Trafford Auto Insurance Rates, Quotes, Agents & Reviews in AL

Trafford, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Trafford, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Trafford, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Trafford, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Trafford, AL with that of other cities in and around Trafford.

Trafford Morris Kimberly-Morris Smoke Rise County Line Locust Fork
Average Insurance Rates $1,407 $1,512 $1,490 $1,497 $1,208 $1,442

Trafford, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Trafford, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Trafford $1,297 $1,095
County Line $1,244 $1,051
Kimberly-Morris $1,073 $907
Kimberly $1,489 $1,258
Morris $1,581 $1,335
Smoke Rise $1,545 $1,305
Hayden $1,510 $1,275
Locust Fork $1,404 $1,186

Trafford, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Trafford, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,565
20 Years $1,808
30 Years $1,392
40 Years $1,340
50 Years $1,241
60 Years $1,258
70 Years $1,464

Trafford, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Trafford, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,448 $366
3 Vehicles $3,672 $549
4 Vehicles $4,896 $732

Savings on 2 Vehicles bundle:$366

Savings on 3 Vehicles bundle:$549

Savings on 4 Vehicles bundle:$732

Trafford, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Trafford, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Trafford $1,407 $2,495
County Line $1,208 $2,142
Kimberly-Morris $1,490 $2,642
Kimberly $1,510 $2,677
Morris $1,512 $2,681
Smoke Rise $1,497 $2,654
Hayden $1,466 $2,599
Locust Fork $1,442 $2,557

Trafford, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,207
Excellent (740-799) $1,378
Good (670-739) $1,466
Average (580-669) $1,913
Poor (300-579) $2,295

Trafford, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jay Ellett State Farm 6662 Highway 75 Ste 111, Pinson, 35126-3200 205-680-FARM
Best Insurance Agency Llc Travelers 122 N CHALKVILLE RD STE 101, TRUSSVILLE, 35173 205-655-2128
Jerome Sims State Farm 1900 Crestwood Blvd Ste 105, Irondale, 35210-2056 205-592-0396
David Pember State Farm 7327 Highway 75 Ste 105, Pinson, 35126-4908 205-681-2841
Stewart Lee State Farm 516 Main St N Ste 100, Warrior, 35180-1164 205-647-0564
Cammie Cooper State Farm 6612 Old Bradford Rd, Pinson, 35126-2848 205-681-8184
Sidney K Brooks Nationwide 1275 Center Point Rd STE 200, Birmingham, 35215-6339 (205) 856-3563
Thomas Waters State Farm 3103 Independence Dr, Homewood, 35209-4111 205-879-1988

Trafford, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,469
Driver's Failure In Showing Documents +$136 $1,543
Driving With An Expired Registration +$145 $1,552
Driving At A Considerably Slow Pace +$305 $1,712
Using A Cellphone While Driving +$322 $1,729
Running A Red Light +$328 $1,735
Speeding +$345 $1,752
Driving A Vehicle Without The Required Permission +$438 $1,845
Driving With An Expired/Suspended License +$948 $2,355

Trafford, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,351
Active Disabling Device $1,351
Tracking Device $1,323
Passive Disabling Device $1,309