Townsend Auto Insurance Rates, Quotes, Agents & Reviews in GA

Townsend, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Townsend, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Townsend, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Townsend, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Townsend, GA with that of other cities in and around Townsend.

Townsend Riceboro Liberty County Darien McIntosh County Ludowici South
Average Insurance Rates $1,641 $1,571 $1,608 $1,589 $1,600 $1,611

Townsend, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Townsend, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Townsend $1,648 $1,392
McIntosh County $1,712 $1,446
Riceboro $1,257 $1,061
Darien $2,058 $1,738
Ludowici South $1,965 $1,660
Midway $1,707 $1,442
Liberty County $1,340 $1,132
Walthourville $1,957 $1,653

Townsend, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Townsend, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,325
20 Years $2,108
30 Years $1,624
40 Years $1,563
50 Years $1,447
60 Years $1,467
70 Years $1,708

Townsend, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Townsend, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,888 $394
3 Vehicles $4,332 $591
4 Vehicles $5,776 $788

Savings on 2 Vehicles bundle:$394

Savings on 3 Vehicles bundle:$591

Savings on 4 Vehicles bundle:$788

Townsend, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Townsend, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Townsend $1,641 $3,000
McIntosh County $1,600 $2,925
Riceboro $1,571 $2,872
Darien $1,589 $2,905
Ludowici South $1,611 $2,945
Midway $1,615 $2,952
Liberty County $1,608 $2,940
Walthourville $1,604 $2,932

Townsend, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,408
Excellent (740-799) $1,607
Good (670-739) $1,710
Average (580-669) $2,231
Poor (300-579) $2,677

Townsend, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
[ K i, n, ' s
Adam Wallace Allstate 2 Park Of Commerce Blvd Ste E2, Savannah, 31405 (912) 352-9860
Sondra Langston Farmers 14308 Ga Highway 251, Darien, 31305 (912) 437-2467
Phillips-Galis Insurance Inc Travelers 1401 UNION ST, BRUNSWICK, 31520 912-265-1810
Lynn Walker State Farm 6710 Mercer Blvd, Savannah, 31410-2329 912-897-3333
Bb&T Insurance Services - Savannah None 1020 Drayton St., Ste. 200, Savannah, 31401 None
A. J. & C. Garfunkel None 400 Mall Blvd Ste M, Savannah, 31406 None

Townsend, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$72 $1,713
Driver's Failure In Showing Documents +$159 $1,800
Driving With An Expired Registration +$169 $1,810
Driving At A Considerably Slow Pace +$356 $1,997
Using A Cellphone While Driving +$376 $2,017
Running A Red Light +$382 $2,023
Speeding +$402 $2,043
Driving A Vehicle Without The Required Permission +$510 $2,151
Driving With An Expired/Suspended License +$1,106 $2,747

Townsend, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,575
Active Disabling Device $1,575
Tracking Device $1,543
Passive Disabling Device $1,526