Townshend Auto Insurance Rates, Quotes, Agents & Reviews in VT

Townshend, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Townshend, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Townshend, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Townshend, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Townshend, VT with that of other cities in and around Townshend.

Townshend Newfane Jamaica Athens Windham Windham County
Average Insurance Rates $1,096 $1,104 $1,113 $1,073 $1,108 $945

Townshend, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Townshend, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Townshend $1,497 $1,264
Brookline $2,990 $2,526
Windham County $1,163 $982
Athens $1,460 $1,233
Newfane $1,639 $1,384
Windham $1,374 $1,161
Jamaica $1,264 $1,067
Wardsboro $1,331 $1,124

Townshend, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Townshend, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,556
20 Years $1,408
30 Years $1,085
40 Years $1,044
50 Years $966
60 Years $980
70 Years $1,141

Townshend, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Townshend, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,907 $285
3 Vehicles $2,861 $427
4 Vehicles $3,814 $570

Savings on 2 Vehicles bundle:$285

Savings on 3 Vehicles bundle:$427

Savings on 4 Vehicles bundle:$570

Townshend, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Townshend, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Townshend $1,096 $2,265
Brookline $1,096 $2,265
Windham County $945 $1,953
Athens $1,073 $2,217
Newfane $1,104 $2,281
Windham $1,108 $2,290
Jamaica $1,113 $2,300
Wardsboro $1,075 $2,221

Townshend, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $940
Excellent (740-799) $1,073
Good (670-739) $1,142
Average (580-669) $1,490
Poor (300-579) $1,788

Townshend, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lawrence & Wheeler Inc Liberty Mutual Independent 46 MAIN ST, SPRINGFIELD, 5156 802-885-2178
F W Putnam Insurance Agency None 91 Western Ave, Brattleboro, 5301 None
The Richards Group Liberty Mutual Independent 48 Harris Place, Brattleboro, 5301 (802)245-3776
Druke Ins Agcy None Main St Main St Williamsville, Dummerston, 5362 None
Richards Inc Travelers 27 E MAIN STREET, WILMINGTON, 5363 802-464-5353
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Kinney Pike Insurance Inc Liberty Mutual Independent 98 Merchants Row, Rutland, 5701 None

Townshend, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,144
Driver's Failure In Showing Documents +$106 $1,202
Driving With An Expired Registration +$113 $1,209
Driving At A Considerably Slow Pace +$238 $1,334
Using A Cellphone While Driving +$251 $1,347
Running A Red Light +$255 $1,351
Speeding +$269 $1,365
Driving A Vehicle Without The Required Permission +$341 $1,437
Driving With An Expired/Suspended License +$739 $1,835

Townshend, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,052
Active Disabling Device $1,052
Tracking Device $1,030
Passive Disabling Device $1,019