Tracy, CA Auto Insurance Rates

Tracy, CA residents can save $550 by comparing multiple quotes & reading reviews & research on Tracy car insurance rates, quotes, agents & coverage.

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$952 $1368 $2266

Latest Auto Insurance Reviews in Tracy, California

State Farm
I believe the deductible options are the same across the board with other auto insurers. I love my monthly premium because it is affordable and I can have a monthly amount automatically deducted from my bank account.
State Farm
I would recommend my auto insurance policy company State Farm because it has the best customer service, deductible.premiums of all the home insurance companies I have had in the past.
State Farm
I would recommend this company to others because of their great prices and coverage they have. They also have great agents on the phone.
i have no issues. I have not had any insurance claims except for windshield glass and they have responded quickly
The premiums and deductibles are comparatively more than the other companies, however since this company is also covering our home, so we opted for them.
I would give the insurance a 5, due to the many problems that occured with my house. They had no problem covering cost.
I have complete coverage on my car and get what the other companies offer at the same or lesser price, more likely less because I have comparison shopped and had my broker do the same.
I have not had any experience with our insurance's customer service, but I am happy with the coverage we were able to get for the low price.
I have not had any experience with our insurance's customer service, but I am happy with the coverage we were able to get for the low price.
Every time I needed to solve a problem or I have a doubt with my insurance company, they answered quickly and solved the problem without too much hassle. Sometimes over the phone and sometimes via emails.
I have not experienced a time where I have been dissatisfied with customer service or rates.
Geico has one of the lowest premiums when I purchased insurance. They have comparable coverage for a less amount.
What i dislike about the company is that every 6 months when you have to renew your car insurance the cost seems to go up a little bit.
Farmer's Insurance
Whenever I have called for any auto insurance issues, the customer has always been very helpful. There was a major car accident with a previous car and they were very calm and reassuring.
I can't think of anything that I dislike. Every interaction has been positive and I have felt that I was treated with respect and gotten thoughtful answers to my questions and concerns.
I don't dislike anything about this company. I have read up on different Geico Insurance companies around the world and haven't read any negative report and I fully agree with my finding on this company, again there is nothing I dislike about the company.
Write Your Review | Tracy, California Auto Insurance Analysis
Geico, Tracy, CA
$111/1 month
Car Insurance Policy Holder
  • Married 37 Years old Male licensed 3 years ago with Own Acura TSX Tech used for Business with estimated annual mileage of 12,001 - 15,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Tracy Car Insurance Rate Comparisons

Tracy, CA's average car insurance of $1368 differs from Mountain House, CA (+$582), Grayson, CA (+$1012), Manteca, CA (+$12) and California (+$451)

Tracy Mountain House, CA Grayson, CA Manteca, CA California
Median Insurance Rates $1368 +$582 +$1012 +$12 +$451

Tracy Car Insurance Savings By Neighborhood & Street Area

Tracy Driver Street Residence & Car Locations Car Details in Tracy Tracy Driver Demographics Tracy Auto Insurance Estimates Recent Tracy Insurance Savings
Wainwright Village
Shaw Ct2007 Ford Fusion V6 SEL18 year teenager$2720$916
Iberis Way1999 Cadillac Seville SLS70 year senior$1605$350
James W Smith Loop2002 Buick Rendezvous CXL44 year married man$1658$920
Cose Ln2008 Chrysler 300 C37 year woman$1316$341
S Bird Rd2012 Hyundai Sonata GLS18 year female teenager$2912$625
Lovely Rd2007 Lexus GS 350 Base54 year married woman$1496$549
Yarmouth (historical)
S Bird Rd2010 Toyota Prius III54 year man$1537$914
Welty Rd2004 Chevrolet Silverado 2500HD LS64 year male senior$1335$599
Other Area
S Bird Rd2010 Mazda Mazda3 s Sport18 year male teenager$2855$607
Stearman Ct2009 Acura TSX Base80 year female senior$1446$381

Tracy Post DUI Car Insurance Rates

Tracy Stockton Discovery Bay Livermore-Pleasanton California
Median Post DUI Insurance Rate $2544 +$489 +$748 +$2050 +$839
Male Teenager Post DUI Insurance Rate $5546 +$1066 +$1629 +$4468 +$1828
Female Teenager Post DUI Insurance Rate $5520 +$1062 +$1622 +$4447 +$1821

The Post DUI insurance in Tracy, CA's is $2544 compared to Stockton (+$489), Discovery Bay (+$748), Livermore-Pleasanton (+$2050) and California (+$839)

In Tracy, a male teenager with Post DUI pays $26 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Buick Rendezvous CXL in Tracy, CA would pay $5557 on auto insurance while a female teenager POST DUI would pay $5533.

Tracy Car Insurance by Segment

Tracy Teenagers Car Insurance Rates Comparison

7889 Tracy Teenagers (7% of total population), 54% Male & 46% Female.

Tracy Patterson Ripon French Camp California
All Teenagers $2982 +$89 -$16 +$2293 +$983
Male Teenager $2982 +$89 -$16 +$2293 +$983
Female Teenager $2968 +$89 -$15 +$2283 +$979

Tracy teenagers pay $2982 in insurance in contrast with Patterson (+$89), Ripon (-$16), French Camp (+$2293) and California (+$983). The difference between Male & Female teenagers in Tracy is $14


  • 2011 Nissan Rogue S Male Teenager Insurance Rate $2836
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $2972

Tracy Men & Women Car Insurance

107152 Tracy Adults (100% of total population), 52% Men & 48% Women.

Tracy Grayson French Camp Byron California
All Women $1326 +$982 +$1021 +$70 +$438
Married Women $1285 +$952 +$989 +$68 +$424
All Men $1737 +$1285 +$1336 +$91 +$573
Married Men $1655 +$1224 +$1273 +$87 +$545

The typical insurance rate of $1737 that Tracy Men pay varies from Grayson (+$1285), French Camp (+$1336), Byron (+$91) and California (+$573). In Tracy, married men pay $370 more than married women.


  • 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1444
  • 2014 Kia Sorento LX Married Women Insurance Rate $1458

Tracy Senior Car Insurance

11124 Tracy Seniors (10% of total population), 43% Senior Men & 57% Senior Women.

Tracy Discovery Bay Byron Taft Mosswood California
All Seniors $1450 +$426 +$76 +$1072 +$478
Senior Men $1422 +$418 +$75 +$1053 +$469
Senior Women $1477 +$434 +$78 +$1093 +$487

Tracy seniors pay $1450 in insurance compared to Discovery Bay (+$426), Byron (+$76), Taft Mosswood (+$1072) and California (+$478). In Tracy, senior men pay $55 less than senior women.

Tracy Car Insurance Discounts for Multiple Vehicles

Tracy Population with 1 Vehicle 5675 (19% of Tracy population), 2 Vehicles 13172 (44% of the Tracy population) and 3 vehicles 6196 (21% of the population)

Tracy West Modesto Patterson Livermore California
2 Vehicles $2600 +$1998 +$78 -$318 +$857
3 Vehicles $3968 +$3050 +$119 -$485 +$1308
4 Vehicles $5336 +$4102 +$160 -$652 +$1759

Tracy Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Nissan, Quest SV $200 $1350 $1550 $1270 $1470 $80
Chevrolet, Silverado 1500 LTZ $1000 $1350 $1850 $1260 $2260 $-410
Honda, Insight LX $400 $1390 $1790 $1300 $1700 $90
Nissan, Murano SV $700 $1400 $1900 $1300 $2000 $-100
Jeep, Grand Cherokee Limited $1500 $1380 $1880 $1310 $2810 $-930