HD LS | 17 year teenager | $3165 | $535 |
| S Dalton Ave | 2009 Chrysler 300 C | 52 year woman | $1488 | $638 |
| Clifton | ||||
| Talisman St | 2008 Ford Fusion V6 SEL | 46 year married man | $1714 | $831 |
| Merrill St | 2010 Toyota Prius II | 17 year female teenager | $2970 | $383 |
| Walteria | ||||
| Aero Way | 2010 Mazda Mazda3 s Grand Touring | 18 year male teenager | $3219 | $906 |
| Hickory Ave | 2011 Nissan Rogue S | 72 year female senior | $1586 | $404 |
Torrance Post DUI Car Insurance Rates
| Torrance | Carson | Lawndale | Alondra Park | California | |
| Median Post DUI Insurance Rate | $2873 | +$76 | +$106 | +$121 | +$510 |
| Male Teenager Post DUI Insurance Rate | $6264 | +$166 | +$231 | +$262 | +$1110 |
| Female Teenager Post DUI Insurance Rate | $6234 | +$166 | +$231 | +$262 | +$1107 |
The Post DUI insurance in Torrance, CA's is $2873 compared to Carson (+$76), Lawndale (+$106), Alondra Park (+$121) and California (+$510)
In Torrance, a male teenager with Post DUI pays $30 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2012 Hyundai Sonata GLS in Torrance, CA would pay $6154 on auto insurance while a female teenager POST DUI would pay $6126.
Torrance Car Insurance by Segment
Torrance Teenagers Car Insurance Rates Comparison
8994 Torrance Teenagers (6% of total population), 53% Male & 47% Female.
| Torrance | Palos Verdes Estates | Carson | Hermosa Beach | California | |
| All Teenagers | $3368 | +$2147 | +$89 | -$295 | +$597 |
| Male Teenager | $3368 | +$2147 | +$89 | -$295 | +$597 |
| Female Teenager | $3352 | +$2138 | +$89 | -$293 | +$595 |
Torrance teenagers pay $3368 in insurance in contrast with Palos Verdes Estates (+$2147), Carson (+$89), Hermosa Beach (-$295) and California (+$597). The difference between Male & Female teenagers in Torrance is $16
Example
- 2013 Honda Civic LX Male Teenager Insurance Rate $2927
- 2013 Dodge Journey Crew Female Teenager Insurance Rate $3532
Torrance Men & Women Car Insurance
145443 Torrance Adults (100% of total population), 49% Men & 51% Women.
| Torrance | Palos Verdes Estates | West Rancho Dominguez | El Segundo | California | |
| All Women | $1498 | +$956 | +$781 | -$85 | +$266 |
| Married Women | $1452 | +$926 | +$757 | -$83 | +$257 |
| All Men | $1962 | +$1251 | +$1022 | -$112 | +$348 |
| Married Men | $1869 | +$1192 | +$974 | -$107 | +$331 |
The typical insurance rate of $1962 that Torrance Men pay varies from Palos Verdes Estates (+$1251), West Rancho Dominguez (+$1022), El Segundo (-$112) and California (+$348). In Torrance, married men pay $417 more than married women.
Example
- 2013 Jeep Wrangler Sport Married Men Insurance Rate $1779
- 2014 Kia Sorento LX Married Women Insurance Rate $1649
Torrance Senior Car Insurance
30574 Torrance Seniors (21% of total population), 42% Senior Men & 58% Senior Women.
| Torrance | Rolling Hills Estates | Rolling Hills | Compton | California | |
| All Seniors | $1637 | +$949 | +$970 | +$232 | +$291 |
| Senior Men | $1606 | +$931 | +$952 | +$228 | +$285 |
| Senior Women | $1668 | +$967 | +$988 | +$237 | +$296 |
Torrance seniors pay $1637 in insurance compared to Rolling Hills Estates (+$949), Rolling Hills (+$970), Compton (+$232) and California (+$291). In Torrance, senior men pay $62 less than senior women.
Torrance Car Insurance Discounts for Multiple Vehicles
Torrance Population with 1 Vehicle 17481 (32% of Torrance population), 2 Vehicles 23091 (42% of the Torrance population) and 3 vehicles 8522 (15% of the population)
| Torrance | Palos Verdes Estates | Carson | West Athens | California | |
| 2 Vehicles | $2936 | +$1871 | +$78 | +$693 | +$521 |
| 3 Vehicles | $4481 | +$2856 | +$119 | +$1058 | +$795 |
| 4 Vehicles | $6026 | +$3841 | +$160 | +$1423 | +$1069 |
Torrance Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Sierra 2500HD SLE | $200 | $1650 | $1850 | $1570 | $1770 | $80 |
| Ford, Edge SEL | $300 | $1540 | $1840 | $1420 | $1720 | $120 |
| Chrysler, 300 S | $1500 | $1550 | $2050 | $1480 | $2980 | $-930 |
| Toyota, Sequoia Limited | $1000 | $1550 | $2050 | $1440 | $2440 | $-390 |
| Ford, Explorer Limited | $700 | $1530 | $2030 | $1400 | $2100 | $-70 |