Tucson Auto Insurance Rates, Quotes, Agents & Reviews in AZ

Tucson, AZ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Tucson, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Tucson, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Tucson, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Tucson, AZ with that of other cities in and around Tucson.

Tucson Littletown Rincon Valley Catalina Foothills Summit Vail
Average Insurance Rates $1,025 $1,268 $1,442 $1,496 $1,256 $1,364

Tucson, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Tucson, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Tucson $1,550 $1,309
Rincon Valley $1,886 $1,593
Littletown $1,938 $1,637
Tanque Verde $1,851 $1,563
Vail $2,287 $1,931
Summit $1,889 $1,596
South Tucson $2,708 $2,287
Catalina Foothills $1,039 $878

Tucson, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Tucson, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,326
20 Years $1,317
30 Years $1,014
40 Years $976
50 Years $904
60 Years $916
70 Years $1,067

Tucson, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Tucson, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,804 $246
3 Vehicles $2,706 $369
4 Vehicles $3,608 $492

Savings on 2 Vehicles bundle:$246

Savings on 3 Vehicles bundle:$369

Savings on 4 Vehicles bundle:$492

Tucson, AZ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tucson, AZ.

Location Average Insurance Cost Post DUI Insurance Rate
Tucson $1,025 $2,032
Rincon Valley $1,442 $2,858
Littletown $1,268 $2,514
Tanque Verde $1,469 $2,912
Vail $1,364 $2,704
Summit $1,256 $2,490
South Tucson $1,264 $2,506
Catalina Foothills $1,496 $2,965

Tucson, AZ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $879
Excellent (740-799) $1,004
Good (670-739) $1,068
Average (580-669) $1,393
Poor (300-579) $1,672

Tucson, AZ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Halvorson Insurance Inc Travelers 6131 E Grant Rd, Tucson, 85712 None
Dave Noel State Farm 7231 E Golf Links Rd, Tucson, 85730-1114 520-747-7777
Damon Yturralde Liberty Mutual 333 North Wilmot Rd. Suite 100, Tucson, 85711 1-520-745-1661
Kim Koonce Liberty Mutual 333 North Wilmot Rd. Suite 100, Tucson, 85711 1-520-745-1661
Jason Costell Liberty Mutual 333 North Wilmot Rd. Suite 100, Tucson, 85711 1-520-745-1661
Steven Cooper Allstate 8919 E Golf Links Rd, Tucson, 85730 (520) 882-9001
Robert Bob Stenquist Farmers 7851 E Wrightstown Rd, Tucson, 85715 (520) 721-1700
Lloyd Bailey State Farm 8925 E Golf Links Rd, Tucson, 85730-1318 520-885-6785
Frances Mclean-Kosir Farmers 150 S Camino Seco Ste 101, Tucson, 85710 (520) 296-6143

Tucson, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$45 $1,070
Driver's Failure In Showing Documents +$99 $1,124
Driving With An Expired Registration +$106 $1,131
Driving At A Considerably Slow Pace +$222 $1,247
Using A Cellphone While Driving +$235 $1,260
Running A Red Light +$239 $1,264
Speeding +$251 $1,276
Driving A Vehicle Without The Required Permission +$319 $1,344
Driving With An Expired/Suspended License +$691 $1,716

Tucson, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $984
Active Disabling Device $984
Tracking Device $964
Passive Disabling Device $953

Latest Auto Insurance Reviews in Tucson, AZ | Back to Top

I feel the policy can have better offerings compared to what insurance providers out there has been providing out there.
very much useful for my home .thevery much useful for my home .then the workers are lso very helpful give to respectan the workers are lso very helpful
Progressive's policy offerings by far exceed my expectations in comparison with other insurance companies. They have the most customizable policy offerings.
Geico offers the same policy coverage as every other insurance provider, however, they offer it at a much more affordable premium. I felt that the perks offered by other providers' marketing campaigns did not make up for the difference in price that Geico offers.
I have been treated very well by customer service. They have been lightning quick and friendly in all interactions with me.
It's cheaper than most and it has the little lizard dude for a masscot. It is what it is and I get what I pay for.
Amica Mutual Insurance
I like that claims managers are acceible by phone and by email, and that the company website allows me to manage my account 24/7.
Geico offers a range of coverages similar to other companies. In some areas, such as liability coverage, they offer coverages not typically offered by other companies. For example, they offer $300000/ $300000 for liability. I have not seen this coverage at other companies.
There is not a whole lot I dislike. They have always been very helpful whenever I called them. Even giving me potential premiums for cars that I was looking at purchasing. Great company to work with.
Amica Mutual Insurance
I'm satisfied with my company on the basis of price. After shopping around for policies, my company offered the same coverage for almost 30% less than competitors.
Farm Bureau
They offer low down payment options, as well as extended plan options like the 6 month or 12 month option without going over budget.
The policy is great for me, I'm young and don't have as high of a premium as other people with other insurers and I feel that the amount per serving is a fair price.
Geico is the bare minimum for a cheaper price. They offer higher deductibles4 to keep monthly rate low however, another insurance company will offer better coverage and much better customer service but high prices.
Metromile Auto Insurance
Before this insurance company I was paying at least $150 a month for my premium. With Metromile I pay $50, then I pay a certain cents per mile.
We switched to this company when we moved to the Virgin Islands. We were pleasantly surprised when the premium was significantly lower than we had previously been paying with better coverage.