Troup County Auto Insurance Rates, Quotes, Agents & Reviews in GA

Troup County, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Troup County, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Troup County, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Troup County, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Troup County, GA with that of other cities in and around Troup County.

Troup County Standing Rock Abbottsford LaGrange West Point Hogansville
Average Insurance Rates $1,613 $1,515 $1,634 $1,614 $1,595 $1,584

Troup County, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Troup County, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Troup County $1,706 $1,441
LaGrange $1,504 $1,270
Hillcrest $1,662 $1,404
Abbottsford $1,718 $1,451
West Point $1,328 $1,121
Oak Grove $1,109 $937
Hogansville $1,420 $1,200
Standing Rock $1,677 $1,416

Troup County, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Troup County, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,234
20 Years $2,073
30 Years $1,596
40 Years $1,536
50 Years $1,422
60 Years $1,442
70 Years $1,679

Troup County, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Troup County, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,839 $387
3 Vehicles $4,258 $581
4 Vehicles $5,678 $774

Savings on 2 Vehicles bundle:$387

Savings on 3 Vehicles bundle:$581

Savings on 4 Vehicles bundle:$774


Troup County, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Troup County, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Troup County $1,613 $2,949
LaGrange $1,614 $2,951
Hillcrest $1,657 $3,029
Abbottsford $1,634 $2,987
West Point $1,595 $2,916
Oak Grove $1,627 $2,974
Hogansville $1,584 $2,896
Standing Rock $1,515 $2,686

Troup County, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,384
Excellent (740-799) $1,580
Good (670-739) $1,681
Average (580-669) $2,193
Poor (300-579) $2,631

Troup County, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mable Smith Sharp State Farm 229 S Davis Rd Ste 300, Lagrange, 30241-2607 706-882-9324
Hutchinson Traylor Insurance Agency None 200 Broad St, Lagrange, 30240 None
J Smith Lanier & Co Of Birmingham Travelers 300 WEST 10TH ST, WEST POINT, 31833 706-645-2211
Nathan Brain State Farm 3441 Highway 34 E Ste A, Sharpsburg, 30277-3560 770-251-3925
The Complete Insurance Source Travelers 155 MARQUIS DR, FAYETTEVILLE, 30214 770-371-8247
Bill Leppo State Farm 2807 Highway 34 E, Newnan, 30265-1331 770-251-4031
Southland Insurance Agency Travelers 109 CORPORATE DRIVE, CARROLLTON, 30117 770-834-7631
Southland Insurance Agency Travelers 109 CORPORATE DRIVE, CARROLLTON, 30117 770-834-7631
Nash Stephens Agency Inc Travelers 3417 HWY 5 STE C, DOUGLASVILLE, 30135 770-942-2058
Scott Fields Allstate 3655 Highway 5 Ste 101, Douglasville, 30135 (770) 947-1579
Larry Truitt & Associates None 1265 Parkway 1265 Parkway, Franklin, 30217 None
Gladys Thomason Farmers 6703 Shannon Pkwy Ste 4, Union City, 30291 (770) 681-0206
Lloyd Pro Group Inc Nationwide 2973 Hwy 5, Douglasville, 30135 (770) 947-8096

Troup County, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$71 $1,684
Driver's Failure In Showing Documents +$156 $1,769
Driving With An Expired Registration +$166 $1,779
Driving At A Considerably Slow Pace +$350 $1,963
Using A Cellphone While Driving +$369 $1,982
Running A Red Light +$376 $1,989
Speeding +$395 $2,008
Driving A Vehicle Without The Required Permission +$502 $2,115
Driving With An Expired/Suspended License +$1,087 $2,700

Troup County, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,548
Active Disabling Device $1,548
Tracking Device $1,516
Passive Disabling Device $1,500