Trafford Auto Insurance Rates, Quotes, Agents & Reviews in PA

Trafford, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Trafford, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Trafford, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Trafford, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Trafford, PA with that of other cities in and around Trafford.

Trafford Level Green Pitcairn Monroeville Wilmerding Wall
Average Insurance Rates $1,387 $1,449 $1,345 $1,413 $1,342 $1,333

Trafford, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Trafford, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Trafford $1,463 $1,235
Wall $1,266 $1,069
Pitcairn $1,879 $1,587
Level Green $1,142 $965
East McKeesport $2,193 $1,852
North Versailles $1,613 $1,362
Wilmerding $1,544 $1,304
Monroeville $1,489 $1,258

Trafford, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Trafford, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,501
20 Years $1,782
30 Years $1,373
40 Years $1,321
50 Years $1,223
60 Years $1,240
70 Years $1,443

Trafford, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Trafford, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,386 $388
3 Vehicles $3,578 $583
4 Vehicles $4,771 $777

Savings on 2 Vehicles bundle:$388

Savings on 3 Vehicles bundle:$583

Savings on 4 Vehicles bundle:$777


Trafford, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Trafford, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Trafford $1,387 $2,183
Wall $1,333 $2,098
Pitcairn $1,345 $2,117
Level Green $1,449 $2,281
East McKeesport $1,358 $2,138
North Versailles $1,364 $2,147
Wilmerding $1,342 $2,112
Monroeville $1,413 $2,224

Trafford, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,190
Excellent (740-799) $1,358
Good (670-739) $1,445
Average (580-669) $1,886
Poor (300-579) $2,262

Trafford, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
John Tomaino Allstate 2713 1/2 Murray Ave, Pittsburgh, 15217 (412) 421-8400
Rise Insurance Agency Incorporated None 6315 Forbes Avenue, Suite L 114 Pittsburgh, PGH, 15217 None
The Baker Group Erie 305 Camp Hollow Road, West Mifflin, 15122 None
Ron Boller State Farm 907 Presque Isle Dr, Pittsburgh, 15239-2725 724-327-3217
Mary Cath Herforth State Farm 2665 Monroeville Blvd, Monroeville, 15146-2301 412-373-7700
Thomson & Sproull None 622 Frick Building 622 Frick Building Pittsburgh, PGH, 15219 None
Gary Brown State Farm 1751 Lincoln Hwy, N Versailles, 15137-2558 412-823-8280
Kathy Smith Liberty Mutual 3 Penn Center W Ste 100, Pittsburgh, 15276 1-412-859-6605

Trafford, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,448
Driver's Failure In Showing Documents +$135 $1,522
Driving With An Expired Registration +$143 $1,530
Driving At A Considerably Slow Pace +$301 $1,688
Using A Cellphone While Driving +$318 $1,705
Running A Red Light +$323 $1,710
Speeding +$340 $1,727
Driving A Vehicle Without The Required Permission +$431 $1,818
Driving With An Expired/Suspended License +$935 $2,322

Trafford, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,332
Active Disabling Device $1,332
Tracking Device $1,304
Passive Disabling Device $1,290