Tri-Cities Auto Insurance Rates, Quotes, Agents & Reviews in AL

Tri-Cities, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Tri-Cities, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Tri-Cities, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Tri-Cities, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Tri-Cities, AL with that of other cities in and around Tri-Cities.

Tri-Cities Colbert County Tuscumbia St. Florian Littleville Muscle Shoals
Average Insurance Rates $1,447 $1,434 $1,433 $1,506 $1,412 $1,468

Tri-Cities, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Tri-Cities, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Tri-Cities $2,160 $1,824
Muscle Shoals $1,715 $1,449
Tuscumbia $2,156 $1,821
Sheffield $2,120 $1,790
Leighton $1,433 $1,210
Colbert County $1,583 $1,337
St. Florian $1,332 $1,125
Littleville $1,260 $1,064

Tri-Cities, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Tri-Cities, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,695
20 Years $1,859
30 Years $1,432
40 Years $1,378
50 Years $1,276
60 Years $1,294
70 Years $1,506

Tri-Cities, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Tri-Cities, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,518 $376
3 Vehicles $3,777 $564
4 Vehicles $5,036 $752

Savings on 2 Vehicles bundle:$376

Savings on 3 Vehicles bundle:$564

Savings on 4 Vehicles bundle:$752

Tri-Cities, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tri-Cities, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Tri-Cities $1,447 $2,566
Muscle Shoals $1,468 $2,603
Tuscumbia $1,433 $2,541
Sheffield $1,411 $2,502
Leighton $1,438 $2,550
Colbert County $1,434 $2,543
St. Florian $1,506 $2,670
Littleville $1,412 $2,504

Tri-Cities, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,242
Excellent (740-799) $1,417
Good (670-739) $1,508
Average (580-669) $1,967
Poor (300-579) $2,360

Tri-Cities, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Parke Cochran State Farm 883 Cox Creek Pkwy, Florence, 35630-1003 256-767-4790
Michael Bange Allstate 3246 Florence Blvd, Florence, 35634 (256) 776-7123
Jennifer Ricks Allstate 117 Highway 72 E Ste E, Tuscumbia, 35674 (256) 389-9911
Thomas Adams Allstate 406 N Nashville Ave, Sheffield, 35660 (256) 978-5733
Hicks & Associates Inc Liberty Mutual Independent 2401 HELTON DR STE B, FLORENCE, 35630 (256) 766-6000
Myron Gardner State Farm 1819 Darby Dr, Florence, 35630-2622 256-764-2234
Vincent Lindsey Allstate 964 Cox Creek Pkwy, Florence, 35633 (256) 712-5379
Bill Alexander State Farm 919 Avalon Ave Ste A, Muscle Shoals, 35661-2338 256-381-5858
Marty Hinton State Farm 101 S Court St, Florence, 35630-5602 256-767-5601
Eddie Breakfield State Farm 114 N Marion St, Athens, 35611-2538 256-232-1238
Jerllynn Gilchrist Farmers 1206 Woodward Ave, Muscle Shoals, 35661 (256) 627-3804

Tri-Cities, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,511
Driver's Failure In Showing Documents +$140 $1,587
Driving With An Expired Registration +$149 $1,596
Driving At A Considerably Slow Pace +$314 $1,761
Using A Cellphone While Driving +$331 $1,778
Running A Red Light +$337 $1,784
Speeding +$355 $1,802
Driving A Vehicle Without The Required Permission +$450 $1,897
Driving With An Expired/Suspended License +$975 $2,422

Tri-Cities, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,389
Active Disabling Device $1,389
Tracking Device $1,360
Passive Disabling Device $1,346