Tulsa Auto Insurance Rates, Quotes, Agents & Reviews in OK

Tulsa, OK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Tulsa, OK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Tulsa, OK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Tulsa, OK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Tulsa, OK with that of other cities in and around Tulsa.

Tulsa Oakhurst Turley Sand Springs Broken Arrow Tulsa County
Average Insurance Rates $1,615 $1,539 $1,487 $1,581 $1,634 $1,615

Tulsa, OK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Tulsa, OK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Tulsa $1,462 $1,235
Tulsa County $2,192 $1,851
Oakhurst $1,478 $1,248
Turley $1,861 $1,572
Jenks $1,266 $1,069
Sand Springs $1,813 $1,531
Broken Arrow $1,512 $1,277
Sperry $1,063 $898

Tulsa, OK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Tulsa, OK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,240
20 Years $2,075
30 Years $1,598
40 Years $1,538
50 Years $1,424
60 Years $1,444
70 Years $1,681

Tulsa, OK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Tulsa, OK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,746 $485
3 Vehicles $4,118 $727
4 Vehicles $5,491 $969

Savings on 2 Vehicles bundle:$485

Savings on 3 Vehicles bundle:$727

Savings on 4 Vehicles bundle:$969

Tulsa, OK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tulsa, OK.

Location Average Insurance Cost Post DUI Insurance Rate
Tulsa $1,615 $2,522
Tulsa County $1,615 $2,522
Oakhurst $1,539 $2,404
Turley $1,487 $2,322
Jenks $1,680 $2,624
Sand Springs $1,581 $2,469
Broken Arrow $1,634 $2,552
Sperry $1,521 $2,375

Tulsa, OK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,386
Excellent (740-799) $1,582
Good (670-739) $1,683
Average (580-669) $2,196
Poor (300-579) $2,634

Tulsa, OK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Aaa Oklahoma-Tulsa Travelers 11609 EAST 31ST STREET, TULSA, 74146 800-842-5075
Bracken Insurance Agency None 9717 E 42Nd St Suite 105, Tulsa, 74146 (918) 518-0563
John Ramsey State Farm 8181 S Harvard Ave, Tulsa, 74137-1612 918-481-1411
Phil Runyon Farmers 5121 S Sheridan Rd, Tulsa, 74145 (918) 491-1114
Roxi Smith Farmers 2214 E 61st St, Tulsa, 74136 (918) 712-5539
Gail Boyce State Farm 6149 S Peoria Ave, Tulsa, 74136-0514 918-747-6866
Robert C Bates Llc Travelers 406 S BOULDER AVE STE 600, TULSA, 74103 918-665-3001
Rachel C Brewer Liberty Mutual 10462 S 82Nd E Avenue Ste 106, Tulsa, 74133 1-918-299-7593
Fennell & Associates Inc Travelers 5800 SKELLY DR E STE 605, TULSA, 74135 918-632-0136
Kelly Bell State Farm 10030 S Mingo Rd Ste B, Tulsa, 74133-5713 918-459-0456
Kalka Ins Agcy Llc Allstate 823 E Main St, Cushing, 74023 (918) 225-0789

Tulsa, OK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$71 $1,686
Driver's Failure In Showing Documents +$157 $1,772
Driving With An Expired Registration +$166 $1,781
Driving At A Considerably Slow Pace +$350 $1,965
Using A Cellphone While Driving +$370 $1,985
Running A Red Light +$376 $1,991
Speeding +$396 $2,011
Driving A Vehicle Without The Required Permission +$502 $2,117
Driving With An Expired/Suspended License +$1,089 $2,704

Tulsa, OK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,550
Active Disabling Device $1,550
Tracking Device $1,518
Passive Disabling Device $1,502

Latest Auto Insurance Reviews in Tulsa, OK | Back to Top

State Farm
I would recommend this this company. This is a good company. The agent is polite. The service is good. I would use it for a while.
Country Financial
they have the standard offerings. There is car rental coverage in the case of an accident. The main things are liability coverage, medical coverage, and collision.
I've only had them for a short time and haven't really had to use customer service the few times i have called they have always answered my questions.
State Farm
I had a review of my insurance policies about a year ago. I got quotes from 3 other companies, I took those quotes into my local agent.
The Hartford
The premium is slightly higher but the deductible is considerably lower. I was also pleased with the coverage for the vehicle (including glass and towing) along with personal coverage.
The Hartford
The premium is slightly higher but the deductible is considerably lower. I was also pleased with the coverage for the vehicle (including glass and towing) along with personal coverage.
Farmer's Insurance
The premium is higher than other companies who service my area. I qualify for USAA and should have stayed with them, however, I switched because I wanted a local branch I could go to.
I rate them a 4 as they have provided me with good coverage, has a solid website, features to reduce premium and acceptable premiums.
I dislike the most about them however, it would have to be that it is such a large company that your specific needs cannot be tailored to.
My company offered the cheapest premium although I still feel that it is too high considering that I have a perfect driving record
I do feel that they are a bit more expensive than a lot of other carriers. They could lower their prices.
State Farm
My insurance agent lives in another county 180 miles from me. Nevertheless, all my interactions are quick and simple. I have her personal cell phone number and have called it from time to time when emergencies arise. She's the best.
Liberty Mutual
The policy offerings are pretty standard without going to above or below. I would generally compare it to being in the average expectation of insurance providers at this point.
Whenever I need to contact Geico, my call is answered quickly. I've never had to sit and wait on the line for a representative to be available.